{"id":86499,"date":"2026-04-17T17:50:29","date_gmt":"2026-04-17T12:20:29","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86499"},"modified":"2026-04-17T17:50:36","modified_gmt":"2026-04-17T12:20:36","slug":"utkarsh-rhodium-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/utkarsh-rhodium-credit-card\/","title":{"rendered":"Premium Benefits Begin With Utkarsh Rhodium Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 1.25% cashback on all eligible transactions.<\/li>\n\n\n\n<li>Get 4 lounge visits per quarter.<\/li>\n\n\n\n<li>Annual fee waived on spending \u20b95,00,000 yearly.<\/li>\n\n\n\n<li>Interest-free period available up to 50 days.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Utkarsh Rhodium Credit Card offers premium lifestyle benefits with attractive cashback on everyday spending. It comes with no joining fee, while the annual fee is \u20b94,999 from the second year. You can get this fee waived on yearly spends of \u20b95,00,000 or more.<\/p>\n\n\n\n<p>Designed for convenience and rewards, this card helps you enjoy exclusive privileges every time you use it.<\/p>\n\n\n\n<p>Wondering what the key features of the Utkarsh Rhodium Credit Card are that truly stand out? Keep reading!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#utkarsh-small-finance-bank-rhodium-credit-card-benefits\">Utkarsh Small Finance Bank Rhodium Credit Card Benefits<\/a><\/li><li><a href=\"#rhodium-credit-card-charges\">Rhodium Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"utkarsh-small-finance-bank-rhodium-credit-card-benefits\"><strong>Utkarsh Small Finance Bank Rhodium Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Utkarsh-Rhodium-Benefits-1024x682.jpg\" alt=\"Utkarsh Small Finance Bank Rhodium Credit Card Benefits\" class=\"wp-image-86501\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Utkarsh-Rhodium-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Utkarsh-Rhodium-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Utkarsh-Rhodium-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Utkarsh-Rhodium-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Utkarsh-Rhodium-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Utkarsh Rhodium add-on cards carry no charges. Therefore, family members can share benefits at no extra cost. Here are the other benefits offered by this credit card:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Lounge Access:<\/strong> Enjoy Utkarsh Rhodium Credit Card lounge access with up to 4 visits per quarter at selected airports with seamless entry.<\/li>\n\n\n\n<li><strong>Cashback Benefit:<\/strong> Earn 1.25% cashback on eligible transactions, which helps you save more on regular spending across various categories.<\/li>\n\n\n\n<li><strong>Fuel Waiver:<\/strong> Get 1% fuel surcharge waiver on transactions between \u20b9400 and \u20b95,000, which reduces your fuel expenses every month.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rhodium-credit-card-charges\"><strong>Rhodium Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The <a href=\"https:\/\/www.utkarsh.bank.in\/personal\/cards\/credit-card\/rhodium\" target=\"_blank\" rel=\"noopener\">Utkarsh Rhodium Card<\/a> offers an interest-free period of up to 50 days on purchases. It carries a finance charge of 2% per month, which equals 24% annually on outstanding balances, cash advances, and overdue amounts.<\/p>\n\n\n\n<p>Below is a clear overview of key charges applicable to this credit card.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Late Payment Fees<\/td><td>\u20b9500<\/td><\/tr><tr><td>Cash Advance Fees<\/td><td>5% or \u20b9500, whichever is higher<\/td><\/tr><tr><td>Overlimit Fees<\/td><td>2.5% or min. \u20b9500<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9500<\/td><\/tr><tr><td>Foreign Currency Surcharge<\/td><td>3%<\/td><\/tr><tr><td>Return Payment Charge<\/td><td>2.5%<\/td><\/tr><tr><td>Physical Statement<\/td><td>\u20b950\/statement<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Managing your Rhodium Credit Card is now smoother. Get timely bill payment reminders and make credit card bill payments through the <a href=\"https:\/\/piceapp.com\/\">Pice app<\/a> to avoid late charges. Download the secure and GST-compliant Pice App today!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes:<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Cash withdrawal is allowed up to 20% of your total Utkarsh Rhodium Credit Card limit.<\/li>\n\n\n\n<li>In case of card loss or fraud, call 1800-309-3665 or email creditcards@utkarsh.bank for quick support.<\/li>\n\n\n\n<li>Each lounge visit allows only one entry per cardholder. A temporary authorisation of \u20b925 is taken for validation and is reversed instantly without any charge.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1776428230856\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can I complete the Utkarsh Rhodium Credit Card application?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Eligible customers receive a pre-approved link on their registered email. Make sure your KYC details are updated before applying through the shared link.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776428242683\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the FD requirement for a Secured Rhodium Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You need an FD of a minimum of \u20b925,000. The credit limit provided is equal to 100% of your FD amount.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776428254614\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Who is eligible for a Rhodium Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Applicants must be Indian residents. Age should be 21\u201365 years for unsecured cards and 18\u201365 years for FD-backed cards.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Utkarsh Rhodium Credit Card offers premium lifestyle benefits with attractive cashback on everyday spending. It comes with no joining fee, while the annual fee is \u20b94,999 from the second year. You can get this fee waived on yearly spends of \u20b95,00,000 or more. Designed for convenience and rewards, this card helps you [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86500,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86499","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86499","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86499"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86499\/revisions"}],"predecessor-version":[{"id":86512,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86499\/revisions\/86512"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86500"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86499"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86499"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}