{"id":86610,"date":"2026-06-23T12:18:36","date_gmt":"2026-06-23T06:48:36","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86610"},"modified":"2026-06-23T12:18:36","modified_gmt":"2026-06-23T06:48:36","slug":"union-bank-of-india-rupay-select-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/union-bank-of-india-rupay-select-credit-card\/","title":{"rendered":"Union Bank of India RuPay Select Credit Card: Make Every Swipe Rewarding"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zero joining fee and \u20b9550 annual fee.<\/li>\n\n\n\n<li>Enjoy 8 domestic and 2 international lounge visits annually.<\/li>\n\n\n\n<li>Fuel surcharge waiver 1% up to \u20b9100 per cycle.<\/li>\n\n\n\n<li>Accidental insurance cover includes \u20b910 lakh protection.<\/li>\n\n\n\n<li>Annual fee waiver possible after \u20b950,000 yearly spending.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Union Bank of India RuPay Select Credit Card combines everyday convenience with travel-friendly benefits. It is widely accepted at merchant outlets and online platforms worldwide and uses secure chip and PIN technology for safer transactions.<\/p>\n\n\n\n<p>Cardholders earn 4 reward points for every \u20b9100 spent, along with benefits such as fuel surcharge waiver, insurance coverage, and lounge access. The card has no joining fee, while the annual fee for the primary card is \u20b9550.<\/p>\n\n\n\n<p>Continue reading to know more about such features of this credit card!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#union-bank-of-india-ru-pay-select-credit-card-benefits\">Union Bank of India RuPay Select Credit Card Benefits<\/a><\/li><li><a href=\"#union-bank-of-india-ru-pay-select-credit-card-charges\">Union Bank of India RuPay Select Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"union-bank-of-india-ru-pay-select-credit-card-benefits\"><strong>Union Bank of India RuPay Select Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Union-Bank-RuPay-Select-Benefits-1024x768.png\" alt=\"Union Bank of India RuPay Select Credit Card Benefits\" class=\"wp-image-86612\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Union-Bank-RuPay-Select-Benefits-1024x768.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Union-Bank-RuPay-Select-Benefits-300x225.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Union-Bank-RuPay-Select-Benefits-150x113.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Union-Bank-RuPay-Select-Benefits-768x576.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Union-Bank-RuPay-Select-Benefits.png 1448w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The Union Bank RuPay Select Card offers several useful lifestyle and travel benefits. For example, cardholders receive a 1% fuel surcharge waiver up to \u20b9100 per billing cycle.<\/p>\n\n\n\n<p>In addition to this benefit, the card also provides multiple additional features for everyday convenience.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Accident Insurance Cover<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The card includes \u20b910 lakh accidental insurance coverage, with an additional \u20b930 lakh cover available under the program terms.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Airport Lounge Access<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Enjoy Union Bank of India RuPay Select Credit Card lounge access with 8 complimentary domestic visits yearly and 2 international lounge visits annually.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Add-on Cards for Family<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Primary cardholders can request up to 3 add-on cards for eligible family members, such as spouse, parents, or children.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>UPI Payment Convenience<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The RuPay Select credit card can be linked to UPI apps for merchant Scan and Pay transactions, making everyday payments simple and quick.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"union-bank-of-india-ru-pay-select-credit-card-charges\"><strong>Union Bank of India RuPay Select Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>Service charges depend on whether the minimum payment due is paid on time. Rates range from 2.50% to 2.95% per month (30%\u201335.4% annually).<\/p>\n\n\n\n<p><a href=\"https:\/\/www.unionbankofindia.bank.in\/pdf\/key-fact-statement.pdf\" target=\"_blank\" rel=\"noopener\">Other applicable charges<\/a> are listed below:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9249<\/td><\/tr><tr><td>Cheque Return Charges<\/td><td>\u20b9250<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% (min. \u20b9250)<\/td><\/tr><tr><td>Cash Withdrawal Charges<\/td><td>Union Bank ATM: 3% or min. \u20b9200Other ATMs: 3% or min. \u20b9250<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Dues up to \u20b925,000: \u20b9200Dues above \u20b925,000: \u20b9500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Avoid late payment charges by setting monthly payment reminders on the <a href=\"https:\/\/piceapp.com\/\">Pice app<\/a>. Also, pay your credit card bills by selecting your credit card, entering your details, and confirming the amount. Install the Pice app today.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes:<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>For assistance, contact the Union Bank of India RuPay Select Credit Card contact number through toll-free lines 1800-2333, 1800-208-2244, 1800-425-1515, or 1800-425-3555.<\/li>\n\n\n\n<li>The annual fee for Union Bank RuPay Select add-on cards is \u20b9450, applicable to supplementary cards issued for eligible family members.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1782196951810\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Is there an annual fee waiver on the Union Bank RuPay Select card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The annual fee is waived if the total spending on the RuPay Select credit card reaches \u20b950,000 within the previous 12 months from the card issuance date.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782196972351\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How long are RuPay Select reward points valid?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Reward points remain valid for 12 months from the transaction month. However, redemption becomes available only after 45 days from the accrual date.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782196992150\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>When are RuPay Select credit card bills generated?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Credit card statements are generated on the 10th or 25th of each month, depending on the billing cycle. The payment due date is 20 days from the statement date.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Union Bank of India RuPay Select Credit Card combines everyday convenience with travel-friendly benefits. It is widely accepted at merchant outlets and online platforms worldwide and uses secure chip and PIN technology for safer transactions. Cardholders earn 4 reward points for every \u20b9100 spent, along with benefits such as fuel surcharge waiver, [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86611,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86610"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86610\/revisions"}],"predecessor-version":[{"id":86623,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86610\/revisions\/86623"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86611"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}