{"id":86671,"date":"2026-07-02T15:59:15","date_gmt":"2026-07-02T10:29:15","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86671"},"modified":"2026-07-02T16:20:16","modified_gmt":"2026-07-02T10:50:16","slug":"abc-pro-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/abc-pro-credit-card\/","title":{"rendered":"Smart Spending with a Smart Choice Called ABC Pro Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 6 reward points per \u20b9200 on online spending.<\/li>\n\n\n\n<li>Get \u20b91000 bonus points within the first 30 days.<\/li>\n\n\n\n<li>Enjoy 10% cashback up to \u20b9200 on OLA rides.<\/li>\n\n\n\n<li>Access 2 domestic lounge visits every quarter.<\/li>\n\n\n\n<li>Spend \u20b92.5 lakh yearly for the EazyDiner membership benefit.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The ABC Pro Credit Card is a co-branded offering from AU Small Finance Bank and Aditya Birla Capital Limited. It comes with a joining and annual fee of \u20b9999.<\/p>\n\n\n\n<p>You can earn 1,000 bonus reward points by making your first transaction within 30 days of card setup. The card also allows you to share benefits with family through add-on cards, which are free for life.<\/p>\n\n\n\n<p>Sounds rewarding, right? Continue reading to find out more!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-are-the-benefits-of-the-abc-pro-credit-card\">What are the Benefits of the ABC Pro Credit Card?<\/a><\/li><li><a href=\"#abc-pro-credit-card-charges\">ABC Pro Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-benefits-of-the-abc-pro-credit-card\"><strong>What are the Benefits of the ABC Pro Credit Card?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/ABC-Pro-Benefits-1024x768.png\" alt=\"Benefits of the ABC Pro Credit Card\" class=\"wp-image-86676\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/ABC-Pro-Benefits-1024x768.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/ABC-Pro-Benefits-300x225.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/ABC-Pro-Benefits-150x113.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/ABC-Pro-Benefits-768x576.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/ABC-Pro-Benefits.png 1448w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Spend \u20b92.5 lakh in a year and unlock a complimentary EazyDiner membership with this card. Here are the other benefits of the ABC Pro Credit Card:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Reward Points:<\/strong> Earn 6 points per \u20b9200 on online spending and 4 points per \u20b9200 on offline purchases.<\/li>\n\n\n\n<li><strong>Travel Benefits:<\/strong> Get 10% cashback on OLA rides, with maximum savings capped at \u20b9200 per statement cycle.<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> Enjoy ABC Pro Credit Card lounge access with 2 domestic visits per quarter and 1 international visit yearly.<\/li>\n\n\n\n<li><strong>Dining Privileges:<\/strong> Save up to 30% on dining at over 300 partner restaurants across more than 30 cities.<\/li>\n\n\n\n<li><strong>Insurance Protection:<\/strong> Get \u20b950 lakh air accident cover, \u20b95 lakh credit shield, and protection against fraud and travel issues.<\/li>\n\n\n\n<li><strong>Visa Offers:<\/strong> Get 2 free domestic seat bookings up to \u20b9350 and a 15% hotel discount via MakeMyTrip offers.<\/li>\n\n\n\n<li><strong>RuPay Benefits:<\/strong> Enjoy villa stays at 200+ Alaya properties with \u2018stay 3 nights, pay for 2\u2019 and savings benefits.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"abc-pro-credit-card-charges\"><strong>ABC Pro Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>Enjoy lower costs on international transactions with a foreign currency mark-up of just 1.99%.&nbsp;<\/p>\n\n\n\n<p>To understand the overall cost structure better, refer to the <a href=\"https:\/\/www.au.bank.in\/content\/dam\/aubank\/in\/en\/pdf\/commercial-credit-card\/Schedule-of-Charges-CC.pdf\" target=\"_blank\" rel=\"noopener\">detailed schedule of charges<\/a> provided below:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Payment Return Charges<\/td><td>2%, or min. \u20b9500<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5%, or min. \u20b9500<\/td><\/tr><tr><td>Duplicate Statement Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2.5% or \u20b9500, whichever is higher<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>15% of the due amount.Min. \u20b910 and max. \u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Avoid unnecessary late payment fees with <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a> by your side. Get timely reminders, make safe credit card bill payments, and track all your bills easily from one place. Download now and manage everything with confidence.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes:<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Domestic airport lounge access is available only after completing a minimum spend of \u20b920,000 within a calendar quarter.<\/li>\n\n\n\n<li>Get a 1% fuel surcharge waiver on transactions between \u20b9400 &#8211; \u20b95,000 made at fuel stations across India.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1782971741866\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the fee waiver conditions for the ABC Pro Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Spend \u20b915,000 within the first 30 days to waive the joining fee. The annual fee is waived when you achieve \u20b91.5 lakh in spending in a year.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782971755857\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Where can I redeem reward points for AU Credit Cards?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can redeem reward points through the ABCL app or the AU 0101 app. A minimum of 200 points is required, and \u20b999+GST applies per redemption.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782971769607\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can I replace a lost or damaged card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can request a replacement through the ABCL app under settings or contact customer care, just like you would during the ABC Pro Credit Card application process. A replacement fee of \u20b9100+taxes will be charged.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The ABC Pro Credit Card is a co-branded offering from AU Small Finance Bank and Aditya Birla Capital Limited. It comes with a joining and annual fee of \u20b9999. You can earn 1,000 bonus reward points by making your first transaction within 30 days of card setup. The card also allows you to [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86674,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86671","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86671","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86671"}],"version-history":[{"count":4,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86671\/revisions"}],"predecessor-version":[{"id":86687,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86671\/revisions\/86687"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86674"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86671"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86671"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86671"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}