An Overview about HDFC Diners Club Privilege Credit Card

Bio

Ankit Rahangdale is a seasoned finance professional with a distinguished background as a Chartered Accountant. Currently, he leads the Finance Department at Pice. With over five years of invaluable experience in the banking and finance sector, honing his expertise through esteemed institutions such as ICICI Bank and Standard Chartered Bank.

  • 10 Dec 25
  • 6 mins
hdfc diners club privilege credit card

An Overview about HDFC Diners Club Privilege Credit Card

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avatar of ankit rahangdale Ankit Rahangdale
  • 08 Mins
  • 10-12-25

Key Takeaway

  • Get up to 8 airport lounge accesses per year with the Diners Club Privilege Card.
  • Earn 20 reward points on transactions using Zomato and Swiggy.
  • You can spend ₹1.5 lakh per quarter to get a voucher worth ₹1,500 from different brands.
  • Avail the buy 1 get 1 offer on BookMyShow with the HDFC Diners Club Privilege Credit Card.
  • Earn 40 reward points on spending ₹150 at SmartBuy.

Looking for a credit card that rewards your food orders, shopping sprees, and travel escapes, all in one? The HDFC Diners Club Privilege Credit Card could be your ticket to extra perks.

With up to 2,500 reward points per month on spends at food apps like Zomato and Swiggy, plus lounge access, dining discounts, and flexible redemption, it is built for people who eat out, shop often, and value convenience. 

Explore below to see if its fees and eligibility match your lifestyle.

HDFC Diners Club Privilege Benefits

HDFC Diners Club Privilege Credit Card

With the HDFC Diners Club Privilege Credit Card, you can get complimentary annual memberships of Times Prime and Swiggy One if you spend ₹75,000 within the first 90 days of card issuance.

The other benefits that you can reap are as follows:

  • You can earn 5X reward points on Zomato and Swiggy. The additional 4X reward points come with a limit of 2,500 reward points per month.
  • Earn 10X reward points on spends using SmartBuy.
  • If you book movie or non-movie weekend tickets on BookMyShow, you can avail a buy 1 get 1 offer.
  • You can get 10% off on partnered dining bills.
  • If you spend at least ₹1.5 lakh in a calendar quarter, you can get vouchers from Marriott Experience, Lakme Salon, O2 Spa, Barbeque Nation or Decathlon of ₹1,500.
  • You can get 2 complimentary airport lounge accesses per quarter.
  • The card offers 4 reward points on every ₹150 spent in the retail category.
  • You can get air accident insurance cover of $1,25,000 with the card.
  • Emergency overseas hospitalisation cover of $31,250 is included with the card.
  • You can get a travel insurance cover for baggage delay of $625.
  • The card offers credit liability cover of ₹9 lakh. 

HDFC Diners Club Privilege Credit Card Fees

The joining fee and annual renewal fee for the HDFC Diners Club Privilege Credit Card are ₹1,000 in addition to applicable taxes. However, if you spend at least ₹3 lakh in the preceding year, your renewal fee gets waived off.

Here are the other charges for this card:

ParametersFees
Cash advance fee2.5% or ₹500 whichever is higher
Overlimit fee2.5% subject to at least ₹550
Payment return charges2% subject to a minimum of ₹450
Cash processing fee₹100
Rewards redemption fee₹99
Balance transfer fee1% or ₹250 whichever is higher

HDFC Diners Club Privilege Credit Card Eligibility 

To apply for a Diners Club Privilege Credit Card, you need to be an Indian national. However, the age criteria and income criteria vary for salaried and self-employed individuals as follows:

Salaried Individuals:

If you are a salaried individual, you need to be between 21 years and 60 years with a monthly income of at least ₹35,000 to apply for this card.

Self-employed Individuals:

In case you are a self-employed individual, the upper age limit is 65 years, and the lower age limit is 21 years. Moreover, you need to have an annual Income Tax Return greater than ₹6 lakh.

