{"id":86656,"date":"2026-07-01T12:56:05","date_gmt":"2026-07-01T07:26:05","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86656"},"modified":"2026-07-01T12:56:05","modified_gmt":"2026-07-01T07:26:05","slug":"zenith-metal-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/zenith-metal-credit-card\/","title":{"rendered":"Upgrade Your Wallet with the AU Zenith+ Metal Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 1,000 bonus points on monthly spending of \u20b975,000.<\/li>\n\n\n\n<li>Enjoy 16 domestic and 16 international lounge visits every year.<\/li>\n\n\n\n<li>Receive 4 airport meet-and-greet services annually.<\/li>\n\n\n\n<li>Spend \u20b912 lakh yearly to unlock Taj membership.<\/li>\n\n\n\n<li>Get 8 complimentary golf sessions every year.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The AU Zenith+ Metal Credit Card offers a premium experience with strong rewards and exclusive lifestyle benefits. You receive a welcome gift of a \u20b95,000 voucher or 5,000 reward points.<\/p>\n\n\n\n<p>The card comes with a joining and annual fee of \u20b94,999+GST. It also provides curated offers through Visa and RuPay, which include benefits on ITC Hotels, luxury stays, airport services, and dining experiences.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#au-zenith-metal-credit-card-benefits\">AU Zenith+ Metal Credit Card Benefits<\/a><\/li><li><a href=\"#au-zenith-plus-metal-card-charges\">AU Zenith Plus Metal Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-zenith-metal-credit-card-benefits\"><strong>AU Zenith+ Metal Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/AU-Zenith-benefits-1024x768.png\" alt=\"AU Zenith+ Metal Credit Card Benefits\" class=\"wp-image-86659\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/AU-Zenith-benefits-1024x768.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/AU-Zenith-benefits-300x225.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/AU-Zenith-benefits-150x113.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/AU-Zenith-benefits-768x576.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/07\/AU-Zenith-benefits.png 1448w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>This card offers simple reward earning with 2 points per \u20b9100 on travel, dining and international spends and 1 point on other spends. Each reward point holds a value of \u20b91.<\/p>\n\n\n\n<p>Other privileges include:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Milestone Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 1,000 reward points when your retail spending reaches \u20b975,000 within a single statement cycle.<\/li>\n\n\n\n<li>Get a complimentary Taj Epicure Membership on achieving \u20b912 lakh in retail spending in a card anniversary year.<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Travel Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy 16 complimentary domestic airport lounge visits every year when you meet certain eligibility criteria.<\/li>\n\n\n\n<li>Get 16 complimentary international lounge visits through Priority Pass for your global travel journeys.<\/li>\n\n\n\n<li>Receive 4 complimentary airport meet-and-assist services yearly, with a limit of 1 service per calendar quarter.<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Lifestyle Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy up to 16 Buy 1 Get 1 movie or event tickets yearly, with a maximum \u20b9500 discount per ticket.<\/li>\n\n\n\n<li>Get 8 complimentary <a href=\"https:\/\/www.au.bank.in\/content\/dam\/aubank\/in\/en\/pdf\/zenith-plus-credit-card\/au-zenith-plus-credit-card-golf-booking-terms-and-conditions.pdf\" target=\"_blank\" rel=\"noopener\">golf games or lessons<\/a> annually. This benefit is limited to 2 sessions per calendar quarter.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-zenith-plus-metal-card-charges\"><strong>AU Zenith Plus Metal Card Charges<\/strong><\/h2>\n\n\n\n<p>The AU Zenith Plus Metal Credit Card offers one of the lowest interest rates among AU cards at 1.99% per month (23.88% annually).<\/p>\n\n\n\n<p>Wondering what the other applicable charges of the AU Zenith+ Metal Credit Card are? Here is a table with a few important fees levied on the card.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Payment Return Charges<\/td><td>2%, or min. \u20b9500<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5%, or min. \u20b9500<\/td><\/tr><tr><td>Duplicate Statement Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Outstation Cheque Processing Fee<\/td><td>\u20b925<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>15% of the due amount.Min. \u20b910 and max. \u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Why stress about late payment fees when the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> keeps everything on track? Get timely bill payment reminders, make secure payments and monitor every bill from one simple dashboard. Download now and stay in full control!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\">Footnotes:<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Zenith+ Metal Credit Card lounge access allows up to 4 visits per quarter, while Priority Pass visits within India are charged at $35+GST.<\/li>\n\n\n\n<li>The annual fee is waived from the 2nd year onwards if you spend \u20b98 lakh in retail in the previous card anniversary year.<\/li>\n\n\n\n<li>Insurance benefits include \u20b92 crore air accident cover, \u20b915 lakh credit shield, \u20b950,000 purchase protection, and travel cover. Call 1800 1200 1500 for claims.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1782882593723\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the eligibility conditions for lounge access?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To meet AU Zenith+ Metal Credit Card requirements for lounge access, you must spend \u20b920,000 in a calendar quarter. This unlocks complimentary domestic lounge access benefits for that same quarter.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782882614395\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What fuel surcharge waiver benefits does this card offer?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You get a 1% fuel surcharge waiver on transactions between \u20b9400 &#8211; \u20b95,000. The maximum waiver benefit is capped at \u20b91,000 across fuel spends.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782882630962\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How to claim Taj membership with the Zenith+ Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>After the Zenith+ Metal Credit Card application, eligible users receive a link via email or SMS to claim membership. Complete OTP verification, select your card and confirm details to receive the membership kit.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The AU Zenith+ Metal Credit Card offers a premium experience with strong rewards and exclusive lifestyle benefits. You receive a welcome gift of a \u20b95,000 voucher or 5,000 reward points. The card comes with a joining and annual fee of \u20b94,999+GST. It also provides curated offers through Visa and RuPay, which include benefits [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":86658,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86656","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86656"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86656\/revisions"}],"predecessor-version":[{"id":86660,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86656\/revisions\/86660"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86658"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}