Make the Most of Your Expenses with the Standard Chartered Super Value Titanium Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

  • 27 Mar 26
  • 5 mins
standard chartered super value titanium credit card

Make the Most of Your Expenses with the Standard Chartered Super Value Titanium Credit Card

avatar of shreyansh singh
avatar of shreyansh singh Shreyansh Singh
  • 08 Mins
  • 27-03-26

Key Takeaways

  • 5% cashback on fuel, utility and phone bills. 
  • No physical interaction required for approval. 
  • 1 reward point for every ₹150 spent.  
  • One lifetime-free supplemental credit card.

The Standard Chartered Super Value Titanium Credit Card is for modern spenders who want extra value on everyday expenses. Suppose the total cost of your monthly fuel, phone and electricity bill is ₹3,000. You will receive a flat ₹150 cashback with this credit card. 

The Super Value credit card also rewards your other spending. With a nominal joining and renewal fee of ₹750 + GST, this credit card is ideal for active professionals and commuters. Scroll down to explore the offerings of the Standard Chartered Super Value Titanium Credit Card in detail.

Standard Chartered Super Value Titanium Credit Card Benefits

Standard Chartered Super Value Titanium Credit Card Benefits

The Standard Chartered Super Value Titanium Credit Card benefits range from useful savings to unlimited convenience. It offers cashback on expenses that you have already been making. Let us discuss these benefits in detail:

  1. Fuel Savings

Cardholders can earn 5% cashback on all fuel spends of ₹2,000 or below. Users can get a maximum cashback of up to ₹200 per month and a maximum of ₹100 per transaction. 

  1. Savings on Utility Bills

You can receive 5% cashback on utility bills of ₹750 and more. The maximum cashback that you can earn on a transaction and in a month is ₹100. 

  1. Cashback on Phone Bills 

Similar to fuel and electricity, get another 5% cashback when you pay your phone bills. The minimum eligible transaction amount is ₹750. You can receive up to ₹200 cashback monthly and up to ₹100 cashback on every transaction. 

  1. Base Rewards

Apart from the accelerated earnings, cardholders will receive 1 reward for every ₹150 spent on other categories.   

  1. Complimentary Priority Pass Membership  

The Standard Chartered Super Value Titanium Credit Card lounge access program includes complimentary Priority Pass membership for zero charges. 

  1. Complimentary Add-on Card

Users can apply for a lifetime-free supplemental card for their 18-year-old family members, allowing them to get the benefits.  

  1. Dial-a-Loan  

Get an instant loan of up to ₹5,00,000 for a maximum of 60 months at an initial interest rate of 0.99% for the first 6 months.   

💡For an added advantage, install the Pice app! It timely clears all your dues, giving you a simple and secure payment experience.

Process to Redeem Cashback Earned on the Standard Chartered Super Value Titanium Credit Card

You can redeem your accumulated cashback for products and vouchers on the Standard Chartered 360° Rewards portal. Simply register using your credit card details and phone number. Review the cashback catalogue and select your product to confirm the order.  

You can also use the 24-hour phone banking helpline, as per your location, to place your order and redeem the cashback. Orders placed via phone take 10 working days to reach the registered address.  

Standard Chartered Super Value Titanium Credit Card Eligibility Criteria

Interested individuals between 21 and 65 years can apply for this credit card. Other parameters include: 

  • Minimum Income: A stable monthly income of ₹55,000 is required. 
  • Local Residence: Applicant should belong to the credit card sourcing city. 

Now, if you are wondering what documents are required for the Standard Chartered Super Value Titanium Credit Card application process, you must provide one scanned copy of the following: 

  • Identity proof (Aadhaar Card, Voter ID Card, PAN Card) 
  • Address proof (Passport, Utility Bill)) 
  • Recent passport-sized photograph 
  • Financial proof (last month's salary slip/ latest IT returns and business continuity proof for self-employed).

Standard Chartered Super Value Titanium Credit Card Charges

The Standard Chartered Super Value Titanium Credit Card has an annual fee of ₹750 + GST. Other applicable charges include:  

TypeCharges
Cheque bounce charges₹500
Overlimit fee₹500 or 2.5% (whichever is higher)
Card replacement feeNIL
Rewards handling fee₹99
Cash advance fee3% or ₹300 (whichever is higher)
Surcharges2.5% or ₹25 on railway spends1% or ₹10 on fuel spends
Late payment charges For ₹100 and less: NIL For ₹101 - ₹500: ₹100 For ₹501 - ₹5,000: ₹500 For ₹5,001 - ₹10,000: ₹700For 10,000 and more: ₹1,200. 

Standard Chartered Super Value Titanium Credit Card EMI Facility

You can transform your credit card purchases of ₹2,000 and more into easy EMIs for flexible tenure options starting from 3 months under the Kuch Bhi on EMI feature. This feature attracts 0.99% interest rate, 3% pre-closure charges and 1.5% processing fee.  

Additionally, the card offers an EMI facility for various spending needs. Take a look:  

  1. Balance Transfer: Transfer your other credit card balance of up to ₹5,00,000 at 0.99% monthly interest rate for the first 6 months.
  2. Outstanding Balance Conversion: Convert your outstanding balance of ₹5,00,000 or below into EMIs against up to 1% processing fee.

💡Never let a penalty take a toll on your monthly budget. Manage credit card bills effortlessly with the PICE app!

Footnote

All international transactions attract a forex fee of 3.5%.

FAQs

How to get a virtual Standard Chartered Super Value Titanium Credit Card? 

On the issuance of the physical Super Value Titanium Credit Card, you can apply for the virtual card from the bank’s official website. You can simply save the details of this virtual card on your smartphone and get access to all the benefits without carrying the physical card everywhere.

What is the minimum requirement for cashback redemption?

A minimum cashback balance of  ₹1,000 is required to be eligible for redemption. Also, cashbacks can be redeemed only in multiples of ₹500. For example, you can only redeem the cashback when it reaches ₹1,000, ₹1,500, ₹2,000, etc.

Who is considered an esteemed client for the Standard Chartered Super Value Titanium Credit Card?

Anyone with a FUM (Funds Under Management) certification of having ₹15,00,000 at an individual account or has a monthly salary of ₹1,50,000 or above is considered an esteemed client who can apply for a Standard Chartered Super Value Titanium Credit Card.
About the author
Shreyansh Singh

Shreyansh Singh

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

by Sandipan Mitra

Key Takeaways Earn 5 Reward Points per ₹200 on IRCTC...
  • 27-03-26
  • 7 mins
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