RBL Platinum LifeEasy Credit Card: The Wallet Wizard for Everyday Savings
- 20 Feb 26
- 4 mins
RBL Platinum LifeEasy Credit Card: The Wallet Wizard for Everyday Savings
Key Takeaways
- 10% cashback up to ₹200 on monthly fuel spends.
- 10% cashback up to ₹200 per month on Ola and Uber spends.
- Gift vouchers worth ₹1,000 on annual spending of ₹2,50,000.
- Gift vouchers worth ₹2,000 as a welcome bonus.
- 4 domestic lounge access every year on reaching the eligible spend.
The RBL Platinum LifeEasy credit card offers exclusive benefits to earn accelerated rewards and gift vouchers from everyday spending. For a nominal annual fee of ₹1,999 + GST, you can save more than ₹10,000 every year.
Want to know how? Keep scrolling and explore how this card fuels your savings journey.
What Are the RBL Platinum LifeEasy Credit Card Benefits?

Here are the benefits of this credit card:
- Gift vouchers worth ₹2,000 on joining fee payment and ₹2,000 spent within 30 days of card issuance.
- 10% cashback, up to ₹200 per month, on fuel transactions or Ola/Uber transactions.
- 5% cashback, up to ₹200 per month, on grocery expenses.
- Up to ₹150 fuel surcharge waiver on transactions between ₹500 and ₹4,000.
- Gift vouchers worth ₹1,000 on annual spending of ₹2,50,000 and more.
- 1 complimentary access to eligible domestic lounges every quarter if your preceding quarterly spending reaches ₹35,000.
Note:
- Cashbacks are earned as reward points.
- Transactions related to government services, education, railways, rent, utilities, EMI conversions, and other categories are not eligible for reward points.
What Are the RBL Platinum LifeEasy Credit Card Charges?
The joining and annual RBL Platinum LifeEasy credit card charges are included in the following table:
| Type of Fees | Amount |
| Finance Charges | 3.99% p.m. (47.88% p.a.) |
| Add-on Card Fee | ₹200 |
| Late Payment Fee | 12.5% of the outstanding amount (Between ₹5 - ₹1,300) |
| Overlimit Fee | NIL |
| Cash Payment at RBL Bank Branches | ₹100 |
| Reward Redemption Fee | ₹99 |
| Fee on Rental, Utility, Fuel and Auto Spends | 1% |
Note:
- All the charges mentioned above attract a GST of 18%.
- Spend ₹3,50,000 in a year to reverse the annual fee of the following year.
💡Avoid last-minute stress and late penalties by planning your credit card bill payment with the Pice app to set reminders and manage your payments like a pro!
How Does the RBL Platinum LifeEasy Credit Card Maximise Your Savings?
Consider the following example to understand how the RBL Platinum LifeEasy truly makes your life easy with reward-earning opportunities:
Suppose you earn around ₹50,000 every month. Here is a complete breakdown of your monthly expenses and earnings with the Platinum LifeEasy card in each category:
| Categories | Monthly Expense | Card Benefit | Monthly Earnings |
| Grocery | ₹4,000 | 5% cashback | ₹200 |
| Ola/Uber | ₹2,000 | 10% cashback | ₹200 |
| Fuel | ₹2,000 | 10% cashback | ₹200 |
| Fuel surcharge waiver | ₹150 |
Total earnings in a month: ₹750
In a year: ₹750*12 = ₹9,000
Additionally, you will get:
- ₹2,000 worth of welcome bonus
- ₹1,000 worth of milestone bonus.
These will result in yearly savings of ₹12,000 against an annual fee of ₹1999 + GST, which you can also waive by spending ₹3,50,000 every year.
💡Simplify your financial routine by managing multiple credit cards in one app. Schedule reminders in advance, and clear your dues on time without stress using the Pice app.
Footnotes:
RBL Platinum LifeEasy cardholders can withdraw unlimited cash available on the limit against a nominal processing fee of ₹500 or 2.5% of the amount, whichever is higher.
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