{"id":86278,"date":"2026-04-13T17:22:37","date_gmt":"2026-04-13T11:52:37","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86278"},"modified":"2026-04-13T17:28:39","modified_gmt":"2026-04-13T11:58:39","slug":"equitas-selfe-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/equitas-selfe-credit-card\/","title":{"rendered":"All About Equitas Selfe Credit Card Benefits &amp; Charges"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comes with an annual fee of \u20b91,000.<\/li>\n\n\n\n<li>Get up to 5 reward points for 2 of the spends which you select.<\/li>\n\n\n\n<li>Get 2 complimentary memberships on streaming platforms.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Equitas Selfe Credit Card is designed for individuals who value smarter spending. It caters especially to those who frequently pay for digital subscriptions and want flexible reward categories that match their lifestyle.&nbsp;<\/p>\n\n\n\n<p>With customisable benefits and rewards tailored to your preferences, this card helps you maximise value on everyday transactions while enjoying a seamless digital-first experience. Read on to know more.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#equitas-selfe-credit-card-benefits\">Equitas Selfe Credit Card Benefits\u00a0<\/a><\/li><li><a href=\"#equitas-selfe-credit-card-fees-charges\">Equitas Selfe Credit Card Fees &amp; Charges<\/a><\/li><li><a href=\"#equitas-selfe-credit-card-reward-redemption-rate\">Equitas Selfe Credit Card Reward Redemption Rate<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"equitas-selfe-credit-card-benefits\"><strong>Equitas Selfe Credit Card Benefits&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Equitas-Selfe-Benefits-1-1024x683.png\" alt=\"Equitas Selfe Credit Card Benefits\u00a0\" class=\"wp-image-86294\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Equitas-Selfe-Benefits-1-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Equitas-Selfe-Benefits-1-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Equitas-Selfe-Benefits-1-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Equitas-Selfe-Benefits-1-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Equitas-Selfe-Benefits-1.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 5X reward points on 2 out of 5 categories: Dining, Apparel, Utility, Grocery and Taxi.<\/li>\n\n\n\n<li>Earn 2 reward points for every \u20b9100 spent on your everyday transactions.<\/li>\n\n\n\n<li>Get 1% surcharge waiver on fuel transactions across India (up to \u20b9250 per statement cycle on transactions between \u20b9500 and \u20b93,000).<\/li>\n\n\n\n<li>Get 2 complimentary memberships from the top platforms such as <a href=\"https:\/\/www.hotstar.com\/in\/home\" target=\"_blank\" rel=\"noopener\">Jio Hotstar<\/a>, Amazon Prime, Zee5, SonyLiv and Discovery+.<\/li>\n\n\n\n<li>Avail 1 complimentary domestic lounge access every calendar quarter.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"equitas-selfe-credit-card-fees-charges\"><strong>Equitas Selfe Credit Card Fees &amp; Charges<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges<\/strong><\/td><td><strong>Amount\/Conditions&nbsp;<\/strong><\/td><\/tr><tr><td>Annual Fees&nbsp;<\/td><td>\u20b91,000<\/td><\/tr><tr><td>Cash Advance Fees<\/td><td>2.5% of the amount withdrawn or \u20b9250, whichever is higher<\/td><\/tr><tr><td>Finance Charges&nbsp;<\/td><td>3.75% per month&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Stay ahead of your payments and skip the burden of finance charges with <a href=\"https:\/\/piceapp.com\/\">the Pice app<\/a>. Download the app today and manage all your bill dues easily!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"equitas-selfe-credit-card-reward-redemption-rate\"><strong>Equitas Selfe Credit Card Reward Redemption Rate<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Redeem Vouchers<\/strong><\/td><td><strong>Value of Redemption (of 1 Reward Point)<\/strong><\/td><\/tr><tr><td>Products\/Vouchers\/Flight Booking\/Bus Booking\/Hotel Booking<\/td><td>\u20b90.35<\/td><\/tr><tr><td>Cashback Against Statement<\/td><td>\u20b90.15<\/td><\/tr><tr><td>Insta Redemption<\/td><td>\u20b90.15<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note: <\/strong>The reward points are valid for a period of 3 years. You cannot earn reward points for categories such as wallet loads, rent payments, government services and fuel.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnote\"><strong>Footnote<\/strong><\/h3>\n\n\n\n<p>On spends of \u20b92,40,000 in the previous year, get a renewal fee waiver.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1776080967392\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Which design options of Equitas Selfe credit cards are available?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Equitas Selfe credit cards are available in 3 unique design options: regular, eco-friendly and sleek metal.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776080979277\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Are there any income criteria to apply for the Equitas Selfe credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To apply for the Equitas Selfe Credit Card, applicants need to meet a minimum annual income requirement, typically ranging between \u20b95 lakh and \u20b918 lakh.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Equitas Selfe Credit Card is designed for individuals who value smarter spending. It caters especially to those who frequently pay for digital subscriptions and want flexible reward categories that match their lifestyle.&nbsp; With customisable benefits and rewards tailored to your preferences, this card helps you maximise value on everyday transactions while enjoying [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":86293,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86278"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86278\/revisions"}],"predecessor-version":[{"id":86295,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86278\/revisions\/86295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86293"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}