RBL World Prime Credit Card Benefits That Redefine Premium

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

20 Feb 26
4 mins

Sandipan Mitra

08 Mins
20-02-26

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Table of Contents

RBL World Prime Credit Card Benefits
Estimated Yearly Benefits of the RBL World Prime Credit Card
RBL World Prime Credit Card Fees and Charges

12,000 welcome points on spending ₹2,000.
Avail 1+1 movie tickets twice monthly.
₹150 monthly fuel surcharge waiver.
Earn up to 20,000 milestone reward points.
8 complimentary domestic lounge entries.

The RBL World Prime Credit Card brings the strength of 4 privileges in 1 powerful card. It rewards your everyday spending with structured benefits across movies, online purchases, airport lounge access and round-the-clock concierge support.

You also receive reward points after paying the annual fee of ₹2,999 and spending ₹2,000 within 30 days of card issuance, except on first-year free variants.

Let us now explore its detailed benefits, charges and estimated yearly value.

RBL World Prime Credit Card Benefits

This card lets you withdraw up to your entire RBL World Prime Credit Card limit from ATMs across India until your billing date. A processing fee of 2.5% applies, subject to a minimum charge of ₹500.

That is not all. The privileges continue as milestone rewards, fuel savings, lounge comfort, and concierge support.

Reward Points: Get 2 Reward Points for every ₹100 spent on regular transactions. Online purchases earn 2X Reward Points, capped at 1,000 bonus points.
Milestone Bonuses: Spend ₹1.5 lakh in a membership year to receive 10,000 additional points. Cross ₹3.5 lakh and unlock another 10,000 Reward Points.
Travel Privileges: Enjoy 8 complimentary domestic lounge visits each year, with a limit of 2 visits per quarter.
Fuel Savings: Receive a fuel surcharge waiver of up to ₹150 per month on transactions between ₹500 and ₹4,000.
Entertainment Perks: Book 1+1 movie tickets up to ₹200 twice every month on any day of the week.
Concierge Assistance: Access dedicated concierge support by calling 022-42320264. The service assists with golf reservations, hotel bookings, car rentals and more.

Estimated Yearly Benefits of the RBL World Prime Credit Card

While the card comes with added costs, its true worth lies in the benefits it delivers over time. Estimating the annual value of rewards, savings and privileges gives a clearer picture of what does the RBL World Prime Credit Card offer.

Benefits	Value
Welcome Benefit (12,000 RP)	₹3,000
Milestone Benefit	₹5,000
2 RP/₹100 on regular spends(₹2,00,000 annual spend = 4,000 points)	₹1,000
2X RP on online spends(₹3,00,000 online spend = 12,000 points)	₹3,000
8 Complimentary Domestic Lounge Access	₹12,000
BookMyShow 1+1 movie offer	₹4,800
Fuel surcharge waiver	₹1,800

The estimated yearly value of the RBL Bank World Prime Card is ₹30,600, based on an assumed Reward Point value of ₹0.25. However, the redemption value can vary between ₹0.11 and ₹0.25, depending on the category chosen on the RBL rewards platform.

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RBL World Prime Credit Card Fees and Charges

The RBL Bank World Prime Credit Card comes with a joining and annual fee of ₹2,999. In addition, there are a few other applicable charges that cardholders should be aware of.

Charges	Parameters
Add-On Card Charges	₹200
Card Replacement Charges	NIL
Reward Redemption Fee	₹99 + GST
Finance Charges	Up to 3.99% p.m. or 47.88% p.a.
Late Payment Fine	12.5% of outstanding amount (₹5–₹1,300)

💡Avoid missing credit card bill payment due dates by using the Pice App for timely payment alerts. You can also clear your bills and monitor your payment status directly through the app with ease. Download the Pice App today!

Footnotes:

Lounge access is activated only if you spend ₹35,000 or more in the previous calendar quarter.
A temporary authorisation of ₹25 may be charged on your card for lounge access verification. This amount is only for validation and is not billed to your account.

FAQs

How can I use the BookMyShow 1+1 offer?

Select the eligible offer during checkout in the offers or discounts section on BookMyShow. Enter your card details to complete the booking. This benefit cannot be combined with other ongoing offers.

How can I book golf sessions with this card?

You can arrange your golf booking by calling the Golf Concierge Desk at 1800 102 6263 through Customer Service. Complimentary concierge support is available only for MasterCard cardholders.

What is the RBL World Prime Credit Card eligibility?

Applicants must be 21 to 65 years old with a good credit score. Salaried or self-employed individuals can apply with valid identity, address, and income proof documents.

How do I track the RBL World Prime Credit Card application status?

Go to the official RBL Bank website and open the application status page. Enter your 13-digit reference number and your registered mobile number. Click on 'Get OTP' to proceed. Your reference number is mentioned in the confirmation email received after the application.

How does the Emergency Advance feature work?

You can convert your available cash limit into a personal loan for three months at zero interest, once every year. The minimum amount is ₹5,000, while the maximum is your cash limit or ₹5,00,000, whichever is lower.