{"id":86792,"date":"2026-07-20T17:08:09","date_gmt":"2026-07-20T11:38:09","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86792"},"modified":"2026-07-20T17:08:09","modified_gmt":"2026-07-20T11:38:09","slug":"pnb-visa-signature-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/pnb-visa-signature-credit-card\/","title":{"rendered":"PNB Visa Signature Credit Card: The Key to Financial Freedom"},"content":{"rendered":"\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways&nbsp;&nbsp;&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>50% off on movie tickets and food and beverage purchases on BookMyShow.\u00a0<\/li>\n\n\n\n<li>Complimentary domestic lounge access.\u00a0<\/li>\n\n\n\n<li>Round-the-clock concierge services.<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p>PNB Visa Signature credit card is mostly popular for its wide global acceptance across 29,000,000 merchants and 10,00,000 ATMs. This card is ideal for young professionals and urban spenders. It offers premium privileges related to travel, lifestyle and entertainment.<\/p>\n\n\n\n<p>Let us explore the most exciting features of this credit card and how it can be a valuable addition to your stack.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-are-the-top-3-features-of-the-pnb-visa-signature-credit-card\">What are the Top 3 Features of the PNB Visa Signature Credit Card?\u00a0<\/a><\/li><li><a href=\"#visa-signature-exclusive-merchant-offers\">Visa Signature Exclusive Merchant Offers\u00a0<\/a><\/li><li><a href=\"#who-is-eligible-to-apply-for-the-pnb-visa-signature-credit-card\">Who is Eligible to Apply for the PNB Visa Signature Credit Card?\u00a0<\/a><\/li><li><a href=\"#how-to-apply-for-the-pnb-visa-signature-credit-card\">How to Apply for the PNB Visa Signature Credit Card?\u00a0<\/a><\/li><li><a href=\"#what-are-the-pnb-visa-signature-credit-card-charges\">What are the PNB Visa Signature Credit Card Charges?\u00a0\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-top-3-features-of-the-pnb-visa-signature-credit-card\"><strong>What are the Top 3 Features of the PNB Visa Signature Credit Card?&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/PNB-Visa-Features-1024x768.png\" alt=\"Features of the PNB Visa Signature Credit Card\" class=\"wp-image-86794\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/PNB-Visa-Features-1024x768.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/PNB-Visa-Features-300x225.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/PNB-Visa-Features-150x113.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/PNB-Visa-Features-768x576.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/PNB-Visa-Features.png 1448w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>This Signature Visa credit card offers 24&#215;7 concierge service to provide personal assistance during travel and medical needs. Additionally, the card offers:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lounge Access<\/strong>: Complimentary PNB Visa Signature credit card lounge access at eligible domestic airports.\u00a0<\/li>\n\n\n\n<li><strong>BookMyShow Discounts<\/strong>: Instant 50% off on movie tickets, food and beverage purchases on BookMyShow.\u00a0<\/li>\n\n\n\n<li><strong>Reward Points<\/strong>: 2 reward points for every transaction of \u20b9100.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"visa-signature-exclusive-merchant-offers\"><strong>Visa Signature Exclusive Merchant Offers&nbsp;<\/strong><\/h2>\n\n\n\n<p>Visa brings a world of benefits to its Signature cardholders. The card offers a flat \u20b9250 off on purchases of \u20b9749 and more at The Man Company and 10% off on hotels at Agoda. Take a look at some of them:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Flat 25% discount on all Sony LIV Premium packs\u00a0<\/li>\n\n\n\n<li>15% off on transactions of \u20b9499 and more at Bewakoof\u00a0<\/li>\n\n\n\n<li>Flat 12% + 8% discount on medicines at NetMeds\u00a0<\/li>\n\n\n\n<li>\u20b913,500 discount on Toothsi aligners\u00a0<\/li>\n\n\n\n<li>20% off on gold, diamond and silver making charges on Joyalukkas<\/li>\n<\/ul>\n\n\n\n<p>These offers are subject to change from time to time. Keep an eye on the Visa Signature <a href=\"https:\/\/www.visa.co.in\/pay-with-visa\/find-a-card\/visa-signature.html\" target=\"_blank\" rel=\"noopener\">official page<\/a> to find more details on merchant offers.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"who-is-eligible-to-apply-for-the-pnb-visa-signature-credit-card\"><strong>Who is Eligible to Apply for the PNB Visa Signature Credit Card?&nbsp;<\/strong><\/h2>\n\n\n\n<p>Indians between 21 and 65 years with an annual income of \u20b97,50,000 can apply for the PNB Signature Visa credit card. Here are the documents required:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Identity Proof<\/strong>: PAN card, Voter ID card, driving license<\/li>\n\n\n\n<li><strong>Address Proof<\/strong>: Aadhaar card, Passport, Ration card<\/li>\n\n\n\n<li><strong>Income Proof<\/strong>: latest salary slips, bank statements, and ITRs.