BOB ICAI Exclusive Credit Card: Exclusively Designed for ICAI Members
- 10 Mar 26
- 4 mins
BOB ICAI Exclusive Credit Card: Exclusively Designed for ICAI Members
Key Takeaways
- Get 1% fuel surcharge waiver of up to ₹250 on all fuel spends.
- Cardholders can also earn 500 reward points by spending at least ₹5,000.
- This card attracts a reduced foreign exchange charge of 2%.
- The card replacement fee is ₹100.
The BOB ICAI Exclusive credit card provides access to world-class privileges and maximum savings opportunities. It offers accelerated rewards on routine spends like electricity bills and weekend dining. Being a combination of premium privileges and zero joining/annual charges, this card is a valuable addition to your wallet.
Wondering, what’s more? Keep reading!
What are the BOB ICAI Exclusive Credit Card Benefits?

One of the most exciting BOB ICAI Exclusive credit card benefits is that users can earn 5X rewards on every ₹100 spent online or on dining/ utility bills. Additionally, the card offers:
- Base Rewards
For transactions that are ineligible for accelerated rewards, you will earn 1 reward point for every ₹100. For example, UPI transactions do not qualify for 5X earnings. Therefore, they only attract base rewards.
- Travel Benefits
Elevate your air travel experiences with 12 complimentary domestic BOB ICAI Exclusive credit card lounge access. To be eligible, spend at least ₹40,000 in the preceding quarter to get 3 complimentary lounge visits in the next calendar quarter. Also, since this card attracts a reduced foreign exchange charge of 2%, it is ideal for all your international trips.
- Welcome Benefit
Keep your health in check with complimentary access to more than 2,500 premium fitness studios and gyms. You will receive ₹15,000 worth of complimentary Fitpass Pro Membership for 6 months, once your card is activated.
In addition to this, cardholders can also earn 500 reward points by spending at least ₹5,000 within 60 days of card issuance.
- Milestone Benefit
Reach your maximum credit limit or ₹1,00,000 (whichever is higher) in a quarter, to earn 4,000 additional reward points as a milestone bonus.
- Insurance Coverage
This card is built with complementary insurance coverage options. Users can get up to ₹5,00,000 as Professional Indemnity Insurance cover, ₹15,00,000 as air accident death cover and ₹5,00,000 as non-air accident death cover.
Note:
- Accelerate rewards are capped at 1,000 per month.
- For cashback redemption, 1 reward point equates to ₹0.25.
What are the BOB ICAI Exclusive Credit Card Features?
With exclusive perks, the BOB ICAI Exclusive credit card also includes all those features that are common for most BOB credit cards. Take a look at some of them:
- Smart EMI Conversion: Convert all purchases of ₹2,500 and more into easy EMIs options ranging from 6 to 48 months.
- Fuel Surcharge Waiver: Get 1% fuel surcharge waiver of up to ₹250 on all fuel spends between ₹400 and ₹5,000.
- Complimentary Add-on Card: Apply for up to 3 lifetime free add-on cards for your adult family members.
💡Enjoying these exclusive BOB ICAI perks? Don’t forget to manage your payments just as smartly. With the Pice app, you can track your credit card dues, receive timely reminders, and make secure payments in just a few taps!
What are the BOB ICAI Exclusive Credit Card Fees?
Though the BOB ICAI Exclusive credit card is a lifetime free option, it is subject to other charges and penalties. Here are some of them:
| Type | Charges |
| Finance Charges | 3.75% per month, 45% per annum |
| Duplicate Bill Fee | ₹50 |
| Cash Processing Fee | ₹250 |
| Cheque Processing Fee | ₹100 |
| Overlimit Fee | 2.5% or ₹600 (whichever is higher) |
| Card Replacement Fee | ₹100 |
| Cash Withdrawal Fee | 2.5% or ₹500 (whichever is higher) |
| Late Payment Charges | Less than ₹100: NIL ₹100 to ₹500: ₹100 ₹501 to ₹1,000: ₹400 ₹1,001 to ₹10,000: ₹750 ₹10,001 to ₹25,000: ₹950 ₹25,001 to ₹50,000: ₹1,100 More than ₹50,000: ₹1,300 |
What is the BOB ICAI Exclusive Credit Card Eligibility Criteria?
To apply for the BOB ICAI Exclusive credit card, active ICAI members must be:
- Indian
- Aged 21 and 75 years
- Either salaried (₹3,60,000 annually) or self-employed (₹3,00,000 annually).
- Having a good credit history and score of 700+.
Documents required for application:
- KYC documents
- PAN card photocopy
- Photocopy of ICAI membership card
- Latest salary slip/ ITR
- Current residence proof
- 1 passport-size photograph.
💡Since you are planning to have multiple credit cards, experience smarter money management by consolidating your cards and paying your bills on time using the Pice App’s easy platform.
Footnotes
- If you already have another credit card, ensure to attach its scanned copy along with the latest statement.
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