IndusInd Bank Legend Credit Card: Benefits & Fees

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

9 Jan 26
5 mins

Shreyansh Singh

08 Mins
09-01-26

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Table of Contents

IndusInd Bank Legend Credit Card Benefits
IndusInd Bank Legend Credit Card Charges

Key Takeaways:

Earn 3,000 bonus points by meeting the annual spend criteria.
Offers 2X rewards if you spend on weekends.
Get 1 free movie ticket every month on BookMyShow.
Get an additional ₹50 off on food and beverages.
Offers travel insurance cover of up to ₹1 lakh.

IndusInd Bank Legend Credit Card allows you to save up to ₹4,800 every year on fuel surcharge and movie tickets. You can additionally increase your savings using this card across different categories like subscriptions, hotel stays and others.

Discover the benefits of this card in detail here before you apply to maximise your savings every month.

IndusInd Bank Legend Credit Card Benefits

If you spend on weekends using your IndusInd Bank Legend Credit Card, you can earn 2 reward points on every ₹100 spent.

You can get 1 reward point for every ₹100 if you spend it on weekdays. The other benefits that this card offers are as follows:

The card offers 3,000 bonus reward points if you spend at least ₹5 lakh using the card in a year.
You can get a 1.8% foreign currency mark-up.
The card offers a 1% fuel surcharge waiver.
You can get 1 movie ticket free every month by purchasing the first ticket on BookMyShow.
The card offers an additional ₹50 off on selected food and beverage options.
You can get travel insurance cover wherein you can get up to ₹1 lakh for lost baggage, ₹25,000 for delayed baggage, ₹50,000 for lost passport, ₹25,000 for lost ticket and ₹25,000 for missed connection.
The card provides exclusive stay offers with Alaya Stays, a 4-star villa at Indian destinations. You can book a stay for 3 and pay for 2 with a 50% savings on the second night.
You can get a complimentary annual Times Prime membership and subscription to entertainment platforms like JioHotstar, YouTube Premium, Spotify, food and essential platforms like SwiggyOne Lite, HealthKart, Netmeds, fitness platforms like Cultfit, Mindhouse and other brands like Uber, Apollo Hospitals, Starbucks, Myntra, etc.
If you make travel bookings via MakeMyTrip, you can get 2 complimentary seats on your domestic flights up to ₹350 and a 15% off on selected domestic hotels as MyCash.

IndusInd Bank Legend Credit Card Charges

The joining fee for the IndusInd Bank Legend Credit Card is ₹5,000. The card does not attract any annual fee or add-on card fee. Here are the other charges applicable to the card:

Parameter	Charges
Interest Charges	3.95% per month or 47.40% per annum
Priority Pass Usage Fee	Up to US $35 per person per visit (Priority Pass membership is available on request)

If you miss paying your credit card bill within the due date, the following late payment fees will be applicable:

Outstanding Balance	Late Payment Fees
Up to ₹100	Nil
₹101 to ₹500	₹100
₹501 to ₹1,000	₹350
₹1,001 to ₹10,000	₹550
₹10,001 to ₹25,000	₹800
₹25,001 to ₹50,000	₹1,100
Above ₹50,000	₹1,300

To avoid attracting late payment fees, you can add your Legend Credit Card by IndusInd Bank to the Pice app. This can help you get bill payment reminders and you can pay your bills on time!

How to Save with the IndusInd Bank Legend Credit Card?

With the IndusInd Bank Legend Credit Card, you can save up to ₹2,400 on complimentary movie tickets. Here are the other categories where you can save:

You can save up to ₹2,400 on fuel surcharge.
The card allows you to save around ₹5,400 through earned reward points on an average spend of ₹30,000 per month or 450 reward points per month.

Footnote: The price of a free movie ticket has a limit of up to ₹200. You need to pay the remaining amount if the ticket price is higher. To know more about the IndusInd Bank Legend Credit Card, click here.

FAQs

Is the IndusInd Bank Legend Credit Card a lifetime free card?

The card attracts a joining fee of ₹5,000. However, as it does not attract any annual fee thereafter, you can continue to enjoy the benefits free of cost.

How can a customer redeem the reward points earned?

You can redeem reward points earned on the IndusInd Bank Legend Credit Card against vouchers, air miles, cashback on future purchases and credit card bill payment.

How to get a free movie ticket on the Legend Credit Card?

If you buy one movie ticket from BookMyShow using your Legend Credit Card, you can get the second ticket for free. Notably, if the price of the ticket is more than the capped amount, you need to pay the additional amount.

Can I make contactless transactions using the Legend Credit Card?

You can use your Legend Credit Card by IndusInd Bank for contactless payments. It helps you make faster, safer and convenient payments to merchants.

Does the Legend Credit Card offer lounge access?

Earlier, the Legend Credit Card used to offer airport lounge access to cardholders. However, the benefit has been discontinued with effect from 7th March 2025.

Do reward points on a Legend Credit Card expire?

As long as your credit card account remains active, reward points do not expire. You can use and redeem the reward points anytime, as per your convenience.