Club Vistara SBI Card Prime: Features, Charges and Eligibility

If you are someone looking for a premium experience and comfort while travelling, getting the Club Vistara SBI card PRIME is the best credit card to avail. In collaboration with Vistara Airlines, this SBI credit card brings convenience and luxury together for every type of traveller. 

Moreover, with 2 complimentary domestic airport lounge visits per quarter, this card ensures a smooth, relaxing travel experience across India. So, before applying, read here to explore its key features, fees, eligibility criteria, required documents, and exclusive Club Vistara benefits.

Features of Club Vistara SBI Card Prime

One of the key features of Club Vistara SBI Card PRIME is that you can earn 4 CV points on every ₹200 spent using the card. Some other crucial benefits and features of the card include:

• The card offers lost card liability of up to ₹1 lakh.
• You can get air accident cover of up to ₹1 crore.
• The card offers up to 6 flight cancellations, each capped at ₹3,500.
• You can get up to 8 complimentary domestic airport lounge access per year, with 2 per quarter.
• As a cardholder, you can get a complimentary Priority Pass membership worth $99.
• You can get 4 complimentary Priority Pass lounge visits per year outside India, with 2 per quarter.

Club Vistara SBI Card Prime Fees and Charges

The Charges for SBI Vistara Prime are designed to keep long-term costs low, offering a simple fee structure and discontinued renewal benefits you should be aware of. Earlier, the card provided a Premium Economy voucher on renewal upon meeting milestone spends, but this benefit ended on 1 April 2025.

For those monitoring affordability, the Club Vistara SBI Card PRIME credit card interest rate is 2.5% per month, that is, 30% annually.

• Joining fee: ₹2,999 + taxes
• Renewal fee: None
• Add-on card annual fee: None

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Eligibility Criteria for Club Vistara SBI Card Prime

You can apply for this card irrespective of whether you are a salaried or self-employed individual. The income criteria for salaried individuals is ₹40,000 per month, and for self-employed individuals is ₹33,333 per month. 

Documents Required for Club Vistara SBI Card Prime

The documents required to apply for this card are income proof, identity proof and address proof. You can present the following documents in the categories mentioned above when you apply for this card:

• Income Proof: Income Tax Return, Form 16, Salary slip
• Identity Proof: PAN card, Aadhaar card, voter’s ID card, passport or driving license
• Address Proof: Ration card, Aadhaar card, passport, voter’s ID card or driving license

When Should You Apply for Club Vistara SBI Card Prime?

If you want to earn reward points and enjoy complimentary domestic lounge visits, you can apply for the Club Vistara SBI Prime card. If you are a frequent traveller within India or abroad who requires Priority Pass access, you can apply for this credit card.

In addition, if you can anticipate flight cancellations in your forthcoming travel plans, you can apply for this card to enjoy the flight cancellation benefits of up to ₹3,500 per ticket.

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Club Vistara Membership Benefits

One of the key benefits of the Club Vistara Credit Card by SBI is that your Club Vistara Silver tier membership gets renewed every year. Here are the other benefits:

• You can get 1 complimentary One-class upgrade voucher.
• As a member, you can get 9 Vistara points on every ₹100 spent on Vistara flights.
• You can get an additional 5 kg baggage allowance.
• Priority waitlist clearance and priority check-ins are additional benefits.
• You can get access to the Club Vistara helpline.

Notably, besides avoiding the renewal fee, you can avoid paying interest and late payment fees on this card by paying your credit card bill within the due date. The minimum finance charge applicable is ₹25. However, the standard finance charge is 3.75% per month or 45% per annum.

You can add your card to the Pice app to get bill payment reminders and pay the bill directly.

💡Pay your credit card bills in an easy and secure way with the PICE App.

Conclusion

The Club Vistara SBI Card PRIME is an ideal choice for frequent flyers who value luxury, comfort, and premium travel benefits. With complimentary lounge access, Priority Pass membership, air accident cover, and generous reward points, this card offers exceptional value.

Whether you're a domestic or international traveller, its exclusive Vistara privileges and milestone rewards ensure a smooth, rewarding journey every time you fly. For those seeking an enhanced travel experience, the Club Vistara SBI Card PRIME stands out as a top-tier travel credit card option.

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