All About RBL Bank Credit Card Cash Withdrawal Charges

Need quick cash without the hassle of long bank queues? Your RBL Bank Credit Card makes it possible to withdraw money instantly from any ATM across India. But here is the catch: before making that withdrawal, it is smart to understand the RBL Bank credit card cash withdrawal charges, applicable limits, and the best ways to use this feature.

A little awareness today can save you from paying hefty interest or extra fees tomorrow. So, let us break down how this facility works and how to make the most of it, without burning a hole in your pocket.

RBL Bank Credit Card Cash Withdrawal Charges

With your RBL Bank Credit Card, you can withdraw money from any ATM across India. However, this facility incurs a cash advance fee of 2.5% of the withdrawn amount. But the cash amount must be a minimum of ₹500.

Along with that, an interest rate of up to 3.99% per month (47.88% per annum) is applicable on the withdrawn amount until it is fully repaid.

How to Withdraw Cash Using an RBL Bank Credit Card?

Withdrawing money using an RBL Bank Card is a simple and hassle-free process. There are three ways to use the ‘Dial for Cash’ option:

1.  Call at toll-free number 022 62327777
2.  Type “CASH” and send this SMS at 5607011
3. Log in to the MyCard App 

Must reads

An Overview of DBS Bank Credit Card Interest Rate and Other Charges

• 16 Jan 26
• 4 mins

ICICI Credit Card Lounge Access: Best Cards, Eligibility and More

• 10 Nov 25
• 5 mins

Key Features of RBL Bank Credit Card Cash Withdrawal Facility

1. It is a pre-approved loan programme offered by RBL Bank. It is not certain that RBL Bank card members are eligible for certain benefits based on their card limit.
2. It offers flexible tenure options so you can repay the withdrawn amount in easy monthly instalments. Utilise the 3-month EMI Conversion option and pay off the loan easily.

Credit Card Cash Withdrawal Limit

An RBL Bank Credit Card lets you withdraw money up to your cash limit, which is mentioned on the billing statement of your card. However, you can also log in to the ‘RBL MyCard Mobile App’ to know the limit. Moreover, you can use this app to keep track of your transactions. 

Eligibility Criteria of Credit Card Cash Withdrawal Facility

For this feature, only certain RBL Bank card members are eligible, according to the bank's internal policy.

Must reads

IndiGo SBI Card Elite: The Best Travel Card for IndiGo Flyers

• 19 Dec 25
• 3 mins

Axis Bank Privilege Easy Credit Card Perks You Must Check Out

• 22 Dec 25
• 3 mins

Advantages and Drawbacks of Credit Card Cash Withdrawal Feature

1.    Advantages

• You get instant access to cash as ATMs are available everywhere and remain open 24/7, which is specifically helpful during emergencies.
• It does not require any lender’s approval or documentation, making it a quick, convenient and attractive card feature.

2.     Drawbacks

• Attracts cash withdrawal charges and hefty interest rates right from the day you withdraw money.
• Since these charges apply immediately, no interest-free period is available on cash advances.
• Unlike other card transactions, such as online spends, this feature doesn't help you accumulate reward points or milestone benefits.

💡For your bill payments and tracking business transactions, use the PICE App.

Conclusion

To get instant cash, RBL Bank’s ‘Dial for Cash Programme’ is the most convenient option. However, being aware of the RBL Bank credit card cash withdrawal charges beforehand is a smart practice towards your credit accounts. Enjoy this facility only when necessary and repay as soon as possible to avoid accumulating unnecessary debt due to the high interest rate.

FAQs