Canara Bank Credit Card: List, Eligibility and Documents Required

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 2 Dec 25
  • 7 mins
everything about canara bank credit card

Canara Bank Credit Card: List, Eligibility and Documents Required

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avatar of sandipan mitra Sandipan Mitra
  • 08 Mins
  • 02-12-25

Key Takeaways

  • A Canara Bank credit card lets you earn up to 2 reward points per ₹100 on e-commerce and POS spends.
  • Most Canara Bank credit cards come with lifetime-free membership, except the VISA Corporate Credit Card.
  • You can enjoy domestic and international airport lounge access with several Canara Bank credit card variants.
  • Income eligibility for a Canara Bank credit card ranges from ₹1 lakh to ₹10 lakh annually depending on the card tier.
  • A Canara Bank credit card may levy an inactivity fee if annual spending does not meet the turnover requirement.

Are you aware that you can earn up to 2 reward points on every ₹100 spent on e-commerce or POS transactions using Canara credit cards? Other Canara Bank credit card benefits include domestic and international airport lounge access, air and non-air accident cover and others.

Explore the list of Canara Bank credit cards and their prominent features before you apply to make an informed decision. In addition, check out the income eligibility criteria for these cards to choose a suitable card.

List of Canara Bank Credit Cards

List of Canara Bank Credit Cards

Canara Bank credit cards do not attract any enrollment fee or annual fee. However, the VISA Corporate Credit Card attracts an enrolment fee of ₹250 and a yearly fee of ₹400. Here are the notable features of Canara Bank credit cards:

Canara Bank Credit CardsNotable Features
VISA Signature Credit Card3 domestic airport lounge access and 1 international airport lounge access per quarter 
Rupay Select Credit Card2 domestic and international airport lounge access each per quarter
Mastercard World Credit Card3 domestic airport lounge access for self and 2 for guests per quarter; 2 international airport lounge access for self and 2 for guests per quarter
VISA Platinum Credit Card2 domestic airport lounge access per quarter
Rupay Select Secured Credit Card2 domestic airport lounge access per quarter; 2 international airport lounge access per year
Mastercard Platinum Credit Card2 domestic airport lounge access for self and 1 for guest per quarter
VISA Corporate Credit CardAir accident cover of up to ₹4 lakh for the primary cardholder and up to ₹2 lakh for the spouse
Rupay Platinum Credit Card2 domestic and international airport lounge access each per quarter for the primary cardholder
Mastercard Gold Credit CardAir accident cover of up to ₹8 lakh for the primary cardholder and up to ₹4 lakh for the spouse
VISA Gold Credit CardNon-air accident cover of up to ₹4 lakh for the primary cardholder and up to ₹2 lakh for the spouse
Rupay Platinum Secured Credit Card2 reward points on every ₹100 spent on e-commerce or POS transactions
Mastercard Gold Secured Credit CardFraudulent charge covers up to ₹5 lakh
VISA Gold Secured Credit CardNon-air accidents cover up to ₹2 lakh for the primary cardholder and up to ₹1 lakh for the spouse.
Rupay Classic Credit CardFraudulent charge covers up to ₹2 lakh
Mastercard Standard Credit CardPurchase protection cover of up to ₹25,000
VISA Classic Credit CardBaggage Insurance of up to ₹25,000

Eligibility Criteria for Canara Bank Credit Cards

The eligibility criteria for Canara Bank credit cards vary depending on the card type. Notably, the income criteria for each card vary as follows:

Canara Bank Credit CardsEligibility Criteria
VISA Signature Credit Card, Rupay Select Credit Card, Mastercard World Credit Card, Rupay Select Secured Credit CardIndependent Income: ₹10 lakh gross per yearStaff Members: ₹60,000 gross per year or take-home of ₹4,000 per month
VISA Platinum Credit Card, Mastercard Platinum Credit Card,  Rupay Platinum Credit Card, Mastercard Gold Credit Card, VISA Gold Credit Card, Rupay Platinum Secured Credit Card, Mastercard Gold Secured Credit CardIndependent Income: ₹2 lakh gross per yearStaff Members: ₹60,000 gross per year or take-home of ₹4,000 per month
VISA Corporate Credit CardGross Annual Income: ₹2 lakh per year
Rupay Classic Credit Card, Mastercard Standard Credit Card, VISA Classic Credit CardIndependent Income: ₹1 lakh gross per yearStaff Members: ₹60,000 gross per year or take-home of ₹4,000 per month

💡To pay your credit card bills in an easy and secure way, use the PICE App.

