IndusInd Nexxt Credit Card: Benefits, Charges & More

Bio

Ankit Rahangdale is a seasoned finance professional with a distinguished background as a Chartered Accountant. Currently, he leads the Finance Department at Pice. With over five years of invaluable experience in the banking and finance sector, honing his expertise through esteemed institutions such as ICICI Bank and Standard Chartered Bank.

9 Jan 26
3 mins

Ankit Rahangdale

08 Mins
09-01-26

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Table of Contents

IndusInd Nexxt Credit Card Benefits
IndusInd Nexxt Credit Card Charges
How to Save with the IndusInd Nexxt Credit Card?

Key Takeaways:

Get up to 2 free movie tickets per month.
Provides a fuel surcharge waiver up to ₹250 per statement cycle.
Use reward points to make payments with a minimum of 500 reward points.

Step into a smarter, more engaging way to pay with the IndusInd Nexxt Credit Card, India’s first interactive credit card with in-built LED lights.

Designed for everyday spending with a touch of innovation, the card lets you earn 1 reward point for every ₹150 spent while enjoying lifestyle perks that add real value.

Read on to discover how its unique benefits and features can make your everyday payments more rewarding.

IndusInd Nexxt Credit Card Benefits

Besides the reward points, here are the other benefits that you can reap from this card:

As a welcome benefit, you can get Montblanc vouchers, luxury vouchers, discount vouchers from Amazon, Zee5, Flipkart, Apollo Pharmacy, Ola, Uber, Pantaloons, Raymonds, Bata, Hush Puppies and others.
You can get 2 complimentary movie tickets up to ₹200 every month on BookMyShow.
The card offers a 1% fuel surcharge waiver up to ₹250 per billing cycle.
If you have at least 500 reward points, you can use them to make payments. You can additionally pay with EMI and pay with a credit option using the card.
The card provides travel insurance from Oriental Insurance Company Ltd, wherein you get up to ₹1 lakh for lost baggage, ₹25,000 each for delayed baggage, lost ticket and missed connections, followed by ₹50,000 for lost passport.
Total Protect covers the cardholder against unauthorised transactions for up to 48 hours and counterfeit fraud.

IndusInd Nexxt Credit Card Charges

To get an IndusInd Nexxt Credit Card, you need to pay a joining fee of ₹10,000. However, the card does not charge any annual fee or add-on card fee. Here are the other charges applicable to the Nexxt Credit Card by IndusInd:

Parameter	Charges
Interest Charges	3.83% per month or 46% per year
Over Limit Charges	2.5% subject to a minimum of ₹500
Cheque Return	₹250
Cash Advance Charges	2.5% subject to a minimum of ₹300
Foreign Currency Mark-up	3.5%

The card attracts the following late payment fees for delayed payments:

Outstanding Balance	Late Payment Fees
Up to ₹100	Nil
₹101 to ₹500	₹100
₹501 to ₹1,000	₹350
₹1,001 to ₹10,000	₹550
₹10,001 to ₹25,000	₹800
₹25,001 to ₹50,000	₹1,100
Above ₹50,000	₹1,300

To avoid late payment fees, you need to pay your bills on time. You can add your IndusInd Nexxt Credit Card to the Pice app to get bill payment reminders and pay directly within the due date.

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How to Save with the IndusInd Nexxt Credit Card?

You can save significantly on fuel surcharge, movie tickets and through earned rewards. Here is how much you can save:

Parameter	Savings on Market Value
Movie tickets twice a month	₹4,800
Fuel surcharge	₹480
Reward Points upon meeting the average monthly spend of ₹30,000 per month	₹1,800
Total Savings	₹7,080

FAQs

Can I use the IndusInd Nexxt Credit Card for international transactions?

You can use the IndusInd Nexxt Credit Card for international transactions. However, a forex markup of 3.5% on the transaction value will apply.

How many free movie tickets can I get per month with the IndusInd Nexxt Credit Card?

If you book movie tickets with BookMyShow, you can get up to 2 free movie tickets every month. Notably, the value of your free movie ticket will be ₹200. If it is priced higher, you need to pay the remaining amount.