IDBI Credit Card Lounge Access: Benefits and Step-By-Step Guide

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

  • 8 Oct 25
  • 6 mins
a person enjoys a luxurious experience with idbi credit card lounge access

IDBI Credit Card Lounge Access: Benefits and Step-By-Step Guide

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avatar of shreyansh singh Shreyansh Singh
  • 08 Mins
  • 08-10-25

Key Takeaways

  • IDBI credit card lounge access is available across several cards such as Royale Signature, Euphoria, and Winnings Credit Cards, with each offering varying levels of complimentary domestic and international lounge visits.
  • With IDBI credit card lounge access, customers enjoy premium facilities like Wi-Fi, refreshments, comfortable seating, and even spa services at select airports, ensuring a stress-free travel experience.
  • Availing IDBI credit card lounge access is easy and there are plenty of participating airport lounges across major cities like Delhi, Mumbai, Bangalore, Chennai, and Kolkata.
  • Users can earn Delight Points on every purchase, enjoy travel insurance coverage up to ₹25 lakh, and benefit from special offers across partner merchants with IDBI credit card lounge access
  • Indian residents aged 21–60 can apply for IDBI credit card lounge access by submitting basic KYC and income documents online or at any physical branch.

Looking to elevate your airport experience without paying extra? Then, you must apply for the IDBI Bank credit cards as they are your swipe pass to those VIP vibes. In addition to an exclusive airport lounge access, you can earn and redeem Delight Points almost anywhere you shop or travel with over 9 lakh merchants in India and 29 million+ merchants abroad.

Wondering which IDBI credit card lounge access will better meet your needs? Let us dive into the top 3 picks.

Top 3 IDBI Bank Credit Cards with Lounge Access 

IDBI credit card lounge access in prominent airports
IDBI Bank Credit CardsJoining Fee Annual Fee (2nd year onwards)Domestic Lounge AccessInternational Lounge AccessAir Travel Insurance Cover
Royale Signature Credit CardNilNil1 complimentary visit per quarter (Visa)NAUp to ₹25 lakh
Euphoria Credit CardNil₹1499Unlimited access at participating lounges (MasterCard)NAUp to ₹25 lakh
Winnings Credit CardNil₹8992 complimentary access at selected lounges (RuPay)2 complimentary access at selected lounges (RuPay)₹10 lakh for either disability or the death of the insured individual

The IDBI Bank Royale Signature Credit Card is particularly popular among frequent flyers because it offers easy domestic airport lounges access, travel insurance, and a good Credit Limit facility.

10 Key Benefits of IDBI Bank Credit Card Lounge Access

  1. Free airport lounge visits at listed lounges in India (depends upon the card type, e.g., 1 to 2 visits within a calendar quarter or unlimited for certain cards).
  2. Access is independent of airline or travel class, offering comfort and relief from airport congestion.
  3. Relaxed seating, refreshments, and Wi-Fi facilities within lounges.
  4. Priority services in select lounges such as fast check-in or boarding.
  5. Certain cards (e.g., Euphoria World) provide free unlimited lounge access.
  6. Ideal for regular flyers to unwind, rejuvenate, and escape airport mayhem.
  7. Lounge access provided by premium networks like VISA, MasterCard, and RuPay (network could be different from card).
  8. Other travel-centric advantages such as earn Delight Points on transactions, travel accident insurance cover with some cards.
  9. Facilitates productive layovers with facilities such as business centers and Wi-Fi.
  10. Some lounges can provide spa and family-friendly facilities for greater comfort.

These privileges add convenience, comfort, and exclusivity to IDBI Bank credit card customers. The Royale Signature Credit Card best suits individuals who wish to have both financial benefits and hassle-free travel.

Who is Eligible to Get IDBI Bank Credit Cards Lounge Access?  

Any person who is: 

  • A resident of India 
  • 21 and 60 years old (65 years for self-employed). 
  • Add-on card holder should be 18 years and above

4 Must-have Documents to Get IDBI Credit Card Lounge Access

  1. ID Proof (Aadhaar, PAN, Voter ID, and Passport)
  2. Residential proof (telephone bill, utility bill)
  3. Income proof (bank statement, salary slip of last 3 months)
  4. Recent coloured photograph

You can apply online or at a bank branch, and in case of any queries, customer care is available for guidance on lounge benefits or the Credit Limit.

