Drive Smart and Save More with the ICICI HPCL Super Saver Credit Card

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 12 Dec 25
  • 5 mins
icici hpcl super saver credit card

Drive Smart and Save More with the ICICI HPCL Super Saver Credit Card

avatar of sandipan mitra
avatar of sandipan mitra Sandipan Mitra
  • 08 Mins
  • 12-12-25

Are you looking for a credit card that reduces your monthly fuel and utility expenses while rewarding you? The ICICI HPCL Super Saver credit card is designed to offer just that. Combining 5% cashback on fuel and 5% PAYBACK points on essential spends like utilities and mobile recharges, it caters to practical lifestyle needs. 

If you are ready to turn your everyday spending into savings, this card deserves a closer look.

Top 6 ICICI HPCL Super Saver Credit Card Benefits

ICICI HPCL Super Saver Credit Card Benefits
  1. Fuel Rewards: Vehicle owners can earn up to 5% cashback on fuel at HPCL petrol pumps. This includes a 4% cashback (capped at ₹200 per month) plus 1% fuel surcharge waiver, making fuel refills more affordable.
  2. Savings on Essentials: Users can get 5% PAYBACK points on electricity bills, mobile bills and purchases at departmental stores like D-Mart. For every ₹100 you spend, you will receive 20 Points. Cardholders can get a maximum of ₹400 worth of Points per month. 
  3. Base Rewards: For other retail, online, e-commerce and international purchases, you can earn 2 PAYBACK points per ₹100 spent. This converts routine spending into meaningful rewards.
  4. Welcome Bonus: You will receive a bonus of 2,000 PAYBACK points upon card activation, giving your rewards journey a head start.
  5. Complimentary Domestic Lounge Access: If you spend ₹75,000 quarterly on your ICICI HPCL Super Saver credit card, you will receive 1 complimentary domestic lounge access.   
  6. Discounts on Movie Tickets: Users can access up to ₹25 off twice a month on every ₹100 spent on movie tickets at BookMyShow and INOX.  

How You Can Save on ICICI HPCL Super Saver? 

Here is an example of how you can turn your monthly expenses into earnings with the ICICI HPCL Super Saver: 

CategoriesMonthly ExpenseApplicable RewardsRewards Earned (Approx.)
HPCL fuel refills₹5,0004% + 1%250
Groceries from departmental stores₹6,0005%300
Other retail and e-commerce transactions₹3,0002% 60
Utility bills₹2,0005%100

A typical user spending ₹16,000 on fuel, utilities and departmental stores could earn approximately 710 (points + cashbacks) per month. 

With a modest annual fee of ₹500, the annual earnings reach 8520 (points + cashbacks), making the ICICI HPCL Super Saver Credit Card one of the most practical options for everyday savings. 

Things to Keep in Mind About PAYBACK Points Earned on ICICI HPCL Super Saved Credit Card 

  • Reward Points are valid for 3 years from issuance. 
  • If you cancel your card, the Points will lapse. 
  • You will receive the Points within 5 days of statement creation. 
  • The Points are redeemable for travel bookings and shopping vouchers at iShop

ICICI HPCL Super Saver Credit Card Eligibility Criteria 

Interested individuals must be: 

  •  Indian 
  • Aged 21 and older 
  • Salaried (min. of ₹20,000) or self-employed (min. of ₹2,40,000). 

Note: Scanned copies of identity, income and address proofs are required for the application. 

Key ICICI HPCL Super Saver Credit Card Charges 

Fee Type Fee Amount
Joining Fee₹500 + GST
Renewal Fee₹500 + GST (will be waived off if spent ₹1,50,000 in the previous year)
ATM Withdrawal 3.75% of the amount
Forex Markup 3.5%
Card Replacement Fee₹100
Cash Payment Charges₹150 
Late Payment ChargesLess than ₹100: None ₹100 - ₹500: ₹100 ₹501 - ₹1,000: ₹500 ₹1,001 - ₹5,000: ₹600 ₹5,001 - ₹10,000: ₹750 ₹10,001 - ₹25,000: ₹900 ₹25,001 - ₹50,000: ₹1,100 More than ₹50,000: ₹1,300

Note: EMI transactions will not be counted in the annual expenditure calculation.  

💡Pay your credit card bills in an easy and secure way with the PICE App.

Emergency Roadside Assistance Benefit on the ICICI HPCL Super Saver Credit Card   

The ICICI HPCL Super Saver credit card offers complimentary 24/7 support in case of roadside emergencies. This benefit is limited to primary cardholders. 

Within 45 days of joining fee payment, the ICICI HPCL Super Saver credit cardholder will receive an SMS from the service provider with instructions to use it. 

Take a look at all the services that are listed under roadside assistance: 

  • Virtual assistance 
  • On-site vehicle repairing
  • Replacement of locked or lost keys 
  • Flat tyre support 
  • Battery jumpstart or replacement 
  • A maximum of 5 litres of fuel delivery 
  • Towing in case of breakdown/accident

Note: If the repair process takes more than 48 hours, you are entitled to complimentary vehicle repatriation for up to 100 km. If the distances exceed 100 km, the repatriation request will be processed on a chargeable basis. 

Additional Features of the ICICI HPCL Super Saver Credit Card Rupay Variant

  • Personal Accident Cover

ICICI HPCL Super Saver credit cardholders are eligible for a maximum of ₹2,00,000 Personal Accident Cover. The claim should be processed within 90 days of the accident. Ensure to send the details via mail to general.claims@tataaig.com and rupay@tataaig.com.  

  • 24x7 Concierge Services

Cardholders can opt for round-the-clock concierge services by dialling 1800-26-78729. The services include gift and flower delivery, restaurant referrals, courier services, car and limousine rentals, golf reservations, IT returns filing, movie ticket sourcing and agreement for hospital admission.

Which ICICI Credit Card Can Be Paired with HPCL Super Saver?

Pairing the ICICI HPCL Super Saver Credit Card with another ICICI card helps cover various spending categories and maximise benefits. Here are some of the recommended combos:

  • ICICI Platinum Chip Card: It is ideal for offline retail and dining with rewards, where the HPCL card is limited.
  • ICICI Amazon Pay Credit Card: It offers cashback on online purchases, adding value to e-commerce spends. 

Conclusion

The ICICI HPCL Super Saver Credit Card is a practical, savings-focused option for everyday users. With strong fuel benefits, essential spend rewards, welcome bonuses and roadside assistance, it turns routine expenses into monthly value. Low fees and flexible redemption options make it an ideal card for reducing fuel and utility costs year-round.

FAQs

What is the main benefit of the ICICI HPCL Super Saver credit card?

It provides high savings on fuel and essential monthly expenses.

How much cashback can I earn on HPCL fuel?

You receive 4% cashback plus a 1% surcharge waiver.

Do utilities earn reward points?

Yes, utilities, mobile bills and D-Mart spends earn 5% PAYBACK points.

Is there a welcome bonus?

Yes, new users get 2,000 PAYBACK points on activation.

Do I get lounge access with this card?

Yes, one domestic lounge access per quarter after ₹75,000 spend.
About the author
Sandipan Mitra

Sandipan Mitra

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

by Ankit Rahangdale

Key Takeaways Earn 2 Skywards Miles per ₹100 spent, making...
  • 12-12-25
  • 3 mins
0
Check your Credit Score for Free
Check Now