{"id":86237,"date":"2026-04-10T18:33:50","date_gmt":"2026-04-10T13:03:50","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86237"},"modified":"2026-04-10T18:33:57","modified_gmt":"2026-04-10T13:03:57","slug":"au-spont-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/au-spont-credit-card\/","title":{"rendered":"Turn Your Spends Into Rewards with AU Spont Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AU Spont credit card offers up to 1% cashback on transactions in different categories.<\/li>\n\n\n\n<li>Get up to 5 coins for each transaction that you make on the AU0101 application.<\/li>\n\n\n\n<li>Get 1% fuel surcharge waiver on fuel-related transactions at all fuel pumps in India.<\/li>\n\n\n\n<li>Avail 2 complimentary railway lounge and domestic airport lounge access every quarter (T&amp;C apply).<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The AU Spont credit card is designed for people who make regular purchases through UPI-based applications. It provides a cashback feature, along with other benefits such as complimentary domestic airport and railway lounge access, coin rewards, fuel surcharge waiver and more.&nbsp;<\/p>\n\n\n\n<p>Curious to learn more about what this credit card has to offer? Read on to know all about it!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-is-the-cashback-feature-of-the-au-spont-credit-card\">What is the Cashback Feature of the AU Spont Credit Card?<\/a><\/li><li><a href=\"#what-are-the-other-benefits-of-the-au-spont-credit-card\">What are the Other Benefits of the AU Spont Credit Card?<\/a><\/li><li><a href=\"#what-to-know-before-applying-for-the-au-spont-credit-card\">What to Know Before Applying for the AU Spont Credit Card?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-the-cashback-feature-of-the-au-spont-credit-card\"><strong>What is the Cashback Feature of the AU Spont Credit Card?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Spont-Cashback-1024x682.jpg\" alt=\"Cashback Feature of the AU Spont Credit Card\" class=\"wp-image-86239\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Spont-Cashback-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Spont-Cashback-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Spont-Cashback-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Spont-Cashback-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Spont-Cashback.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Get 1% cashback on all transactions, such as POS, eComm, and all UPI transactions that are made through any kind of UPI channel.<\/p>\n\n\n\n<p><strong>Note<\/strong>: Cashback is not applicable for categories such as rent, fuel, government, EMIs, cash withdrawals, and insurance spends. All cashbacks have a limit of \u20b9500 every statement cycle.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-other-benefits-of-the-au-spont-credit-card\"><strong>What are the Other Benefits of the AU Spont Credit Card?<\/strong><\/h2>\n\n\n\n<p>After your AU Spont credit card application is complete and you start using the card, you get the following benefits:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 2 complimentary railway lounge access every calendar quarter.<\/li>\n\n\n\n<li>Avail 2 complimentary access to domestic airport lounges every quarter after achieving a minimum spend of \u20b920,000 within a calendar quarter.<\/li>\n\n\n\n<li>Get 1% fuel surcharge waiver for transactions between \u20b9400 and \u20b95,000 across all fuel stations in India (up to \u20b9100 every statement cycle).<\/li>\n\n\n\n<li>Earn 5 coins on each UPI transaction made on the AU0101 application.<\/li>\n\n\n\n<li>Get 500 coins on your first UPI transaction made on the <a href=\"https:\/\/www.au.bank.in\/personal-banking\/digital-banking\/au-0101-mobile-banking-app\" target=\"_blank\" rel=\"noopener\">AU 0101<\/a> application.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: The collected coins of the Spont Credit Card benefits can be redeemed from the available rewards catalogue of AU.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-to-know-before-applying-for-the-au-spont-credit-card\"><strong>What to Know Before Applying for the AU Spont Credit Card?<\/strong><\/h2>\n\n\n\n<p>Here is some important information you must know before applying for the AU Spont credit card:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>This credit card is ideal for people who are new to credit cards and are searching for an entry-level option.<\/li>\n\n\n\n<li>If you are someone who mostly spends on UPI and wants to earn value back for every transaction made.<\/li>\n\n\n\n<li>If you frequently travel through railways or airways and want a card that offers lounge access visits, then AU Spont is ideal for you.<\/li>\n\n\n\n<li>You have a preference for cashback over reward points or any other brand-specific discounts.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1Worried about the due credit card bill payments? Get the<a href=\"https:\/\/piceapp.com\/\"> Pice app<\/a> today and pay your credit card bill payments on time at your convenience. Furthermore, get due bill payment reminders with the app so you never have to pay late fees again for missing a payment!<\/p>\n\n\n\n<div class=\"wp-block-group has-black-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnote\"><strong>Footnote<\/strong><\/h3>\n\n\n\n<p>The Forex Markup fees of the AU Spont credit card is 3.49%.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1775825986629\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the fees of the AU Spont credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The joining and annual membership fees for the AU Spont credit card are \u20b9299. This excludes GST.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775825998287\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Is there any cash advance limit on the AU Spont credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The AU Spont credit card has a cash advance limit of up to 40%.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775826011126\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Who is eligible to apply for the AU Spont credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Self-employed applicants need to be between the ages of 25 and 65 years to apply for the card. Additionally, salaried applicants between the ages of 21 and 60 years are eligible to apply.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The AU Spont credit card is designed for people who make regular purchases through UPI-based applications. It provides a cashback feature, along with other benefits such as complimentary domestic airport and railway lounge access, coin rewards, fuel surcharge waiver and more.&nbsp; Curious to learn more about what this credit card has to offer? [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86238,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86237"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86237\/revisions"}],"predecessor-version":[{"id":86250,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86237\/revisions\/86250"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86238"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}