Flipkart Axis Bank Credit Card: The Ultimate Guide

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

23 Dec 25
6 mins

Shreyansh Singh

08 Mins
23-12-25

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Table of Contents

Key Privileges of Flipkart Axis Bank Credit Card
Other Flipkart Axis Bank Credit Card Benefits
Applicable Flipkart Axis Bank Credit Card Charges
Required Documents for Flipkart Axis Bank Credit Card
Eligibility Criteria for Flipkart Axis Bank Credit Card
Process to Apply for the Flipkart Axis Bank Credit Card
Who Gets the Most Value from Flipkart Axis Bank Credit Card?
How to Maximise Cashback with the Flipkart Axis Bank Credit Card?
Conclusion

The Flipkart Axis Bank Credit Card offers up to 7.5% cashback on Myntra and 5% on Flipkart and Cleartrip.
It provides unlimited 1% cashback on all other eligible spends.
Dining, travel, fuel, and lifestyle benefits enhance everyday savings.
Annual fee is waived on spending above ₹3.5 lakh.
Ideal for frequent online shoppers seeking hassle-free cashback.

The Flipkart Axis Bank card is a co-branded credit card that offers discounts and offers on shopping and lifestyle spends. Whether you are a frequent online shopper or someone looking for year-round savings on dining and travel, this credit card offers value back for you in the form of up to 7.5% cashback and up to 15% discounts on certain spends.

Read on to know more about the Flipkart Axis Bank Credit Card and its rewards and benefits.

Key Privileges of Flipkart Axis Bank Credit Card

Get activation benefits worth ₹350 as a welcome benefit.
The paid cards with annual and joining fees are eligible for a Flipkart voucher worth ₹250 as a welcome benefit.
Avail 7.5% cashback on Myntra spends (capped at ₹4,000 every statement quarter).
Get 5% cashback on Cleartrip and select Myntra spends (capped at ₹4,000 every statement quarter per merchant).
Benefit from 4% cashback on preferred merchants of PVR, Uber, Swiggy and CultFit.
Get unlimited 1% cashback on other eligible categories.

Other Flipkart Axis Bank Credit Card Benefits

Special offers on Wednesdays, including savings of up to 15% on hotels and flight bookings with MakeMyTrip.
Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between ₹400 and ₹4,000. The maximum benefits cap per statement cycle is ₹400.
15% off up to ₹500 on dinner delights at select restaurants via EazyDiner.
You also get up to 10% off, which is up to ₹1,000 on Tira.
Get 10% off on Swiggy orders every Wednesday.

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Applicable Flipkart Axis Bank Credit Card Charges

Charges	Amount
Joining Fee	₹500 (waived off for 'first-year free' cards)
Annual Fee (2nd Year Onwards)	₹500 (waived off on annual spends more than ₹3,50,000)*
Add-On Card Joining Fee	NIL
Add-On Card Annual Fee	NIL
Card Replacement Fee	NIL
Cash Payment Fee	₹175
Cash Withdrawal Fees	2.5% (minimum ₹500) of the cash amount
Finance Charges	3.75% per month
Foreign Currency Transaction Fee	3.5% of the transaction value
Over Limit Penalty	2.5% of over the limit amount (minimum ₹500)
Rent Transaction Fee	1% fee per rental transaction
Auto-Debit Reversal Fee	2% of the payment amount (subject to minimum ₹500)
Fuel Transaction Fee	1% on cumulative spends of ₹50,000+ per statement cycle
Wallet Load Transactions	1% on cumulative spends of ₹10,000+ per statement cycle
Utility Transaction Fee	1% on cumulative spends of ₹25,000+ per statement cycle
Education Transaction Fee	1% on education payments made through third-party apps
Late Payment Fees:
Total Payment Due is Less Than ₹500	NIL
Total Payment Due is Between ₹501 - ₹5,000	₹500
Total Payment Due is Between ₹5001 - ₹10,000	₹750
Total Payment Due is ₹10,000+	₹1200

Note: The wallet load and rent transactions are not eligible for spends counted in getting the annual fee waived off.

💡Pay your credit card bills in an easy and secure way with the PICE App.

Required Documents for Flipkart Axis Bank Credit Card

PAN Card photography or Form 60
Proof of income (Form 16, Latest Payslip, IT Return)
Residence Proof (Electricity Bill, Landline Telephone Bill, Driving License)

Eligibility Criteria for Flipkart Axis Bank Credit Card

The primary cardholder needs to be between the ages of 18 and 70 years.
Applicants need to be residents of India.

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Process to Apply for the Flipkart Axis Bank Credit Card

Follow these steps to apply for Flipkart Axis Bank credit card:

First, you have to head over to the official site of Axis Bank. On their homepage, click on ‘Cards’ > ‘Credit Cards’.
Now, you will be directed to a page which has a vast range of Axis Bank credit cards. Select the Flipkart Axis Bank credit card from there and click on ‘Apply Now’.
Next, you will have to provide your personal information (name, mobile number, income, etc).
You will have to complete an online KYC next, where you have to upload your PAN, Aadhaar and Self-Photograph.
The bank may also ask you to submit additional income and address proof.
Axis Bank will then review your application and process your request. You will get the physical credit card delivered to you within 5-7 working days post successful application.

Who Gets the Most Value from Flipkart Axis Bank Credit Card?

People who shop frequently at Flipkart and buy electronics, fashion, groceries and essentials can maximise value back with this credit card.
Travellers who want to book flights and hotels through Cleartrip and want cashback on bookings can benefit from this credit card.
People seeking a low-maintenance credit card with quick approval and easy documentation.

How to Maximise Cashback with the Flipkart Axis Bank Credit Card?

Scenario 1

For instance, Ajay shops online frequently for clothing, electronics and home essentials. His sample monthly spend with the Flipkart Axis Bank credit card would be like:

Category of Spend	Amount Spend	Cashback	Cashback Earned
Flipkart	₹10,000	5%	₹500
Myntra	₹6,000	7.5%	₹450
Swiggy	₹2,000	4%	₹80
Uber	₹1,200	4%	₹48
Other spends	₹8,000	1%	₹80

Then the total monthly cashback is ₹1,158. By utilising the Flipkart Axis Bank credit card this way, Ajay can get a yearly cashback of ₹13,896 in total on these spends.

Scenario 2

For instance, Sneha uses Cleartrip for annual vacations and weekend getaways with the Flipkart Axis Bank credit card. Her monthly sample spend with this credit card will be like:

Category of Spend	Amount Spend	Cashback	Cashback Earned
Flight Bookings	₹60,000	5%	₹3,000
Hotels	₹40,000	5%	₹2,000
Swiggy + Uber (Travel Routine)	₹24,000	4%	₹960
Other Spends	₹1,20,000	1%	₹1,200

Then the total yearly cashback is ₹7,160. Thus, by utilising the credit card cashback and discounts like this, customers can get maximum value back.

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Conclusion

The Flipkart Axis Bank Credit Card is a rewarding co-branded card for online shoppers and travellers, offering strong cashback, lifestyle discounts, and easy fee waivers. With simple eligibility, popular merchant tie-ups, and year-round savings, it delivers consistent value on everyday and premium spends.