Documents Required for Canara Bank Credit Cards

Canara Bank requires identity proof, address proof, and income proof for credit card applications. Here are the documents you can present as identity proof, income proof and address proof:

  • Identity Proof: PAN card, Aadhaar card, voter card, driving license, passport, overseas citizen of India card, NREGA-issued job card, person of Indian origin card, UIDAI-issued letters.
  • Address Proof: Utility bill not more than 3 months old, Aadhaar card, ration card, passport, driving license, property registration document, bank statement and other documents bearing your address.
  • Income Proof: Salary slip not more than 3 months old, bank statement of preceding 3 months, and recent Form 16.

Documents Required for Canara Bank Corporate Credit Cards

Besides identity proof, income proof and address proof of individuals associated with the business, you need to provide additional documents for corporate credit cards. Here are the documents you need to provide:

  • Board resolution of the company
  • Memorandum of Association and Articles of Association for companies
  • Partnership deed for partnership firms
  • The company's financial statement for the previous 3 years
  • Constitutional papers, if necessary

Canara Bank Credit Cards Inactivity Fee

Credit cards issued by Canara Bank charge card inactivity fees of up to ₹1,000 if you do not meet the card turnover requirement in a year. Here are the inactivity fees for each card:

Canara Bank Credit CardsCard Inactivity Fee
VISA Signature Credit Card₹1,000 (if card turnover is below ₹2 lakh in a year)
Rupay Select Credit Card, Mastercard World Credit Card, Rupay Select Secured Credit Card, ₹300 (if card turnover is below ₹1 lakh in a year)
VISA Platinum Credit Card, Mastercard Platinum Credit Card, Rupay Platinum Credit Card, Rupay Platinum Secured Credit Card₹200 (if card turnover is below ₹50,000 in a year)
VISA Gold Credit Card, Mastercard Gold Secured Credit Card, VISA Gold Secured Credit Card₹150 (if card turnover is below ₹25,000 in a year)
Rupay Classic Credit Card, Mastercard Standard Credit Card, VISA Classic Credit Card₹100 (if card turnover is below ₹12,000 in a year)
VISA Corporate Credit CardNil

Conclusion

You can apply for a lifetime free Canara Bank credit card to enjoy benefits such as up to 12 domestic airport lounge accesses per year. In addition, you can get purchase cover, baggage insurance, and air and non-air accident cover with these cards.

Notably, ensure that you pay your credit card bills within the due date to avoid paying interest of around 2.5% per month or 30% per year. You can add your Canara credit card to the Pice app to get reminders and pay your bills directly without any hassle.

FAQs

What are the key benefits of a Canara Bank credit card?

A Canara Bank credit card offers lounge access, reward points, insurance covers, and lifetime-free variants.

Do all Canara Bank credit cards charge an annual fee?

Most Canara Bank credit cards are lifetime free, except the VISA Corporate Credit Card which has an annual fee.

What is the income requirement for getting a Canara Bank credit card?

The income requirement for a Canara Bank credit card ranges from ₹1 lakh to ₹10 lakh yearly, based on the card type.

Do Canara Bank credit cards offer airport lounge access?

Yes, several Canara Bank credit cards provide domestic and international lounge access per quarter.

Does the Canara Bank credit card offer insurance coverage?

Yes, a Canara Bank credit card includes air accident cover, non-air accident cover, or purchase protection depending on the variant.

How can I pay bills for my Canara Bank credit card easily?

You can conveniently pay your Canara Bank credit card bills using the PICE app for reminders and quick payments.
About the author
Sandipan Mitra

Sandipan Mitra

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

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