{"id":86398,"date":"2026-04-15T17:57:10","date_gmt":"2026-04-15T12:27:10","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86398"},"modified":"2026-04-15T17:57:18","modified_gmt":"2026-04-15T12:27:18","slug":"federal-bank-visa-celesta-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/federal-bank-visa-celesta-credit-card\/","title":{"rendered":"Federal Bank VISA Celesta Credit Card: Your Travel Partner"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 3X rewards on travel and international spending.<\/li>\n\n\n\n<li>Earn 2X rewards on dining category purchases.<\/li>\n\n\n\n<li>Get a \u20b9600 Amazon voucher on spending \u20b910,000.<\/li>\n\n\n\n<li>Enjoy 2 international lounge visits every year.<\/li>\n\n\n\n<li>Foreign transaction markup fee fixed at 2%.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Federal Bank VISA Celesta Credit Card is a lifetime free card designed for rewards and travel benefits.<\/p>\n\n\n\n<p>It offers a simple 3-2-1 reward structure, with 3X rewards on travel and international spends, 2X on dining, and 1X on other purchases.<\/p>\n\n\n\n<p>The card also comes with a low foreign transaction mark-up fee of 2%, which makes it suitable for frequent travellers.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#federal-bank-celesta-credit-card-benefits\">Federal Bank Celesta Credit Card Benefits<\/a><\/li><li><a href=\"#federal-bank-visa-celesta-credit-card-charges\">Federal Bank Visa Celesta Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"federal-bank-celesta-credit-card-benefits\"><strong>Federal Bank Celesta Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Celesta-Benefits-1024x682.jpg\" alt=\"Federal Bank Celesta Credit Card Benefits\" class=\"wp-image-86400\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Celesta-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Celesta-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Celesta-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Celesta-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Federal-Bank-Visa-Celesta-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Start your journey with a welcome benefit of an Amazon Pay e-voucher worth \u20b9600 on spending \u20b910,000 within the first 30 days. This adds instant value to your early card usage.<\/p>\n\n\n\n<p>Wondering what other features of the Federal Bank VISA Celesta Credit Card make it so worthwhile?<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Movie Offer:<\/strong> Enjoy BOGO on INOX tickets every month and get \u20b9100 off on the second ticket for added savings.<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> The Federal Bank Celesta Credit Card airport lounge access program includes:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2 international visits yearly without any spending criteria.<\/li>\n\n\n\n<li>2 domestic visits in the next quarter upon spending \u20b960,000 in the current quarter.<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Fuel Waiver:<\/strong> Get 1% fuel surcharge waiver on spends between \u20b9400 and \u20b95,000, with a maximum benefit of \u20b9150 per month.<\/li>\n\n\n\n<li><strong>VISA Offers:<\/strong> Access exclusive Visa deals across travel, dining, shopping, entertainment, and lifestyle for added value on your spends.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"federal-bank-visa-celesta-credit-card-charges\"><strong>Federal Bank Visa Celesta Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The Federal Bank Visa Celesta Credit Card annual fee and joining fee of \u20b93,000 are currently waived under a limited offer since April 2023.<\/p>\n\n\n\n<p>When applicable, you can waive the joining fee by spending \u20b930,000 in the first 3 months and avoid the annual fee by spending \u20b93,00,000 in a year.<\/p>\n\n\n\n<p>Below are the <a href=\"https:\/\/www.federal.bank.in\/credit-cards-mitc\" target=\"_blank\" rel=\"noopener\">other charges<\/a> you should know:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Cash Advance Fee<\/td><td>2.5% or \u20b9500 (whichever is higher)<\/td><\/tr><tr><td>Fee for Cash Payment<\/td><td>\u20b9100<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% or min. \u20b9500<\/td><\/tr><tr><td>Cheque Dishonour Charges<\/td><td>2% or min. \u20b9450<\/td><\/tr><tr><td>Rewards Redemption Fee<\/td><td>\u20b999<\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9200<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Till \u20b9250: NIL\u20b9251 &#8211; \u20b91,000: \u20b9250\u20b91,001 &#8211; \u20b95,000: \u20b9500\u20b95,001 &#8211; \u20b925,000: \u20b91,000Above \u20b925,000: \u20b91,250<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Ensure that late payment charges never pile up on you. Download the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> and get monthly credit card bill payment reminders. You can even pay your card bills through our secure and GST-compliant platform and track their status!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>You can also get your Federal Bank Celesta Credit Card on the RuPay and Mastercard networks.<\/li>\n\n\n\n<li>Each reward point is worth \u20b90.25 and remains valid for 36 months. Partner points are valid for 12 months.<\/li>\n\n\n\n<li>The cash advance limit of the Federal Bank Celesta Credit Card is 25% of your total credit limit.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1776255547201\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the Federal Bank VISA Celesta Credit Card requirements?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Applicants must be at least 21 years old for unsecured cards or 18 for secured cards. You should be an Indian resident or NRI with a good credit history.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776255586764\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the add-on card fee and limit?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can add up to 4 add-on cards for family members. Each add-on card is charged at \u20b9100.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776255632304\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the Federal Bank customer support number?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Within India, call 1800-425-1199 or 1800-420-1199. From abroad, call 0484-2630994, 0484-2630995, or 080-61991199 for 24\/7 assistance.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Federal Bank VISA Celesta Credit Card is a lifetime free card designed for rewards and travel benefits. It offers a simple 3-2-1 reward structure, with 3X rewards on travel and international spends, 2X on dining, and 1X on other purchases. The card also comes with a low foreign transaction mark-up fee of [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86399,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86398"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86398\/revisions"}],"predecessor-version":[{"id":86411,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86398\/revisions\/86411"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86399"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}