{"id":86721,"date":"2026-07-08T14:54:02","date_gmt":"2026-07-08T09:24:02","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86721"},"modified":"2026-07-08T14:54:02","modified_gmt":"2026-07-08T09:24:02","slug":"rbl-bank-paisabazaar-duet-plus-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/rbl-bank-paisabazaar-duet-plus-credit-card\/","title":{"rendered":"Reviewing the RBL Bank Paisabazaar Duet Plus Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways:&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2.5% travel and dining cashback.<\/li>\n\n\n\n<li>\u20b9200 BookMyShow monthly discount.<\/li>\n\n\n\n<li>\u20b94 lakh spent unlocks the annual fee waiver.<\/li>\n\n\n\n<li>\u20b9100 monthly fuel surcharge reversal.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The RBL Bank Paisabazaar Duet Plus Credit Card is the higher variant of the RBL Bank Paisabazaar Duet Credit Card, previously known as RBL Bank Paisa on Demand. Both credit cards are a 2-in-1 product as they also work as Xpress Cash.<\/p>\n\n\n\n<p>New Duet Plus cardholders receive a one-time cashback of \u20b9250 on eligible spends within 30 days, subject to annual fee payment. The amount is reflected in the statement after settlement. Now, let us look into the details of the Duet Plus card.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#rbl-bank-paisabazaar-duet-plus-credit-card-advantages\">RBL Bank Paisabazaar Duet Plus Credit Card Advantages<\/a><\/li><li><a href=\"#how-to-use-xpress-cash-with-rbl-paisabazaar-duet-plus-credit-card\">How to Use Xpress Cash with RBL Paisabazaar Duet Plus Credit Card?<\/a><\/li><li><a href=\"#rbl-paisabazaar-duet-plus-card-charges\">RBL Paisabazaar Duet Plus Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-bank-paisabazaar-duet-plus-credit-card-advantages\"><strong>RBL Bank Paisabazaar Duet Plus Credit Card Advantages<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/RBL-Bank-Paisabazaar-Duet-Plus-Benefits-1024x768.png\" alt=\"RBL Bank Paisabazaar Duet Plus Credit Card Advantages\" class=\"wp-image-86723\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/RBL-Bank-Paisabazaar-Duet-Plus-Benefits-1024x768.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/RBL-Bank-Paisabazaar-Duet-Plus-Benefits-300x225.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/RBL-Bank-Paisabazaar-Duet-Plus-Benefits-150x113.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/RBL-Bank-Paisabazaar-Duet-Plus-Benefits-768x576.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/RBL-Bank-Paisabazaar-Duet-Plus-Benefits.png 1448w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The most attractive benefit of the RBL Paisabazaar Duet Plus Card is its Xpress Cash feature. You can use this feature on the RBL MyBank App for instant fund transfer. Pay interest only on the amount you use. Repay through easy EMIs as per your comfort.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Cashback: <\/strong>Get 2.5% cashback on travel and dining expenses and 1% on other eligible purchases.\u00a0<\/li>\n\n\n\n<li><strong>Movie Perks: <\/strong>Enjoy a 1+1 BookMyShow offer once every billing cycle, up to \u20b9200 off.\u00a0<\/li>\n\n\n\n<li><strong>Fuel Savings: <\/strong>Get a fuel surcharge reversal up to \u20b9100 per month on eligible fuel spends.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-use-xpress-cash-with-rbl-paisabazaar-duet-plus-credit-card\"><strong>How to Use Xpress Cash with RBL Paisabazaar Duet Plus Credit Card?<\/strong><\/h2>\n\n\n\n<p>To use the Xpress Cash feature, it is mandatory to download the RBL MyBank Mobile App first and then follow the steps:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 1:<\/strong> Register your RBL Duet Plus Credit Card.<\/li>\n\n\n\n<li><strong>Step 2:<\/strong> Select the <a href=\"https:\/\/webassets.rbl.bank.in\/pdfs\/Emailer\/terms-xpress-cash.pdf\" target=\"_blank\" rel=\"noopener\">Xpress Cash<\/a> option from the menu.<\/li>\n\n\n\n<li><strong>Step 3:<\/strong> Enter the amount you want to transfer.<\/li>\n\n\n\n<li><strong>Step 4:<\/strong> Choose the bank account where you want the funds credited.<\/li>\n\n\n\n<li><strong>Step 5:<\/strong> Confirm the request using the OTP sent to your registered mobile number.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note:<\/strong> The approved amount is transferred to your bank account within 3 to 4 working days.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-paisabazaar-duet-plus-card-charges\"><strong>RBL Paisabazaar Duet Plus Card Charges<\/strong><\/h2>\n\n\n\n<p>For those wondering what RBL Paisabazaar Duet Plus Card charges are, the card comes with a joining and annual fee of \u20b91,499 + GST. The annual fee is waived if your annual expenses in the previous year are \u20b94 lakh or more.<\/p>\n\n\n\n<p>Some other important charges levied on the card are:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges<\/strong><\/td><td><strong>Parameters<\/strong><\/td><\/tr><tr><td>Add-On Card Charges<\/td><td>\u20b9200<\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>NIL<\/td><\/tr><tr><td>Finance Charges<\/td><td>Up to 3.99% p.m. or 47.88% p.a.<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>NIL<\/td><\/tr><tr><td>Late Payment Fine<\/td><td>12.5% of outstanding amount (\u20b95\u2013\u20b91,300)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Install the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> on your smartphone to stop worrying about late payment fees! Why? Pice will send you monthly credit card bill payment alerts. What&#8217;s more, you can even pay bills through the app itself!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes:<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Total cashback is capped at \u20b9500 per calendar month. Travel and dining cashback is limited to \u20b9200, while other spends are capped at \u20b9300.<\/li>\n\n\n\n<li>Fuel surcharge reversal applies to transactions between \u20b9500 and \u20b94,000, excluding the surcharge amount.<\/li>\n\n\n\n<li>For instant loans using Xpress Cash, a 21% interest is charged per annum.<\/li>\n\n\n\n<li>The cashback reflects in your card account within 2 weeks after purchase settlement. You can view the credit in your monthly statement.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1783502192210\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the Xpress Cash processing fees?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The processing fee depends on the loan amount. Charges are \u20b9249 up to \u20b910,000 and \u20b9498 up to \u20b920,000. Above \u20b925,000, the fee is 2.5% of the loan amount.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1783502206199\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How much can I transfer through Xpress Cash?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can transfer any amount above \u20b93,000 up to your RBL Bank Paisabazaar Duet Plus credit card spending limit.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1783502221667\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the RBL Bank Paisabazaar Duet Plus application process?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply for the card via the official RBL Bank. For the RBL Bank credit card offline application, visit any of your nearest RBL Bank branches.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways:&nbsp; The RBL Bank Paisabazaar Duet Plus Credit Card is the higher variant of the RBL Bank Paisabazaar Duet Credit Card, previously known as RBL Bank Paisa on Demand. Both credit cards are a 2-in-1 product as they also work as Xpress Cash. New Duet Plus cardholders receive a one-time cashback of \u20b9250 on [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86722,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86721"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86721\/revisions"}],"predecessor-version":[{"id":86724,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86721\/revisions\/86724"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86722"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86721"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86721"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}