How to Avail IDBI Credit Card Lounge Access?    

Process to avail IDBI credit card lounge access

To avail IDBI credit card lounge access, follow the easy steps:

Step 1: Make sure you possess an IDBI Bank credit card with free airport lounge access as one of the privileges.

Step 2: Look up the list of participating lounges you can access on your card on the IDBI Bank website or card welcome kit before leaving for your journey.

Step 3: Reach the airport and find the specified lounge that is eligible for free access.

Step 4: Show your valid IDBI Bank credit card and your boarding pass at the reception of the lounge.

Step 5: Access is typically provided regardless of the air carrier or class of travel, on terms and conditions.

Step 6: For a few cards, you may have to sign up or activate the lounge access through a scheme such as Priority Pass (refer to your card-specific guidelines).

Step 7: The frequency of complimentary lounge visits depends on the card type and validity, so check your card privileges.

Step 8: Relax and enjoy the lounge amenities like spacious seating, refreshments, Wi-Fi, and a peaceful ambiance.

Step 9: By doing this, IDBI credit card members can easily utilize their lounge benefit while traveling domestically or internationally.

💡If you want to streamline your credit payments, consider using the PICE App. Explore the PICE App today and take your business to new heights.

List of Airports That Offer IDBI Credit Card Lounge Access 

Take a look at some of the airports in India where you can avail IDBI credit card lounge access: 

CityAirportLoungeTerminal
BangaloreKempegowda International Airport080 Domestic Lounge Terminal 1, 2
080 International LoungeTerminal 2
080 ArrivalTerminal 2
New DelhiIndira Gandhi International AirportEncalm LoungeTerminal 1D, 2, 3
RuPay Exclusive Lounge (only for RuPay)Terminal 3
Domestic LoungeTerminal 3
MumbaiChhatrapati Shivaji International AirportIndi TapasTerminal 2
Oasis LoungeTerminal 1
Travel ClubTerminal 2, 1, 1C
Adani LoungeTerminal 2
Adani East LoungeTerminal 2
Aviserv LoungeTerminal 2
Dosa PlazaTerminal 2
Chennai Chennai International AirportChennai Travel Club InternationalTerminal 1, 2, 4
KolkataNetaji Subhash Chandra Bose International AirportTravel Club Terminal 1, 2
Travel Club AnexTerminal 1 

Conclusion

IDBI credit cards come with rewarding perks, and IDBI credit card lounge access is like the cherry on top. From travel insurance to 2x Delight Points on your birthday, these cards are packed with benefits. The Royale Signature Credit Card especially offers strong advantages with its travel cover and better Credit Limit. Choose the one that fits your travel style best, and start making your journeys more rewarding, right from the airport lounges.

FAQs

Which IDBI Bank credit cards offer lounge access benefits?

Several cards come with IDBI credit card lounge access, including the Royale Signature Credit Card, Euphoria Credit Card, and Winnings Credit Card with each offering multiple levels of complimentary domestic and international visits.

How many complimentary visits are provided with IDBI credit card lounge access?

Depending on your card type, IDBI credit card lounge access allows 1 to 2 complimentary visits per quarter or even unlimited access for certain premium cards like the Euphoria Credit Card.

Are international airports covered under IDBI credit card lounge access?

Yes, select cards under the IDBI credit card lounge access program, like the Winnings Credit Card, provide complimentary international lounge visits at specific lounges abroad.

What other travel benefits come with IDBI credit card lounge access?

In addition to IDBI credit card lounge access, IDBI Bank offers perks like air travel insurance of up to ₹25 lakh, Delight Points on transactions, and special discounts on travel and dining.

Who is eligible to apply for IDBI credit card lounge access?

To qualify for IDBI credit card lounge access, applicants must be Indian residents aged 21–60 years (65 for self-employed individuals) with a good credit history and valid income documents.
About the author
Shreyansh Singh

Shreyansh Singh

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

by Shreyansh Singh

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  • 08-10-25
  • 8 mins
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