Kotak Privy League Credit Card: Rewards for Every Purchase

Are you looking for a credit card that gives you accelerated reward points on shopping for different categories? Then the Kotak Privy League Credit Card has got your back! This card offers you bonus reward points on activation every month. Read on to know all about the extent of rewards you get with this card.

Rewards Program of Kotak Privy League Credit Card

• Get up to 5 reward points for every ₹100 spent on special categories.
• Avail up to 2 reward points for other retail spends.
• Get up to 5 reward points for spending on categories such as international spends, duty-free, hotels, travel agencies and airlines.

Note: Select categories for earning reward points include grocery, apparel, departmental stores, consumer durables and multi-brand online stores. 

Kotak Privy League Credit Card Reward Redemption 

• The value of each reward point is 20 paise.
• You require a minimum of 2,000 reward points for a cash value redemption.
• You can use the accumulated reward points depending on the plan you choose. These can be redeemed for a vast range of redemption options, such as air tickets, mobile recharge, merchandise and more, through the Easyrewardz platform. 

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Key Privileges of the Kotak Privy League Credit Card

Here is a list of benefits you get to avail:

• Avail a complimentary Priority Pass membership and up to 4 free visits to international lounges worldwide. It is available for the paid card.
• Get 2 complimentary domestic lounge visits every quarter across India.
• Get a 1% fuel surcharge waiver across all petrol pumps in India. This waiver is only available for transactions between the values of ₹400 and ₹7,500. The maximum allowed fuel surcharge waiver in a calendar year is ₹4,500 (free variant of card) and ₹300 per month (paid variant of card).
• Get a railway surcharge waiver of 1.8% - 2.5% on booking tickets from the IRCTC official website or through the Indian Railways booking counter. The maximum allowed railway surcharge waiver within a calendar year is ₹500. 
• Easily convert your purchases to EMI on purchases above ₹2,500. 

Milestone Program of Kotak Privy League Credit Card

Paid Card

• Get a milestone bonus reward of 7,000 reward points on expenditure of ₹3 lakh.
• Avail a milestone benefit of 30,000 bonus reward points on expenditure of ₹8 lakh.

Free Card

• Get a milestone reward of 10,000 bonus reward points on expenditure of ₹4 lakh.
• Avail a milestone benefit of 30,000 bonus reward points on expenditure of ₹8 lakh. 

Eligibility Criteria of Kotak Privy League Credit Card

• The primary cardholder must have a Privy League banking relationship.
• The set age criteria to apply for this card are between 21 and 60 years. Add-on cardholders need to be more than 18 years of age.
• People residing in these regions can apply for the card: Ahmedabad, Bangalore, Chandigarh, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Chennai and Pune.
• Applicants also need to be residents of India.

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Fees and Charges of the Kotak Privy League Credit Card

💡Get the Pice app today to pay your Kotak Privy League credit card bills on time and skip the hassle of interest charges!

Conclusion

The Kotak Privy League credit card is a rewarding choice for premium shoppers and frequent travellers. With accelerated reward points, flexible redemptions, lounge access, milestone bonuses, and lifestyle privileges, it delivers strong value for high spenders seeking exclusive benefits and everyday savings.

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