A Comprehensive Overview of the RBL Bank Platinum Maxima Credit Card
- 4 Feb 26
- 4 mins
A Comprehensive Overview of the RBL Bank Platinum Maxima Credit Card
Key Takeaways
- RBL Bank Platinum Maxima Credit Card suits travel, movie and daily-spend users.
- Earn up to 10 reward points per ₹100 on select categories.
- Enjoy quarterly domestic lounge access on meeting spend criteria.
- Attractive milestone rewards of up to 20,000 bonus points yearly.
- Flexible EMI options with low processing fees and cashback benefits.
The RBL Bank Platinum Maxima Credit Card suits people who love travel and movies. It also offers strong value on daily expenses across shopping, food and groceries. Cardholders earn reward points on every purchase.
The card fits modern lifestyle needs with steady savings and simple rewards. It comes with a joining and annual fee of ₹2,000. As a welcome benefit, users receive 8,000 bonus reward points within 60 days from card issue.
RBL Bank Platinum Maxima Credit Card Advantages

- Lounge Benefits
Cardholders can enjoy access to 1 domestic airport lounge each quarter. This benefit applies when spending crosses ₹35,000 in the previous calendar quarter.
- Movie Benefits
Users get a monthly movie offer on BookMyShow. The benefit gives a ₹100 discount or 1 free ticket, whichever is lower. The offer works on both the app and website.
- Reward Benefits
Earn 2 reward points on every ₹100 spent on retail purchases. Dining, entertainment, grocery and international spends earn 5X reward points, which is 10 per ₹100.
- Milestone Benefits
Earn up to 20,000 bonus reward points in one membership year. Spend ₹2.5 lakh to get 10,000 points. Spend ₹4 lakh to receive another 10,000 points.
RBL Platinum Maxima Credit Card Lounges List
Here are 5 available domestic lounges, each for the Mastercard and VISA networks. Check out the full list of lounges if you could not find your city here.
- Mastercard Network
| City | Airport | Lounge |
| New Delhi | Indira Gandhi International Airport | Encalm Lounge |
| Mumbai | Chhatrapati Shivaji International Airport | OASIS Lounge |
| Kolkata | Netaji Subhash Chandra Bose | TFS - Travel Club Lounge |
| Bangalore | Kempegowda International Airport | 080 Domestic Lounge |
| Chandigarh | Chandigarh International Airport | Primus Lounge |
| Jaipur | Jaipur International Airport | Primus Lounge |
- VISA Network
| City | Airport | Lounge |
| Ahmedabad | Sardar Vallabhbhai Patel InternationalAirport | The Lounge |
| Chennai | Chennai International Airport | Travel Club Lounge B Dom T1 Departure |
| Dehradun | Jolly Grant Airport | Bird Lounge |
| Hyderabad | Rajiv Gandhi International Airport | Encalm Lounge Dom T1 Departure |
| Nagpur | Dr. Babasaheb Ambedkar InternationalAirport | Mandarin Lounge |
| Pune | Pune International Airport | Elysian Lounge GF |
RBL Bank Platinum Maxima Credit Card EMI Options
The EMI Facility converts big purchases into manageable monthly payments, ideal for flexible spending without hassle. It features low interest rates and minimal processing fees.
- Merchant EMI Program
Split transactions into EMIs right at checkout with tenures of 3, 6, 9, 12, 18 or 24 months. Available at select POS terminals and online merchants with no paperwork.
- Split ’n’ Pay Option
Convert eligible transactions over ₹2,500 into EMIs after purchase via the MyCard App, WhatsApp, MyBank App, chatbot or customer service.
- EMI Infinity Pass Benefits
Enjoy 100% cashback on your first Split ’n’ Pay fee, plus 20% on subsequent ones for a year. It also unlocks special EMI deals and optional auto-renewal.
RBL Platinum Maxima Credit Card Charges
| Parameters | Charges |
| Add-On Cards | ₹200 |
| Card Replacement Fee | NIL |
| Finance Charges | Up to 3.99% p.m. or 47.88% p.a. |
| Reward Redemption Fee | ₹99 |
| Cash Advance Fee | 2.5% or min ₹500 |
| Overlimit Fee | NIL |
| Late Payment Fine | 12.5% of outstanding amount (₹5–₹1,300) |
💡Looking for a seamless way to manage your credit card bills? The Pice App lets you pay credit card bills directly through the secure GST-compliant app. You also get bill payment reminders and can track payment status.
Conclusion
The RBL Bank Platinum Maxima Credit Card blends travel, movies and everyday rewards into one lifestyle card. With milestone bonuses, lounge access and strong reward rates on dining and groceries, it delivers consistent value for frequent spenders seeking simple benefits and flexible EMI options with transparent fees and customer support.
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