{"id":86412,"date":"2026-04-15T18:07:35","date_gmt":"2026-04-15T12:37:35","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86412"},"modified":"2026-04-15T18:07:42","modified_gmt":"2026-04-15T12:37:42","slug":"federal-bank-visa-imperio-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/federal-bank-visa-imperio-credit-card\/","title":{"rendered":"Enjoy Simple Rewards Every Day With Federal Bank VISA Imperio Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 3X rewards on grocery and healthcare expenses.<\/li>\n\n\n\n<li>Earn 2X rewards on utility bill payments.<\/li>\n\n\n\n<li>Get a \u20b9400 Amazon voucher when you spend \u20b95,000.<\/li>\n\n\n\n<li>Enjoy 2 lounge visits per quarter by spending \u20b940,000.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Federal Bank VISA Imperio Credit Card, which initially has a joining and annual fee of \u20b91,500, is currently available under a lifetime-free offer for a limited period starting April 2023. The card is designed for everyday spending needs.<\/p>\n\n\n\n<p>It offers simple rewards and is a practical choice for regular use. Cardholders also get access to a wide range of Visa offers across travel, dining, shopping, entertainment, and lifestyle, which adds extra value to daily transactions.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#federal-bank-visa-imperio-credit-card-benefits\">Federal Bank VISA Imperio Credit Card Benefits<\/a><\/li><li><a href=\"#federal-bank-visa-imperio-credit-card-charges\">Federal Bank VISA Imperio Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"federal-bank-visa-imperio-credit-card-benefits\"><strong>Federal Bank VISA Imperio Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Imperio-Benefits-1024x682.jpg\" alt=\"Federal Bank VISA Imperio Credit Card Benefits\" class=\"wp-image-86414\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Imperio-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Imperio-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Imperio-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Imperio-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Imperio-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The card follows a 3-2-1 reward structure, offering 3X rewards on grocery and healthcare, 2X on utility payments, and 1X on other spends.<\/p>\n\n\n\n<p>This helps you earn rewards easily on regular expenses. But what other features of the Federal Bank VISA Imperio Credit Card should you know?<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Welcome Benefit:<\/strong> Get an Amazon Pay voucher worth \u20b9400 when you spend \u20b95,000 within the first 30 days of card activation.<\/li>\n\n\n\n<li><strong>Movie Offer:<\/strong> Enjoy BOGO on INOX tickets every month and receive \u20b9100 off on the second ticket for extra savings.<\/li>\n\n\n\n<li><strong>BigBasket Benefit:<\/strong> Receive complimentary BigBasket vouchers when you spend \u20b950,000 in a quarter using your credit card.<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> Spend \u20b940,000 in a quarter to unlock 2 complimentary domestic lounge visits in the following quarter.<\/li>\n\n\n\n<li><strong>Fuel Waiver:<\/strong> Get 1% fuel surcharge waiver on transactions between \u20b9400 and \u20b95,000, with a maximum benefit of \u20b9150 per month.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"federal-bank-visa-imperio-credit-card-charges\"><strong>Federal Bank VISA Imperio Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The Federal Bank Imperio Credit Card international transaction charges include a foreign currency markup fee of 3.5% on all overseas spending.<\/p>\n\n\n\n<p>Below are the <a href=\"https:\/\/www.federal.bank.in\/credit-cards-mitc\" target=\"_blank\" rel=\"noopener\">other key charges<\/a> applicable to this credit card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Cash Advance Fee<\/td><td>2.5% or \u20b9500 (whichever is higher)<\/td><\/tr><tr><td>Fee for Cash Payment<\/td><td>\u20b9100<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% or minimum \u20b9500<\/td><\/tr><tr><td>Cheque Dishonour Charges<\/td><td>2% or min. \u20b9450<\/td><\/tr><tr><td>Rewards Redemption Fee<\/td><td>\u20b999<\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9200<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Till \u20b9250: NIL\u20b9251 &#8211; \u20b91,000: \u20b9250\u20b91,001 &#8211; \u20b95,000: \u20b9500\u20b95,001 &#8211; \u20b925,000: \u20b91,000Above \u20b925,000: \u20b91,250<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Do you own multiple credit cards, and paying the bills gets messy and chaotic? Don&#8217;t stress! Simply download the <a href=\"https:\/\/piceapp.com\/\">Pice app<\/a> and pay in 3 simple steps! Link all your credit cards, choose from the list, enter details and amount and pay smoothly through the secure platform!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The Federal Bank Imperio Credit Card is also available on RuPay and Mastercard networks for better acceptance.<\/li>\n\n\n\n<li>Each reward point is worth \u20b90.25 and is valid for 36 months, while partner points are valid for 12 months.<\/li>\n\n\n\n<li>The cash advance limit of the Federal Bank Imperio Credit Card is set at 20% of your total credit limit.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1776256311200\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the fee waiver conditions for this card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Though currently lifetime free under a limited offer, if and when the fees apply, you can waive the joining fee by spending \u20b920,000 in 3 months and the annual fee by spending \u20b91,50,000 yearly.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776256335468\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the add-on card limit and fee?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can add up to 4 add-on cards for your family members. Each add-on card comes with a fee of \u20b9100.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776256356367\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the Federal Bank VISA Imperio Credit Card application criteria?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To apply for a Federal Bank Imperio Credit Card, applicants must be 21+ for unsecured or 18+ for secured cards. You must be an Indian resident or NRI with a good credit history.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Federal Bank VISA Imperio Credit Card, which initially has a joining and annual fee of \u20b91,500, is currently available under a lifetime-free offer for a limited period starting April 2023. The card is designed for everyday spending needs. It offers simple rewards and is a practical choice for regular use. Cardholders also [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":86413,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86412","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86412","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86412"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86412\/revisions"}],"predecessor-version":[{"id":86425,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86412\/revisions\/86425"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86413"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86412"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86412"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86412"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}