Top 5 Chennai Airport Lounge Access Credit Cards

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 15 Oct 25
  • 5 mins
credit cards provide lounge access at chennai airport

Top 5 Chennai Airport Lounge Access Credit Cards

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  • 08 Mins
  • 15-10-25
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Key Takeaways

  • With the right Chennai Airport Lounge Access Credit Card, travellers can access lounges across Terminals 1, 2, 3, and 4 at Chennai International Airport, offering flexibility for both domestic and international flyers.
  • Top cards like the ICICI Bank Emeralde Mastercard, HDFC Regalia Gold, and Axis Bank Atlas provide complimentary lounge access, exclusive privileges, and guest entry benefits.
  • Popular lounges such as Travel Club Lounge A & B and TFS Lounge can be accessed using leading credit cards from HDFC, Axis, ICICI, SBI, and IDFC First Bank.
  • Some cards, including HDFC Regalia Gold and IDFC First Mayura, offer both domestic and international lounge access, making them ideal for frequent travellers.
  • Most cards require specific income levels or spending thresholds to maintain eligibility and complimentary lounge privileges, ensuring premium experiences for active users.

Did you know that with the right credit card, you can access lounges at Terminals 1, 2, 3, and 4 of Chennai International Airport for free? Each credit card offers lounge facilities at different terminals.

If you want to know the credit cards that can be used in the lounges of Chennai International Airport, you are at the right place. Here are the Chennai Airport lounge access credit cards from the prominent banks in India.

List of Best Chennai Airport Lounge Access Credit Cards

The best Chennai Airport lounge access credit cards offer a variety of benefits

1. ICICI Bank Emeralde MasterCard Credit Card

ICICI Emeralde MasterCard Credit Card offers unlimited complimentary international and domestic lounge access. You can be eligible for this card if you have a monthly net salary of ₹1.5 lakh or more.

  • Terminal: Terminal 1, 2 and 4
  • Lounge: Travel Lounge Club A, B, Travel Lounge Club Terminal 2 and 4
  • Terminal Location: Terminal 1 is opposite gate number 5, Terminal 4 is on the third floor opposite gate number 17, Terminal 2 is on the second floor after the security hold area and immigration
  • Terminal Type: Domestic and International

2. HDFC Bank Regalia Gold Credit Card

HDFC Regalia Gold Credit Card offers 12 complimentary airport lounge access within India for domestic and international lounges. If you use the Priority Pass, you can access complimentary 6 lounge access per calendar year, along with add-on members.

  • Terminal: Terminal 1 and 2
  • Lounge: Travel Lounge A, B and Travel Lounge (international)
  • Terminal Location: Terminal 1 is located opposite gate number 5, while Terminal 2 is located on the second floor
  • Terminal Type: Terminal 1 is domestic, and Terminal 2 is international

3. Axis Bank Atlas Credit Card

Axis Bank Atlas Credit Card has 3 variants, namely Silver Tier, Gold Tier and Platinum Tier. The Silver Tier offers 4 international and 8 domestic lounge access. On the flip side, the Gold Tier provides 6 international and 12 domestic lounge visits. The Platinum Tier offers 12 international and 18 domestic lounge visits.

  • Terminal: Terminal 1 and 4
  • Lounge: Travel Lounge A, B and Travel Lounge Terminal 4
  • Terminal Location: Terminal 1 is opposite gate number 5, and Terminal 4 is opposite gate number 17 on the third floor
  • Terminal Type: Domestic

4. SBI Card Prime

SBI Card Prime provides 8 complimentary domestic lounge accesses per year, with 2 domestic lounge access per quarter. Further, this card provides 4 complimentary visits to Priority Pass lounges abroad.

The annual fee and renewal fee for this card are ₹2,999 in addition to applicable taxes.

  • Terminal: Terminal 2, 4, 1
  • Lounge: TFS
  • Terminal Location: Terminal 1 is opposite gate number 5, Terminal 2 is on the second floor after the security hold area and immigration, Terminal 4 is on the third floor opposite gate number 17
  • Terminal Type: Terminal 2 is international, Terminal 1 and 4 are domestic

5. IDFC First Mayura Credit Card

IDFC First Mayura Credit Card provides 4 complimentary accesses to international airports and 4 complimentary accesses to domestic airport lounges. It further allows 1 guest entry to domestic airport lounges along with the primary cardholder.

  • Terminal: Terminal 1 and 3
  • Lounge: Travel Club Lounge A, B Travel Club Lounge and extension in Terminal 3
  • Terminal Location: Terminal 1 is opposite gate number 5, and Terminal 3 is on the first floor near gate number 11
  • Terminal Type: Terminal 1 is domestic, and Terminal 3 is international 

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Conclusion

Chennai Airport lounge access credit cards allow you to avail top-notch facilities at different terminals. Since lounge access varies with each credit card, checking the list of applicable lounges beforehand ensures a hassle-free experience while you wait for your flight.

FAQs

Which credit cards offer Chennai airport lounge access?

Leading options include the ICICI Bank Emeralde Mastercard, HDFC Regalia Gold, Axis Bank Atlas, SBI Prime, and IDFC First Mayura Credit Card.

Can I access lounges at all terminals with a Chennai Airport Lounge Access Credit Card?

Yes. Depending on the card, you can access lounges at Terminals 1, 2, 3, and 4, covering both domestic and international departures.

Do I need to pay for using the lounge with these cards?

Most Chennai Airport Lounge Access Credit Cards offer complimentary visits, but a small ₹2 authorization fee may apply during card validation.

Which lounges are covered under these cards?

You can access lounges like Travel Club Lounge A & B, TFS Lounge, and Travel Lounge Terminal 4, depending on your card and terminal.

How many free visits are allowed annually?

The number varies according to card. SBI Prime allows 8 domestic visits per year, while Axis Bank Atlas offers up to 18 domestic and 12 international visits on its Platinum Tier.

Are there international lounges included under these cards?

Yes. Cards like the ICICI Emeralde Mastercard, HDFC Regalia Gold, and Axis Bank Atlas offer complimentary international lounge access via Priority Pass or network tie-ups.
About the author
Sandipan Mitra

Sandipan Mitra

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

by Sandipan Mitra

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