IDBI Credit Card Lounge Access: Benefits and Step-By-Step Guide
- 8 Oct 25
- 6 mins

IDBI Credit Card Lounge Access: Benefits and Step-By-Step Guide

- Top 3 IDBI Bank Credit Cards with Lounge Access
- 10 Key Benefits of IDBI Bank Credit Card Lounge Access
- Who is Eligible to Get IDBI Bank Credit Cards Lounge Access?
- 4 Must-have Documents to Get IDBI Credit Card Lounge Access
- How to Avail IDBI Credit Card Lounge Access?
- List of Airports That Offer IDBI Credit Card Lounge AccessÂ
Key Takeaways
- IDBI credit card lounge access is available across several cards such as Royale Signature, Euphoria, and Winnings Credit Cards, with each offering varying levels of complimentary domestic and international lounge visits.
- With IDBI credit card lounge access, customers enjoy premium facilities like Wi-Fi, refreshments, comfortable seating, and even spa services at select airports, ensuring a stress-free travel experience.
- Availing IDBI credit card lounge access is easy and there are plenty of participating airport lounges across major cities like Delhi, Mumbai, Bangalore, Chennai, and Kolkata.
- Users can earn Delight Points on every purchase, enjoy travel insurance coverage up to ₹25 lakh, and benefit from special offers across partner merchants with IDBI credit card lounge access
- Indian residents aged 21–60 can apply for IDBI credit card lounge access by submitting basic KYC and income documents online or at any physical branch.
Looking to elevate your airport experience without paying extra? Then, you must apply for the IDBI Bank credit cards as they are your swipe pass to those VIP vibes. In addition to an exclusive airport lounge access, you can earn and redeem Delight Points almost anywhere you shop or travel with over 9 lakh merchants in India and 29 million+ merchants abroad.
Wondering which IDBI credit card lounge access will better meet your needs? Let us dive into the top 3 picks.
Top 3 IDBI Bank Credit Cards with Lounge Access

IDBI Bank Credit Cards | Joining Fee | Annual Fee (2nd year onwards) | Domestic Lounge Access | International Lounge Access | Air Travel Insurance Cover |
Royale Signature Credit Card | Nil | Nil | 1 complimentary visit per quarter (Visa) | NA | Up to ₹25 lakh |
Euphoria Credit Card | Nil | ₹1499 | Unlimited access at participating lounges (MasterCard) | NA | Up to ₹25 lakh |
Winnings Credit Card | Nil | ₹899 | 2 complimentary access at selected lounges (RuPay) | 2 complimentary access at selected lounges (RuPay) | ₹10 lakh for either disability or the death of the insured individual |
The IDBI Bank Royale Signature Credit Card is particularly popular among frequent flyers because it offers easy domestic airport lounges access, travel insurance, and a good Credit Limit facility.
10 Key Benefits of IDBI Bank Credit Card Lounge Access
- Free airport lounge visits at listed lounges in India (depends upon the card type, e.g., 1 to 2 visits within a calendar quarter or unlimited for certain cards).
- Access is independent of airline or travel class, offering comfort and relief from airport congestion.
- Relaxed seating, refreshments, and Wi-Fi facilities within lounges.
- Priority services in select lounges such as fast check-in or boarding.
- Certain cards (e.g., Euphoria World) provide free unlimited lounge access.
- Ideal for regular flyers to unwind, rejuvenate, and escape airport mayhem.
- Lounge access provided by premium networks like VISA, MasterCard, and RuPay (network could be different from card).
- Other travel-centric advantages such as earn Delight Points on transactions, travel accident insurance cover with some cards.
- Facilitates productive layovers with facilities such as business centers and Wi-Fi.
- Some lounges can provide spa and family-friendly facilities for greater comfort.
These privileges add convenience, comfort, and exclusivity to IDBI Bank credit card customers. The Royale Signature Credit Card best suits individuals who wish to have both financial benefits and hassle-free travel.
Who is Eligible to Get IDBI Bank Credit Cards Lounge Access?
Any person who is:
- A resident of IndiaÂ
- 21 and 60 years old (65 years for self-employed).Â
- Add-on card holder should be 18 years and above
4 Must-have Documents to Get IDBI Credit Card Lounge Access
- ID Proof (Aadhaar, PAN, Voter ID, and Passport)
- Residential proof (telephone bill, utility bill)
- Income proof (bank statement, salary slip of last 3 months)
- Recent coloured photograph
You can apply online or at a bank branch, and in case of any queries, customer care is available for guidance on lounge benefits or the Credit Limit.
How to Avail IDBI Credit Card Lounge Access?

To avail IDBI credit card lounge access, follow the easy steps:
Step 1: Make sure you possess an IDBI Bank credit card with free airport lounge access as one of the privileges.
Step 2: Look up the list of participating lounges you can access on your card on the IDBI Bank website or card welcome kit before leaving for your journey.
Step 3: Reach the airport and find the specified lounge that is eligible for free access.
Step 4: Show your valid IDBI Bank credit card and your boarding pass at the reception of the lounge.
Step 5: Access is typically provided regardless of the air carrier or class of travel, on terms and conditions.
Step 6: For a few cards, you may have to sign up or activate the lounge access through a scheme such as Priority Pass (refer to your card-specific guidelines).
Step 7: The frequency of complimentary lounge visits depends on the card type and validity, so check your card privileges.
Step 8: Relax and enjoy the lounge amenities like spacious seating, refreshments, Wi-Fi, and a peaceful ambiance.
Step 9: By doing this, IDBI credit card members can easily utilize their lounge benefit while traveling domestically or internationally.
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List of Airports That Offer IDBI Credit Card Lounge AccessÂ
Take a look at some of the airports in India where you can avail IDBI credit card lounge access:Â
City | Airport | Lounge | Terminal |
Bangalore | Kempegowda International Airport | 080 Domestic Lounge | Terminal 1, 2 |
080 International Lounge | Terminal 2 | ||
080 Arrival | Terminal 2 | ||
New Delhi | Indira Gandhi International Airport | Encalm Lounge | Terminal 1D, 2, 3 |
RuPay Exclusive Lounge (only for RuPay) | Terminal 3 | ||
Domestic Lounge | Terminal 3 | ||
Mumbai | Chhatrapati Shivaji International Airport | Indi Tapas | Terminal 2 |
Oasis Lounge | Terminal 1 | ||
Travel Club | Terminal 2, 1, 1C | ||
Adani Lounge | Terminal 2 | ||
Adani East Lounge | Terminal 2 | ||
Aviserv Lounge | Terminal 2 | ||
Dosa Plaza | Terminal 2 | ||
Chennai | Chennai International Airport | Chennai Travel Club International | Terminal 1, 2, 4 |
Kolkata | Netaji Subhash Chandra Bose International Airport | Travel Club | Terminal 1, 2 |
Travel Club Anex | Terminal 1 |
Conclusion
IDBI credit cards come with rewarding perks, and IDBI credit card lounge access is like the cherry on top. From travel insurance to 2x Delight Points on your birthday, these cards are packed with benefits. The Royale Signature Credit Card especially offers strong advantages with its travel cover and better Credit Limit. Choose the one that fits your travel style best, and start making your journeys more rewarding, right from the airport lounges.