{"id":86580,"date":"2026-06-18T12:56:24","date_gmt":"2026-06-18T07:26:24","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86580"},"modified":"2026-06-22T13:30:22","modified_gmt":"2026-06-22T08:00:22","slug":"canara-bank-select-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/canara-bank-select-credit-card\/","title":{"rendered":"Canara Bank Select Credit Card Review for Everyday Users"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 2 reward points for every \u20b9100 spent.<\/li>\n\n\n\n<li>Get 2 domestic lounge visits per quarter and 2 international lounge visits yearly.<\/li>\n\n\n\n<li>Accident insurance provides \u20b98 lakh cover for cardholders.<\/li>\n\n\n\n<li>RuPay Select program offers \u20b910 lakh accidental insurance cover.<\/li>\n\n\n\n<li>Earn 5% cashback on utilities and dining expenses.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Canara Bank Select Credit Card is available in 2 variants: RuPay Select and RuPay Secured Select, the latter backed by a fixed deposit.<\/p>\n\n\n\n<p>The card offers up to 50 days of interest-free credit along with reward earnings on everyday spending. Cardholders also receive travel benefits such as lounge access, concierge support, insurance protection and cashback offers.<\/p>\n\n\n\n<p>With simple features and no annual fee, it can be a practical option for building or managing credit.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#canara-bank-select-credit-card-benefits\">Canara Bank Select Credit Card Benefits<\/a><\/li><li><a href=\"#canara-bank-select-credit-card-charges\">Canara Bank Select Credit Card Charges<\/a><\/li><li><a href=\"#canara-bank-select-credit-card-eligibility\">Canara Bank Select Credit Card Eligibility<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"canara-bank-select-credit-card-benefits\"><strong>Canara Bank Select Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Canara-Bank-Select-Benefits-1024x768.png\" alt=\"Canara Bank Select Credit Card Benefits\" class=\"wp-image-86584\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Canara-Bank-Select-Benefits-1024x768.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Canara-Bank-Select-Benefits-300x225.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Canara-Bank-Select-Benefits-150x113.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Canara-Bank-Select-Benefits-768x576.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/06\/Canara-Bank-Select-Benefits.png 1448w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>To begin with, cardholders earn 2 reward points for every \u20b9100 spent and each point carries a value of \u20b90.25. Additional partner discounts may also be available at select online and POS merchants.<\/p>\n\n\n\n<p>Beyond reward earnings, the card also provides several travel, insurance and lifestyle benefits.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Lounge Access and Concierge Services<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2 complimentary domestic lounge visits across 30 lounges in 11 cities per quarter in India.<\/li>\n\n\n\n<li>2 international lounge visits per year across 500+ lounges in 300+ cities worldwide.<\/li>\n\n\n\n<li>24\u00d77 concierge services available for hotel reservations, dining bookings, travel planning, and car rental assistance.<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Insurance and Protection Cover<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Air accident cover provides \u20b98 lakh for the cardholder and \u20b94 lakh for the spouse.<\/li>\n\n\n\n<li>Coverage for other accidents includes \u20b94 lakh for the cardholder and \u20b92 lakh for the spouse.<\/li>\n\n\n\n<li>The RuPay Select program also offers \u20b910 lakh accidental insurance for death or permanent disability.<\/li>\n\n\n\n<li>Baggage insurance and purchase protection are available up to \u20b925,000 each.<\/li>\n\n\n\n<li>Lost card liability protection applies once the card loss is reported.<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Cashback Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cardholders can receive 5% cashback on utility bill payments made online or at PoS terminals.<\/li>\n\n\n\n<li>The card also offers 5% cashback on spending at restaurants and eating places.<\/li>\n<\/ul>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Welcome Benefits (Select Secured Variant)<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u20b9500 Croma gift voucher on activation.<\/li>\n\n\n\n<li>Apollo Pharmacy discount coupon for eligible purchases.<\/li>\n\n\n\n<li>\u20b9100 Snapdeal discount on the first 2 transactions.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"canara-bank-select-credit-card-charges\"><strong>Canara Bank Select Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>Some transactions may include <a href=\"https:\/\/www.canarabank.bank.in\/rupay-select-credit-card\" target=\"_blank\" rel=\"noopener\">additional charges<\/a>. Foreign currency spends attract up to 3% markup, while fuel purchases carry a 1% surcharge with eligible reimbursement.<\/p>\n\n\n\n<p>Other applicable charges are listed below.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Finance Charges<\/td><td>2.5% monthly or 30% annually<\/td><\/tr><tr><td>Cash Withdrawal Fee<\/td><td>\u20b930 on every \u20b91,000 withdrawn<\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9300<\/td><\/tr><tr><td>Cheque Dishonour Charges<\/td><td>\u20b950<\/td><\/tr><tr><td>Card Inactivity Fee<\/td><td>\u20b9300<\/td><\/tr><tr><td>Late Payment Fine<\/td><td>\u20b9250+GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"canara-bank-select-credit-card-eligibility\"><strong>Canara Bank Select Credit Card Eligibility<\/strong><\/h2>\n\n\n\n<p>Before applying, it is important to understand who is eligible for the Canara Bank Select Credit Card. The bank has specific criteria related to factors such as income, employment status and creditworthiness.&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>RuPay Select Credit Card:<\/strong> Available to individuals with an independent annual income of at least \u20b910 lakh. The approved credit limit usually ranges between \u20b91 lakh and \u20b950 lakh.<\/li>\n\n\n\n<li><strong>RuPay Select Secured Credit Card:<\/strong> The credit limit can be up to 75% of the FD amount, with a minimum credit limit of \u20b925,000, subject to the deposit value and bank guidelines.<\/li>\n<\/ol>\n\n\n\n<p>\ud83d\udca1Once you receive your card, timely bill payment becomes essential for smooth usage. Use the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> to check due dates, set reminders, and clear credit card bills quickly in a few simple steps. All from one single secure and compliant platform.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes:<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Cashback benefits on utility bill payments, restaurants, and eating places are limited to a maximum of \u20b950 per month under this offer.<\/li>\n\n\n\n<li>The card inactivity fee applies if the total annual spending on the card remains below \u20b91,00,000 during the card year.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1781510606449\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What FD conditions apply for the secured RuPay Select card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The fixed deposit must be in the applicant\u2019s name to qualify. Joint deposits with an \u2018Either or Survivor\u2019 condition are also accepted if the applicant is one of the depositors. Add-on cards can also be issued to other joint deposit holders.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1781510619647\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can I report a lost Canara Bank Select Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can report a lost card by calling the toll-free number 1800 425 0018. The card can also be blocked through Canara mobile banking, the Canara Saathi App or internet banking.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1781510632083\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How many add-on cards can be issued with the Canara Select Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cardholders can request up to 4 add-on cards for immediate family members above 18 years. These cards share the primary credit limit and all transactions appear in the main card statement.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Canara Bank Select Credit Card is available in 2 variants: RuPay Select and RuPay Secured Select, the latter backed by a fixed deposit. The card offers up to 50 days of interest-free credit along with reward earnings on everyday spending. Cardholders also receive travel benefits such as lounge access, concierge support, insurance [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86582,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86580","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86580"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86580\/revisions"}],"predecessor-version":[{"id":86595,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86580\/revisions\/86595"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86582"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86580"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86580"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}