Axis Bank Privilege Easy Credit Card Perks You Must Check Out 

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

  • 2 Jan 26
  • 3 mins
axis bank privilege credit card

Axis Bank Privilege Easy Credit Card Perks You Must Check Out 

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avatar of shreyansh singh Shreyansh Singh
  • 08 Mins
  • 02-01-26

The Axis Bank Privilege Easy Credit Card is designed for frequent travellers who value comfort and rewards. It offers up to 8 complimentary airport lounge accesses every year. Along with travel privileges, the card lets you earn additional EDGE reward points by meeting specific spend milestones. 

Before applying, it is important to review all the key details to ensure the card aligns with your spending habits and lifestyle.

Axis Bank Privilege Easy Credit Card Benefits

Axis Bank Privilege Easy Credit Card Benefits

Once you pay the joining fee and complete your first transaction using this card within the first 30 days, you will earn 12,500 EDGE reward points worth ₹2,500. Here are the other benefits of this card:

  • If you spend ₹2.5 lakh in an anniversary year, you will earn 10,000 EDGE reward points worth ₹2,000.
  • The bank reverses your annual fee if you spend at least ₹5 lakh in a year using the card.
  • You can access 2 complimentary domestic airport lounges per quarter.
  • The card provides a fuel surcharge refund.
  • You can get a purchase protection cover and a credit shield of up to ₹1 lakh each.
  • If you use the District app to book movie tickets, you can get a 100% discount on the second ticket.

Axis Bank Privilege Easy Credit Card Charges

The joining and annual renewal fee for this card is ₹1,500. However, Priority customers do not need to pay the joining fee. The other charges applicable to this card are as follows: 

ParameterCharges
Finance Charges3.4% per month or 49.36% per year
Cash Withdrawal fees2.5% or a minimum of ₹500
Cash Payment Fee₹175
Card Replacement FeeNil
Foreign Currency Transaction Fee3.5%

Axis Bank Privilege Easy Credit Card Eligibility

To apply for the Axis Bank Privilege Easy Credit Card, you need to have a regular individual fixed deposit with the bank. Minors are not eligible to apply for this card. The amount of the fixed deposit should be between ₹65,000 and ₹25 lakh.

💡If you want to avoid interest charges and late payment fees, ensure you pay your credit card bill within the due date. For this, you can add your card to the Pice app. Download it now to get bill payment reminders and pay your bill directly!

Conclusion

The Axis Bank Privilege Easy Credit Card is ideal for travellers seeking lounge access, milestone rewards, and lifestyle perks with a fixed deposit backing. With fee waivers on higher spends and strong reward value, it suits disciplined spenders who want comfort, security, and consistent benefits.

FAQs

What is the joining fee for the Axis Bank Privilege Easy Credit Card?

The joining fee is ₹1,500, waived for Priority customers.

How many lounge visits does the Axis Bank Privilege Easy Credit Card offer?

It provides 2 complimentary domestic lounge visits per quarter.

What rewards do I get on card activation

You earn 12,500 EDGE reward points after your first use within 30 days.

Is the Axis Bank Privilege Easy Credit Card FD-backed?

Yes, it requires a fixed deposit between ₹65,000 and ₹25 lakh.

Does the card offer fuel benefits?

Yes, it offers a fuel surcharge refund.
About the author
Shreyansh Singh

Shreyansh Singh

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

by Namrata Jha

Key Takeaways: Comes with a joining fee of ₹1,000. Ideal...
  • 02-01-26
  • 4 mins
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