Unlock the Power of the HDFC Shoppers Stop Credit Card
Bio
Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.
- 12 Dec 25
- 4 mins
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Unlock the Power of the HDFC Shoppers Stop Credit Card
Shreyansh Singh- 08 Mins
- 12-12-25
Key Takeaways
- The HDFC Shoppers Stop credit card offers 3% rewards on Shoppers Stop purchases and 1% elsewhere.
- Cardholders get a ₹500 welcome voucher and complimentary Silver Edge membership.
- Weekend shopping benefits can earn up to ₹500 in reward points.
- Best reward value comes from redeeming points for Shoppers Stop vouchers.
- Affordable joining and renewal fees make it shopper-friendly.
What if your shopping sprees at Shoppers Stop earned you more than just bags and boxes? Yes, that is possible with the HDFC Shoppers Stop Credit Card. Whether you shop frequently at Shoppers Stop or visit the stores on weekends only, the perks of this card are exclusively designed for shopaholics!
Let us dive in to find out more about its features and charges.
HDFC Shoppers Stop Card Rewards
HDFC Shoppers Stop card benefits all kinds of shoppers with generous benefits that enhance every purchase experience. Here is how you earn more value:
- On every purchase at Shoppers Stop stores, you get 3% reward points
- For all other spends, you earn 1% reward points
- As a welcome perk, cardholders receive a ₹500 Shoppers Stop voucher
- For a minimum of ₹15,000, weekend shopping at Shopper Stop can get you ₹500 worth of Reward Points.
- You will also receive a complimentary Shoppers Stop Silver Edge membership valued at ₹350. This gives you access to exclusive sales and benefits available only to members.
- Rewards can be accumulated and used to save more on fashion, beauty, accessories, and home décor purchases.
HDFC Shoppers Stop Card Features
The HDFC Shoppers Stop Credit Card comes with multiple features that simplify spending, enhance convenience, and offer better financial control:
- Fuel Surcharge Waiver: Receive 1% waiver on fuel expenses and save on fuel bills.
- Smart EMI Option: Convert large purchases into easy EMIs for hassle-free budgeting.
- Contactless and UPI Payment: Get the HDFC Shoppers Stop Credit Card in Rupay to tap or scan to pay.
- Up to 50 Days of Interest-Free Credit: It gives you added flexibility for short-term financial planning.
- Easy Card Management: Through the HDFC Bank MyCards portal for payments, tracking, and controls.
- Fraud Protection: Safeguards you against unauthorised or fraudulent credit card transactions.
💡Pay your credit card bills in an easy and secure way with the PICE App.
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HDFC Shoppers Stop Card Charges
| Type of Charges | Amount (₹) |
| Joining Fee | 299 + GST |
| Renewal Fee | 299 + GST |
Reward Redemption Flexibility of HDFC Shoppers Stop Credit Card
You will get the best value for your HDFC Shoppers Stop card reward points if you redeem them via the SmartBuy portal or NetBanking against Shoppers Stop vouchers (1 Reward Point equates to ₹1). However, there are other options that you may consider. Take a look:
- Product catalogue (1 RP = ₹0.25)
- Cashback (1RP = ₹0.20)
- Airmiles (1RP = ₹0.25)
- Unified SmartBuy, eg Hotels and Flights (1RP = ₹0.20)
HDFC Shoppers Stop Eligibility Criteria
| Category | Salaried | Self-employed |
| Age | 21 - 60 | 21 - 65 |
| Monthly Income | ₹20,000 | ₹6,00,000 |
| Nationality | Indian | Indian |
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Conclusion
The HDFC Shoppers Stop credit card is a rewarding choice for fashion-forward shoppers who want value beyond purchases. With strong rewards at Shoppers Stop, lifestyle perks, flexible redemptions, and manageable fees, it turns everyday shopping into meaningful savings and exclusive experiences.
FAQs
What is the reward rate on the HDFC Shoppers Stop credit card?
You earn 3% rewards at Shoppers Stop and 1% on all other spends.
What welcome benefits does the HDFC Shoppers Stop credit card offer?
It provides a ₹500 Shoppers Stop voucher and Silver Edge membership.
What is the value of 1 reward point on this card?
For Shoppers Stop vouchers, 1 reward point equals ₹1.
What are the joining and renewal fees?
Both joining and renewal fees are ₹299 plus GST.
Does the HDFC Shoppers Stop credit card support UPI payments?
Yes, the RuPay variant supports contactless and UPI payments.
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