Maximise Rewards with the SBI ELITE Credit Card for Elite Lifestyle

Are you seeking a credit card that elevates your lifestyle with exclusive perks and unmatched rewards? Meet the SBI ELITE Card, your perfect partner for premium living. 

Designed with an elite reward program, this card lets you earn 5x reward points on dining, groceries and department store spends, while offering 2 reward points per ₹100 on all other purchases. 

What’s more, you can redeem 4 such reward points for ₹1 towards outstanding payments. With the SBI ELITE Credit Card, every spend is a step toward luxury.

Milestone Benefits Associated with SBI ELITE Credit Card

As you hit certain annual spend thresholds, you unlock exciting bonus rewards, making every swipe more rewarding with the SBI ELITE card. 

In simple terms, the more you use your card, the more value you get in the following ways: 

• Get 10,000 bonus reward points when you spend between ₹3 lakh and ₹4 lakh in a year.
• Unlock 15,000 bonus reward points upon reaching ₹5 lakh to ₹8 lakh in annual spends.
• Enjoy annual fee reversal when your yearly spends touch ₹10 lakh. 

Key Features of SBI ELITE Credit Card

Besides elite rewards and milestone privileges, the SBI ELITE Credit Card offers several more exciting perks to its cardholders. Such as: 

• Welcome Gift

After applying, you receive a Welcome e-Gift Voucher worth ₹5,000, which you can utilise for transactions with any of the brands: Yatra, Pantaloons, Shoppers Stop, Aditya Birla Fashion and so on. 

• Entertainment Benefit

You get complimentary movie tickets worth ₹6,000 per year. It is valid for 2 tickets (at least) per booking every month.

• Domestic and International Lounge Program

You can enjoy 2 complimentary domestic airport lounge visits every three months and up to 6 complimentary international lounge accesses per calendar year (maximum of 2 visits per quarter).

• Low Forex Mark-up Charges

With the SBI Card ELITE, you can enjoy the privilege of a low foreign currency mark-up fee of 1.99% on international transactions.

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SBI ELITE Credit Card Charges

After exploring the SBI ELITE credit card benefits, look at the table below that highlights the fees associated with this credit card. 

SBI ELITE Credit Card Eligibility and Documents Required 

To apply for the SBI Card ELITE, you have to meet the following criteria: 

• You must be at least 21 years old.
• You should have a stable source of income, whether you're salaried or self-employed.
• A healthy credit score is essential for approval.

When considering the required documents, you must submit photocopies of your PAN, Aadhaar card, voter ID card, proof of address (passport or utility bills), proof of income (the last 3 months’ payslip or ITR files) and one recent colour photograph.

Things to Know Before You Apply for the SBI ELITE Credit Card

A few things you should know before applying for this credit card:

• Opt for this card if you travel frequently, not just within India but also abroad.
• SBI Card ELITE is issued in 3 variants: Mastercard, Visa and American Express. 
• Each variant comes with variant-specific privileges. For instance, the American Express variant offers an exclusive dining offer: an exclusive 25% discount at restaurants in your city.
• You can use this card at over 24 million outlets globally and withdraw cash from more than 1 million ATMs worldwide.
• You can enjoy the add-on cards feature for your loved ones, whether they are parents, spouse, children or siblings. The age must be above 18.
• This card offers the ‘Balance Transfer on EMI’ and FlexiPAY conversion facility. To avail it, visit the official website, enter your credentials and take advantage of this feature.

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How to Apply for the SBI ELITE Credit Card?

Follow the process mentioned here!

Step 1: Visit the official State Bank of India portal.

Step 2: Click on the link ‘SBI Card’> ‘Credit Cards’> All Cards’.

Step 3: Search for the ‘SBI Card ELITE’ and hit the ‘Apply Now’ button.

Step 4: You will receive a form on your screen. Fill the form by entering all the essential details accurately, such as your name, address, email address and more.

Step 5: Verify your mobile number and check the consent boxes. 

Step 6: Upon verification, you will receive an OTP instantly. Enter that OTP and other necessary details that you will be asked.

Step 7: Type the captcha and hit the ‘Submit’ button.

💡If you already have a credit card, link it to the Pice app. This is a one-stop credit card bill payment solution with smart features, including timely payment reminders and real-time payment tracking.

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