Shop in Style with the Shoppers Stop Black HDFC Bank Credit Card

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 12 Dec 25
  • 3 mins
hdfc shoppers stop black credit card

Shop in Style with the Shoppers Stop Black HDFC Bank Credit Card

avatar of sandipan mitra
avatar of sandipan mitra Sandipan Mitra
  • 08 Mins
  • 12-12-25

Make your shopping spree at Shoppers Stop more exciting than ever with the Shoppers Stop Black HDFC Bank credit card. It offers 7 Rewards Points for every swipe of ₹100 at Shoppers Stop, in addition to 4 domestic and 2 international lounge access per quarter. Scroll down to know more about this shop-and-save card!

HDFC Shoppers Stop Black Card Rewards

HDFC Shoppers Stop Black Card Rewards
  • For every purchase at Shoppers Stop (online or offline), you earn 7% reward points.
  • For all other spends (non‑Shoppers Stop), you get 2% reward points.
  • As a welcome bonus, you will receive a Shoppers Stop voucher worth ₹1,500. 
  • For every weekend spend of ₹50,000 or more at Shoppers Stop, get Reward Points worth ₹2,000.

HDFC Black Edition Shoppers Stop Card Benefits

Beyond rewards, you can also get access to exclusive member-only benefits and privileges at Shoppers Stop with the complimentary membership worth ₹4,500. Additionally, the card also offers: 

  • Lounge Access: Enjoy 16 domestic and 8 international airport lounge visits per year. 
  • Fuel Surcharge Waiver: Get 1% waiver on fuel transactions, saving a penny with every refill.
  • Smart EMI Option: You can also convert big purchases into EMIs using your Shoppers Stop Black HDFC Bank credit card.  
  • Liability Cover: The card also offers liability insurance of up to ₹9,00,000 that protects you from fraudulent transactions. 

These features make the card more than just a shopping card. It is a convenient option for users who value perks beyond basic rewards. 

HDFC Shoppers Stop Black Card Eligibility and Charges

Any Indian who meets the following criteria can apply for this card: 

  • For salaried applicants: Age 21 - 60 years, monthly income of ₹70,000 and more
  • For self‑employed applicants: Age 21 - 65 years, with ITR of ₹8,40,000 and more. 

Whoever meets the criteria can apply for the Shoppers Stop Black HDFC Bank credit card by paying a joining fee of ₹4,500 + GST. 

How to Redeem Reward Points Earned on the Shoppers Stop Black HDFC Bank Credit Card?  

You can redeem rewards against Shoppers Stop vouchers from the SmartBuy portal to get the maximum value (1RP = ₹1). However, there are other redemption options:  

  • Product Catalogue (1RP = ₹0.35) 
  • Cashback (1RP = ₹0.2) 
  • Airmiles (1RP = Up to ₹0.5) 
  • Unified SmartBuy (Flights/Hotels) = (1RP = ₹0.5) 

Note: Reward Points are valid for 2 years from issuance.

💡Pay your credit card bills in an easy and secure way with the PICE App.

Conclusion

The Shoppers Stop Black HDFC Bank credit card is ideal for frequent Shoppers Stop customers who want high reward value, premium lounge access, and lifestyle privileges. With strong rewards, welcome benefits, and exclusive membership perks, it delivers excellent value for fashion-forward, high-spending users.

FAQs

What is the reward rate on the Shoppers Stop Black HDFC Bank credit card?

You earn 7% rewards at Shoppers Stop and 2% on other spends.

Is there a welcome benefit on the Shoppers Stop Black HDFC Bank credit card?

Yes, you get a ₹1,500 Shoppers Stop voucher as a welcome bonus.

How much is the joining fee for the Shoppers Stop Black HDFC Bank credit card?

The joining fee is ₹4,500 plus applicable GST.

What is the reward point validity on this card?

Reward points are valid for 2 years from the date of issuance.

How can reward points be redeemed on the Shoppers Stop Black HDFC Bank credit card?

They can be redeemed via SmartBuy for vouchers, cashback, travel, or products.
About the author
Sandipan Mitra

Sandipan Mitra

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

by Ankit Rahangdale

Key Takeaways Earn 2 Skywards Miles per ₹100 spent, making...
  • 12-12-25
  • 3 mins
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