Maximise Deals with the Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card is an entry-level card that fits daily lifestyle needs like shopping, dining and entertainment. It gives discount deals on Ajio, District and Swiggy.

It also gives a free SonyLIV Premium annual plan worth ₹1,499. Customers get the code by SMS within 45 days after the card is issued. The plan stays active if you spend ₹1.5 lakh before the card anniversary year. This makes the Axis Bank MyZone Card a smart low-fee choice.

Exclusive Axis Bank My Zone Credit Card Benefits

The card packs strong value across food, fashion and entertainment. You can enjoy a 100% discount on your second movie ticket on the District app with your Axis Bank My Zone Credit Card. Get up to ₹200 off each month with the code AXIS200.

These perks set the tone for a wide range of benefits that follow:

1. Swiggy Food Offers: Get a flat ₹120 off on Swiggy on a minimum order of ₹500. Redeem the code two times each month per user ID. The discount stays capped at ₹120 per order.
2. EDGE REWARD Points: Earn 4 EDGE REWARD Points for every ₹200 you spend. Check the EDGE REWARDS Catalogue for all redemption options.
3. Annual Milestone Benefit: Get 1,000 EDGE REWARD Points after annual spends of ₹1.5 lakh in your card anniversary year.
4. AJIO Offer: Save up to ₹1,000 on AJIO on a minimum cart value of ₹2,999 with the code AJIOAXISMZ.
5. Dining Program: Get up to ₹1,000 off with the EazyDiner Axis Bank Dining Program across 10,000+ restaurants.
6. Wednesday Delight: Get mid-week deals every Wednesday. Save up to 15% on MakeMyTrip. Enjoy 10% off on Swiggy. Get 10% off up to ₹1,000 on Tira.

Note: The bank checks your expenses 60 days after the anniversary to remove reversals. Eligible users receive the points within 90 days.

General Features of Axis Bank My Zone Card

The card adds value to routine spends while keeping every transaction safe. You get a 1% fuel surcharge waiver on fuel expenses across India. The benefit stays valid on transactions between ₹400 and ₹4,000, with a maximum gain of ₹400 per statement cycle.

This makes fuel costs easier to manage and sets a strong base for the features that follow.

1. Spend Securely: Use an EMV chip card with PIN protection. It lowers the risk of skimming and counterfeit fraud. Each swipe stays secure and reliable.
2. Convert Purchases to EMI: Turn any spend above ₹1,500 into simple EMIs. Contact the bank and switch heavy bills into easy steps.
3. Lounge Access: Get one complimentary lounge visit each calendar quarter at select airports in India. Unlock this benefit after spending ₹50,000 in the previous 3 months.

Must reads

Top 2 HSBC Lifetime Free Credit Cards in India

• 21 Nov 25
• 9 mins

Signature vs Platinum Credit Card: Key Differences Explained

• 22 Oct 25
• 7 mins

Axis My Zone Credit Card Value Chart

With the Axis Bank My Zone Credit Card, you can avail benefits worth ₹12,999. Here is a clear picture of how you can do so:

Total Benefits in a Year: With yearly spends of ₹1,50,000 on eligible MCC categories, you can unlock benefits worth up to ₹10,039.

💡Keep a track of all your credit card bill payments by downloading the Pice App! 

Axis Bank My Zone Credit Card Fees and Charges

To begin with, you can get the card at a nominal price of ₹500. The yearly renewal fee is also the same. The other charges levied on this card are: 

Instant Loan with Axis Bank My Zone Credit Card

Get quick support for urgent needs with an instant loan on your Axis Bank Credit Card. It suits medical costs, big buys and short-term gaps.

• Get up to ₹15 lakh instantly with no paperwork.
• Enjoy fast approval due to a pre-approved, unsecured setup.
• Pick a repayment plan from 12 to 48 months.
• Interest rates start at 10.8% p.a. and go up to 24% p.a.
• Eligibility follows internal bank rules with no collateral needed.
• Pay a one-time processing fee of 2% plus GST.

💡Do you own multiple credit cards and struggle to remember the credit card bill payment date? Download the Pice App, set automated reminders and pay using the app. Be stress-free!

Must reads

What is Credit Card Balance Conversion: Working, Advantages & More

• 24 Oct 25
• 6 mins

What Are The Best LIC Credit Cards?

• 3 Dec 25
• 7 mins

Conclusion

The Axis Bank My Zone Credit Card is a practical entry-level card offering strong lifestyle value. With movie offers, Swiggy savings, AJIO discounts and a free SonyLIV subscription, the Axis Bank My Zone credit card suits everyday spending while keeping fees low and rewards meaningful.

FAQs