HDFC Diners Club Privilege Credit Card Documents Required

You need to provide income proof, address proof and identity proof to apply for the HDFC Diners Club Privilege Credit Card. Here are the accepted documents for the application:

  • Identity Proof: PAN card, passport, driving license, voter’s ID card, Aadhaar card and driving license
  • Address Proof: Aadhaar card, utility bills for electricity, gas, telephone or water, passport, voter’s ID card and driving license.
  • Income Proof: Salary slips, Form 16, Income Tax Return or bank statement

How to Apply for an HDFC Diners Club Privilege Credit Card?

To apply for the Diners Club Privilege Credit Card, you need to visit the HDFC Bank credit card page. Follow the steps mentioned below to apply for the card:

Step 1: Fill in your phone number and PAN card number or date of birth.

Step 2: Confirm the entered details.

Step 3: Choose Diners Club Privilege from the card list and submit your application. 

Important Things to Remember

The lounge access benefit does not include entry for guests. However, the benefit is valid for primary and add-on cardholders. 

If you want to redeem your reward points, here is what 1 reward point is equivalent to:

  • Hotel and flight bookings using SmartBuy: ₹0.50
  • Partner restaurants: ₹0.50
  • Exclusive catalogue: up to ₹0.35
  • Cash back: up to ₹0.20

Once you receive the card, you can add it to the Pice app to get credit card bill payment reminders. You can additionally pay your bill directly from the Pice app without any hassle.

Download the Pice app now to pay your credit card bill within the due date to avoid interest and late fees!

Footnote:

The BookMyShow offer is valid on Friday, Saturday and Sunday with up to ₹250 per ticket up to 2 tickets per month. Moreover, a fuel surcharge waiver is not available with this card. To know more, check out the Diners Club Privilege Card here

FAQs

Is there any renewal fee waiver on the HDFC Diners Club Privilege Credit Card?

The renewal membership fee for the HDFC Diners Club Privilege Credit Card is ₹1,000 in addition to applicable Goods and Services Tax (GST). However, if you spend a minimum of ₹3 lakh in the previous year using the card, your renewal fee gets waived off. 

How can I pay the Diners Club Privilege Card bill?

You can add your HDFC Diners Club Privilege Credit Card to the Pice app to pay your bills on time. It sends bill payment reminders and allows you to pay the bill directly from the app.

Do the reward points have an expiry?

The reward points on HDFC Bank cards remain valid for 2 years from the date of credit. Ensure you use it within the relevant tenure to avoid losing the benefits. 

Does Diners Club Privilege offer Priority Pass?

You can avail Priority Pass with the HDFC Diners Club Privilege Credit Card. As your card itself acts as a Priority Pass, you do not need a separate physical Priority Pass. However, you need to register on the Diners Travel Tool app. 

Does HDFC Diners Club Privilege Credit Card offer any golf benefits?

The Diners Club Privilege Card does not offer any golf benefits. However, other benefits offered by this card make it a lucrative option for dining, retail spending and movies. 

Does HDFC Diners Club Privilege Credit Card offer airport lounge access?

The Diners Club Privilege Card allows cardholders to access 2 airport lounges per quarter. As a result, you can enjoy 8 complimentary lounge visits in a year.

Is the Diners Club Privilege card free?

HDFC Diners Club Privilege Credit Card is not a lifetime free card. It attracts a joining fee of ₹1,000 in addition to applicable taxes. This card additionally attracts the same renewal fee, which you can waive off on meeting the annual spend criteria. 
About the author
Ankit Rahangdale

Ankit Rahangdale

Ankit Rahangdale is a seasoned finance professional with a distinguished background as a Chartered Accountant. Currently, he leads the Finance Department at Pice. With over five years of invaluable experience in the banking and finance sector, honing his expertise through esteemed institutions such as ICICI Bank and Standard Chartered Bank.

by Ankit Rahangdale

Key Takeaways Earn 10x Cash Points on select business spends....
  • 11-12-25
  • 6 mins
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