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-apply-for-the-pnb-visa-signature-credit-card\"><strong>How to Apply for the PNB Visa Signature Credit Card?&nbsp;<\/strong><\/h2>\n\n\n\n<p>You can apply for the PNB Visa Signature credit card through multiple channels. Take a look:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Digital Platforms<\/strong>: Visit the official Punjab National Bank website or opt for internet banking.\u00a0<\/li>\n\n\n\n<li><strong>Mobile Banking<\/strong>: Apply using the PNB Genie or PNB One mobile apps.\u00a0<\/li>\n\n\n\n<li><strong>Missed Call<\/strong>: Give a missed call to\u00a0 1800-180-5555 from your registered number.\u00a0<\/li>\n\n\n\n<li><strong>SMS Requests<\/strong>: Send \u2018PNBPROD\u2019 to 5607040 or \u2018INSTA Y\u2019 to 7092200200 to initiate the process.\u00a0<\/li>\n\n\n\n<li><strong>Customer Support<\/strong>: Reach out to the PNB\u2019s helpdesk by calling 1800-180-2222, 1800-103-2222, or 0120-2490000.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-pnb-visa-signature-credit-card-charges\"><strong>What are the PNB Visa Signature Credit Card Charges?&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>The PNB Visa Signature credit card has a joining fee of \u20b91500 and an annual fee of \u20b92000. Other charges of the card include:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type&nbsp;<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Finance Charges<\/td><td>2.95% per month (35.89% yearly)&nbsp;1.5% per month for cards against FD (19.56% yearly)<\/td><\/tr><tr><td>Add-on Card Fee<\/td><td>Joining: \u20b9500&nbsp;Annual&nbsp;<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2% or min. \u20b9100 (for domestic PNB ATMs)&nbsp;2% or min. \u20b9150 (for domestic other ATMs)&nbsp;2% or min. \u20b9250 (for overseas ATMs)&nbsp;<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>Less than \u20b91000: NIL&nbsp;\u20b91001 &#8211; \u20b95,000: \u20b9500&nbsp;\u20b95001 &#8211; \u20b910,000: \u20b9600&nbsp;Above \u20b910,000: \u20b9750&nbsp;<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>2.5% or min. \u20b9500&nbsp;<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9250<\/td><\/tr><tr><td>Foreign Currency Exchange<\/td><td>3.5%&nbsp;<\/td><\/tr><tr><td>Duplicate Statement Fee (Beyond 3 months)<\/td><td>\u20b950<\/td><\/tr><tr><td>Custom Duty<\/td><td>2.25% or min.\u20b9100<\/td><\/tr><tr><td>Free Interest Period&nbsp;<\/td><td>20 &#8211; 50 days<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Stay financially disciplined and confident by using<a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\"> PICE<\/a> to monitor due dates, plan payments in advance, and clear your credit card bills without last-minute panic.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnote\"><strong>Footnote<\/strong><\/h3>\n\n\n\n<p>The minimum FDR requirement of the PNB Visa Signature credit cards is \u20b91,60,000, and applicants will secure a credit limit of 80%.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1784536863556\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the PNB EMI Plan on the PNB Visa Signature credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>PNB EMI Plan refers to the conversion of any expense of \u20b92,500 or more on the PNB Visa Signature credit card into easy EMI options for up to 24 months.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1784536881612\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the PNB Visa Signature credit card limit?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The credit card limit for PNB Visa Signature is from \u20b91,25,000 to \u20b915,00,000.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1784536904944\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How to redeem the reward points earned on the PNB Signature credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can redeem the reward points for vouchers, merchandise and experiences on the PNB Rewardz portal.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways&nbsp;&nbsp;&nbsp; PNB Visa Signature credit card is mostly popular for its wide global acceptance across 29,000,000 merchants and 10,00,000 ATMs. This card is ideal for young professionals and urban spenders. It offers premium privileges related to travel, lifestyle and entertainment. Let us explore the most exciting features of this credit card and how it [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86793,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86792","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86792","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86792"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86792\/revisions"}],"predecessor-version":[{"id":86805,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86792\/revisions\/86805"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86793"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}