Doctor’s SBI Card: The Wallet Wizard for Medical Professionals 

Have you ever wished for a credit card that is exclusively designed for medical professionals? Then, the Doctor’s SBI card is here to meet your needs. The State Bank of India created this card in association with the reputed Indian Medical Association.

It recognises your unique lifestyle and spending patterns, offering 5x Reward Points on medical supply purchases and Professional Insurance Indemnity cover of up to ₹20,00,000. So, let us explore how it stands out from regular credit cards and in what way you can enjoy its rewards.

Exclusive Privileges on Doctor’s SBI Card

Beyond rewards, cardholders will also receive 8 domestic and 4 international visits under the SBI Doctor's card lounge access program. That is not all! The card also features: 

• Welcome Gift: Receive a ₹1500 e-gift voucher from Yatra within 15 days of joining.
• Milestone Benefit: Spend ₹500,000 annually and get a ₹5000 e-voucher redeemable at Bata / Shoppers Stop / Yatra.com.
• Priority Pass Program: Get a complimentary Priority Pass membership worth $99.  

Note: Both domestic and international lounge access is capped at 2 quarterly visits.  

Earn Exciting Rewards on Doctor’s SBI Card

• 5× Reward Points on medical supplies, travel bookings, and international spending.
• 1 Reward Point for every ₹100 spent on all other purchases.

Note: For 5x earrings, cardholders can win a maximum of 7500 Reward Points per month. Post that, medical supply and travel purchases will accrue 1 Reward Point for every ₹100.   

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2 Ways to Redeem the Reward Points Earned on the Doctor’s SBI Card 

• You can pay your credit card outstanding with earned Reward Points (4RP = ₹1) 
• Redeem your Reward Points against physical products and gift vouchers at the SBI Reward Catalogue. 

Professional Indemnity Insurance on the Doctor’s SBI Card 

Doctor’s SBI card offers Professional Indemnity Insurance of up to ₹20,00,000. It reimburses valid legal and defence costs, court awards and out-of-court settlement expenses, ensuring 0% deductible Sum Insured. To claim, kindly present: 

• Duly filled Claims Form 
• Notice of claim on the medical practitioner 
• lawyer’s invoice, if any 
• Proof of legal fee payment 
• Settlement agreement, in case of out-of-court settlement 
• Court order 
• Other necessary documentary evidence. 

Premium Perks of Having the Doctor’s SBI Card under the Visa Signature Network

As a Visa Signature network card, the Doctor’s SBI Card comes with a host of additional perks, including exclusive discounts on Air India Express purchases. Take a look at some of them: 

• 10% off on Apollo Pharmacy spends via tap-to-pay 
• 30% off at FirstCry outlets 
• 15% off on club and suite rooms at Hyatt Hotels and Resorts 
• Flat 80% off on MediBuddy.  

Note: Kindly visit the Visa Signature official website to unlock exciting offers on the Doctor’s SBI credit card. 

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Other Features of Doctor’s SBI Card 

• Fuel Surcharge Waiver: You can save 1% on fuel transactions between ₹500 and ₹4000 (maximum waiver of ₹250/month).
• Global Acceptance: The card is globally acceptable across 24 million outlets, including support for international ATM access.
• Global Card Replacement: The emergency card replacement facility is available across the world.  
• Flexipay: You can easily convert your large purchases over ₹2500 into EMIs. 

• Add-on Cards: Get lifetime free add-on cards for family members above 18 years of age.
• Balance Transfer on EMI: Transfer outstanding balances from other cards and repay in EMIs at lower rates.  
• Seamless Cash Access: Cardholders can swipe and withdraw cash from over 1 million MasterCard or Visa ATMs worldwide.  

Note: 2.5% of the amount or ₹500 applies on cash withdrawals using the Doctor’s SBI credit card. 

SBI Doctor’s Card Eligibility Criteria

Only licensed medical practitioners with 3 or more years of practice can apply for this card. The applicant must: 

• Be aged between 21 of 70 years 
• Have an adequate income source 
• Satisfactory credit score and history.  

SBI Doctor’s Card Applicable Charges  

The joining and renewal fee on the SBI Doctor’s card is ₹1499 + GST. The renewal fee will be reversed if annual spending reaches ₹200,000. Other charges include: 

💡Pay your credit card bills in an easy and secure way with the PICE App.

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What Other SBI Credit Card Can Be Paired with the Doctor’s SBI Card?

Pairing the Doctor’s SBI Card with another SBI credit card helps you maximise benefits across categories. You can consider between: 

• SBI SimplySAVE Card: Ideal for groceries, dining, movies, and daily purchases, where you can earn high points. 
• Cashback SBI Card: If you shop frequently online, adding a card that offers cashback ensures savings across everyday categories. 
• SBI Card Pulse: This card covers wellness, fitness, and general lifestyle expenses.

Insider Hacks to Get the Most Out of the Doctor’s SBI Card

• Use the card for flight bookings and hotel reservations to earn 5x points.
• Use it for your travel bookings to earn points, lounge access and milestone vouchers while waiving the renewal fee by reaching ₹200,000 annual spend without any stress  
• Regularly redeem points for products or vouchers. Do not let them expire.

Conclusion

The Doctor’s SBI Card is a purpose-built financial companion for medical professionals, offering exclusive privileges, high reward earnings, professional indemnity coverage and travel perks. By using the card strategically for medical supplies, travel and lifestyle spends, doctors can maximise value, save more, and enjoy a seamless credit experience tailored to their profession.

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