BOB PREMIER Credit Card: Your Smart Travel Companion

The BOB PREMIER credit card is an intermediate travel and lifestyle card that targets frequent travellers. With a joining and annual fee of ₹1,000, it offers 5X rewards on travel and international transactions.

Another feature of cardholders is the ability to receive fee waivers in case of regular spending based on milestones. Furthermore, this card is designed to suit individuals who travel frequently and provides benefits, reward earnings and practical value in a single package.

But that’s not all! Keep reading to discover the key features of this card.

BOB PREMIER Credit Card Benefits

With this card, you can earn 500 bonus reward points when you spend ₹5,000 or more within the first 60 days of card issuance. This provides a quick start to earning rewards, including:

1. Dining Rewards: Earn 5X reward points, equivalent to 10 points for every amount spent on dining transactions in 100.
2. Shopping Privileges: Enjoy deals and discounts on everyday purchases across selected online and retail brands.
3. Fee Waiver Benefits: The joining fee will be waived if you spend ₹10,000 in the first 60 days. Annual fee is not charged provided that annual expenditure is ₹1,20,000.
4. Insurance Protection: The card will provide a personal accidental death insurance of ₹50 lakh on air travel accidents and ₹10 lakh on non-air accidents.
5. Base Reward Earnings: Receive 2 reward points each time you spend ₹100 on other qualifying purchases in everyday spending categories.

Other BOB PREMIER Credit Card Features

Receive a 1% fuel surcharge waiver at fuel stations across India on transactions between ₹400 and ₹5,000. The maximum waiver allowed is ₹250 per statement cycle. 

Here are the other features of this credit card: 

1. Smart EMI Facility

Convert purchases above ₹2,500 into flexible EMI plans. You can choose repayment periods ranging from 6 to 48 months based on your convenience.

2. Add-on Cards

Get up to 3 lifetime free add-on cards for eligible family members above 18 years. This helps manage shared expenses more efficiently.

3. Secure Card Usage

Report a lost card immediately to receive zero liability protection against unauthorised transactions. The card also supports secure contactless payments for faster and safer purchases.

💡Strong card protection features may not be enough. You need a secure way to handle payments. Download the Pice app⁠ today for strict security and compliance practices!

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Accessible Domestic Lounges with BOBCARD PREMIER

BOB PREMIER Credit Card lounge access includes 1 complimentary domestic airport visit. Here are some of the eligible lounges of this credit card:

Bank of Baroda Premier Credit Card Charges

Exceeding the approved BOBCARD PREMIER limit may result in an overlimit charge of 2.5%, subject to a minimum fee of ₹600.

Refer to the table below for the complete list of applicable charges:

BOBCARD PREMIER Eligibility Criteria

To qualify for the Bank of Baroda PREMIER Credit Card, you must fulfil the following eligibility criteria:

1. You must be an Indian resident with a net annual income above ₹7.2 lakh.
2. Salaried applicants should be between 21 and 60 years of age, while self-employed applicants must fall between 24 and 65 years of age.

💡Once your card is active, keep everything organised with timely credit card bill payment⁠ alerts on the Pice app. Pay dues smoothly through the app and track each payment easily, so no due date slips past unnoticed.

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