Effortlessly Earn More with the HSBC VISA Platinum Credit Card

The HSBC VISA Platinum Credit Card offers a strong mix of rewards and lifestyle benefits, with no joining or annual fee.

Designed for everyday use, the card lets you earn up to 6 reward points on eligible spending. You can also receive fuel cashback through contactless payments and enjoy access to exclusive Visa Signature privileges.

With its refreshed design and added features, this card brings value, convenience, and premium experiences together for regular spending.

HSBC VISA Platinum Credit Card Benefits

Benefits begin with protection that offers coverage up to ₹3,00,000 against card misuse and global emergency card replacement support.

Want to explore more features of the HSBC VISA Platinum Credit Card? Then keep reading! 

1. Welcome Benefits

• Earn 2,000 reward points after logging into the HSBC app and spending ₹5,000 within the first 30 days.
• Receive a complimentary 3-month Swiggy One membership after activating your HSBC VISA Platinum Credit Card successfully.
• Get an Amazon eGift card worth ₹250 when you apply online, complete video verification, and receive your credit card.

2. Reward Points

• Earn 2 reward points for every ₹150 spent on eligible purchases using your HSBC VISA Platinum Credit Card.
• Earn up to 6X reward points on hotel, flight, and car rental bookings through the Travel with Points platform.

Note: You can convert reward points instantly into air miles or hotel loyalty points through the HSBC India Mobile Banking application.

3. Lifestyle and Travel Perks

• Enjoy a 12-month Times Prime membership with access to services like Discovery+, JioHotstar, and Uber One benefits.
• Get complimentary flight seat selection twice yearly on domestic bookings through MakeMyTrip using the VISAFREESEAT promo code.
• Receive 15% cashback in your MakeMyTrip wallet on hotel bookings in India using the VISASIGNATURE promo code.

4. Fuel Benefits

• Earn ₹250 cashback on contactless fuel payments, applicable on total fuel spending up to ₹10,000 every calendar quarter.
• Get a fuel surcharge waiver up to ₹250 on transactions between ₹400 and ₹4,000 made at fuel stations each month.

5. Other Privileges

• Access exclusive shopping privileges, discounts, and VIP experiences at The Bicester Collection Villages across participating global locations.
• Transfer outstanding balances from other credit cards and repay them in easy monthly installments at lower interest rates.

💡With so many features designed to simplify spending, your credit card becomes a key part of your daily finances. To stay organised, use the secure and GST-compliant Pice App to track bills, get timely reminders and pay your credit card dues without hassle.

HSBC VISA Platinum Credit Card Charges

Cardholders get up to 48 days of interest-free credit on purchases. If the full amount is not paid, finance charges of 3.75% per month (45% annually) apply.

The table below outlines the other applicable charges:

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HSBC VISA Platinum Credit Card Eligibility

To apply for the VISA Platinum Credit Card, applicants must meet basic eligibility conditions, such as age, income, etc., set by HSBC Bank.

1. You should be between 18 - 65 years of age and must be an Indian resident.
2. A minimum annual income of ₹6,00,000 is required for salaried individuals, while self-employed applicants can also apply.
3. The bank accepts applications only from selected cities such as Delhi NCR, Mumbai, Bengaluru, Chennai, Hyderabad, and other major locations.

HSBC VISA Platinum Credit Card Application Process

You can apply for the HSBC VISA Platinum Card through multiple simple methods.

1. Visit the HSBC website and choose your card to start the application process online.
2. You may also contact the PhoneBanking team to request assistance.
3. Visit the nearest HSBC branch if you prefer to do it offline.

During the process, you must submit documents such as a passport-size photograph, identity proof, address proof, and income proof, like a salary slip or tax return.

Note: The bank will verify original documents before approval.

HSBC VISA Platinum Credit Card Customer Support

HSBC provides dedicated customer support to help cardholders with queries and services.

1. You can call toll-free numbers within India at 1800 267 3456 or 1800 121 2208.
2. For international assistance, use +91-40-65118002 or +91-22-71728002.
3. Phone banking services are available from 6:30 am to 8:30 pm for general enquiries.
4. In case of emergencies such as card loss or misuse, services remain available 24/7.

💡While support is available whenever you need it, keeping your payments organised makes things even smoother. Use the Pice App to manage multiple cards from one secure platform. Select your card, enter details, choose the amount, and complete payment easily.

FAQs