Manage Healthcare Costs with the Union JCB Health Credit Card

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

17 Mar 26
3 mins

Sandipan Mitra

08 Mins
17-03-26

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Table of Contents

Union Bank of India JCB Health Credit Card Benefits
Union Bank JCB Health Credit Card Charges

The Union JCB Health Credit Card offers annual benefits worth up to ₹31,750.
Get 2 free teleconsultations and psychologist sessions yearly.
Receive 1 diagnostic package, a dietitian, and fitness consultation annually.
Enjoy 8 domestic lounge visits yearly and 2 international visits.
Access free car cleaning plus 2 emergency car services yearly.

The Union JCB Health Credit Card is designed for individuals who want financial support for medical and wellness needs. With rising healthcare costs, this card helps manage health-related expenses while offering useful lifestyle benefits.

Cardholders can access services such as teleconsultation with e-prescriptions, psychologist support, medicine delivery, and much more.

The Union JCB Health Credit Card joining fee is just ₹499 and provides annual benefits worth up to ₹31,750.

Union Bank of India JCB Health Credit Card Benefits

The Union JCB Health Credit Card offers useful healthcare support, such as 2 teleconsultations with e-prescriptions and 2 psychologist consultations annually.

In addition, the card includes several wellness and lifestyle benefits.

Wellness and Fitness Support: Includes 1 diagnostic health package, 1 dietitian consultation and 1 fitness training session annually.
Delivery Service: Get 1 express medicine delivery within 5 km without extra charges.
Home Assistance: Avail 1 free home appliance repair annually for AC, television or refrigerator.
Automobile Services: Avail any 2 car assistance services annually, including battery jump start, fuel delivery or tyre replacement.
Personal Services: Receive 1 complimentary car cleaning and sanitisation each year.
Lifestyle Consultation: Get 1 fashion stylist and 1 hobby development consultation annually.
Digital Protection Service: Email monitoring for one device to receive alerts if the registered email ID appears in a dark web breach.

Union Bank JCB Health Credit Card Charges

The Union Bank JCB Health Credit Card has an annual fee of ₹499, which gets waived after spending a certain amount within a year of card issuance.

Other important charges are listed below.

Parameters	Charges
Card Replacement Charges	₹149
Cheque Return Charges	₹250
Overlimit Charges	2.5% (min. ₹250)
Cash Withdrawal Charges	Union Bank ATM: 3% or min. ₹200Other ATMs: 3% or min. ₹250
Late Payment Charges	Dues up to ₹25,000: ₹200Dues above ₹25,000: ₹500

💡Avoid extra charges by paying your credit card bills on time with the Pice App. Choose your card, enter the required details, confirm the amount and complete the payment in a few simple steps. You can also get payment reminders and track payment status.

Footnotes

Under Union JCB Health Credit Card eligibility terms, spending ₹50,000 beyond ₹2 lakh annually earns an additional 2,000 reward points as an incremental benefit.
Receive an annual fee waiver on spending ₹50,000 on the Union Bank of India JCB Health Credit Card within 12 months from the card issuance date.

FAQs

How are reward points earned on the Union Bank JCB Health Credit Card?

Cardholders earn 2 reward points for every ₹100 spent on eligible transactions. Each reward point carries a value of ₹0.25 when redeemed.

Does the Union JCB Health Card offer insurance and fuel benefits?

The card provides ₹10 lakh accidental insurance cover, with an additional ₹10 lakh protection available under the program terms. It also offers a 1% fuel surcharge waiver up to ₹100 per billing cycle.

What travel benefits come with the Union JCB Health Credit Card?

Cardholders receive 8 complimentary domestic airport lounge visits each year, limited to 2 visits per quarter. They also get 2 international lounge visits annually.