Axis Bank Vistara Signature Credit Card

Bio

Ankit Rahangdale is a seasoned finance professional with a distinguished background as a Chartered Accountant. Currently, he leads the Finance Department at Pice. With over five years of invaluable experience in the banking and finance sector, honing his expertise through esteemed institutions such as ICICI Bank and Standard Chartered Bank.

17 Dec 25
5 mins

Ankit Rahangdale

08 Mins
17-12-25

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Table of Contents

Exclusive Axis Bank Vistara Signature Credit Card Benefits
Other Axis Bank Vistara Signature Credit Card Features
What Does Maharaja Club Silver Membership Offer?
Axis Bank Vistara Signature Credit Card Charges

Key Takeaways

Get 4 Maharaja Points on every ₹200 spent.
Receive up to 4 Premium Economy vouchers yearly.
Save up to 15% on midweek travel bookings.
Enjoy 3 golf rounds at select Indian courses.
Access a priority helpline at +91 11 6932 8888.

The Axis Bank Vistara Signature Credit Card is a co-branded option from Axis Bank and Vistara. It suits loyal flyers who want clear value on each trip.

The card offers Club Vistara Points on daily spends. Users later redeem those points for upgrades or award flights. It also gives a complimentary Club Vistara Silver Membership.

The card adds up to 4 complimentary Premium Economy ticket vouchers as welcome and milestone perks. These benefits make it ideal for frequent travellers.

Exclusive Axis Bank Vistara Signature Credit Card Benefits

You start with a complimentary Maharaja Club Silver Membership that sets a strong base. It gives priority check-in and extra baggage space.

The membership activates within 10 working days after you pay your joining fees.

This creates a neat flow into the wider set of travel perks.

Welcome Premium Economy Ticket: You get a complimentary Premium Economy ticket voucher once you pay the fee. You also receive the same perk each year when you renew your card.
Maharaja Points on Every Spend: You earn 4 Maharaja Points for every ₹200 of eligible spends on the Axis Bank Vistara Signature Credit Card. You later use these points for seat upgrades or award flights.
Milestone Rewards: You receive bonus Maharaja Points and up to 4 Premium Economy ticket vouchers when you cross key spend levels on the card.

Milestone Voucher	Required Spending
1st Ticket Voucher	₹1,50,000
2nd Ticket Voucher	₹3,00,000
3rd Ticket Voucher	₹4,50,000
4th Ticket Voucher	₹9,00,000

Other Axis Bank Vistara Signature Credit Card Features

The Club Vistara Signature card adds a useful touch with its simple EMI option. You may convert any purchase above ₹1,500 into easy instalments with a quick request to the bank.

This keeps big spends under control and sets the tone for the other features that follow.

Travel Privileges: You get 2 complimentary domestic lounge visits each year, subject to the spend rules set by the bank. You also gain access to curated global experiences through Extraordinary Weekends.
Lifestyle Privileges: The card adds a monthly dining discount at partner restaurants via EazyDiner. You further enjoy 3 complimentary golf rounds at select courses across India.
Midweek Value Deals: You save up to 15% on flights and hotels through Goibibo and MakeMyTrip each Wednesday. You also get 10% off on Swiggy and Amazon Fresh orders. Tira orders carry a 10% cut off up to ₹1,000.
Protection and Cover: The card offers purchase protection up to ₹1 lakh. It also gives coverage up to $300 for loss of travel documents, delayed check-in baggage or misplaced check-in baggage.

What does the Pice App offer? Monthly statement downloads, credit card bill payment options and automated reminders. Irrespective of which card you own, connect it to the Pice App to enhance your credit card experience further.

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What Does Maharaja Club Silver Membership Offer?

You not only earn Maharaja Points on Air India and all 24 Star Alliance airlines, but also board early with full priority boarding privileges. The other perks are as follows:

Gain points through hotels, car rentals and other non-airline partners.
Redeem points for cabin upgrades or award flights across Air India and Star Alliance.
Use a priority support line within India at +91 11 6932 8888.
Get 1 domestic itinerary change fee waiver per ticket as per Air India rules.
Receive 1 cabin upgrade voucher on tier renewal, valid for 6 months.
Enjoy priority waitlist clearance for faster seat confirmation.
Use priority check-in counters for a quicker airport experience.
Get +5 kg extra baggage allowance on eligible Air India flights.

Axis Bank Vistara Signature Credit Card Charges

Parameters	Charges
Joining and Renewal Fee	₹3000
Card Replacement Charges	NIL
Over-limit Fees	2.5%; (min. ₹500)
Interest Rate	55.55% (annually)
Late Payment Fees	<₹500 = NILAfter which it ranges between ₹500 - ₹10,000 depending on the amount.

Does the late payment charge seem too high? Then, do not pay for it! Download the Pice App today and get monthly automated payment reminders and never fail credit card bill payments again.

Footnotes:

This card has a lower variant, namely, Axis Bank Vistara Credit Card and a higher variant, namely, Axis Bank Vistara Infinite Credit Card.
The charges for cash payment with the Axis Bank Vistara Signature Credit Card are ₹175.
Activation benefits apply only in the first membership year. No activation of Maharaja Points applies after 90 days from card issue. This covers all Axis Bank Vistara cards.

FAQs

What is the income for the Axis Bank Vistara Signature Credit Card?

You need at least ₹6 lakh annual income for the Axis Vistara Signature Credit Card. You must be an Indian resident aged 18 to 70. Approval stays at the bank’s discretion.

What are the lounge access spending rules for the Vistara Signature Credit Card?

You must spend ₹50,000 in the previous 3 calendar months to access lounges. New cardholders get a waiver for the issue month and the next 3 months.

What are the cash limits on the Axis Bank Vistara Signature Credit Card?

The credit limit follows the bank's internal policy. Cash withdrawals carry a 2.5% fee with a ₹500 minimum and you may withdraw up to 30% of your assigned limit.