{"id":86165,"date":"2026-04-09T18:16:54","date_gmt":"2026-04-09T12:46:54","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86165"},"modified":"2026-04-09T18:18:34","modified_gmt":"2026-04-09T12:48:34","slug":"au-traverse-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/au-traverse-credit-card\/","title":{"rendered":"A Detailed Review of the AU Traverse Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Primarily designed for NRIs.<\/li>\n\n\n\n<li>Avail up to 4 reward points for every \u20b9100 spent internationally.<\/li>\n\n\n\n<li>Comes with an annual membership fee of \u20b94,999 + taxes.<\/li>\n\n\n\n<li>Avail a Taj voucher worth \u20b910,000 on annual spends of \u20b910 lakh.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The AU Traverse Credit Card is a premium NRI-focused card offering accelerated reward points on international and domestic spends. With low forex markup, lounge access, milestone vouchers and travel perks, it blends rewards with luxury. <\/p>\n\n\n\n<p>Read on to get an idea about its perks, charges, eligibility criteria and other key highlights before you apply.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#au-traverse-credit-card-reward-structure\">AU Traverse Credit Card Reward Structure<\/a><\/li><li><a href=\"#au-traverse-credit-card-benefits\">AU Traverse Credit Card Benefits<\/a><\/li><li><a href=\"#au-traverse-credit-card-charges\">AU Traverse Credit Card Charges<\/a><\/li><li><a href=\"#au-traverse-credit-card-eligibility-criteria\">AU Traverse Credit Card Eligibility Criteria<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-traverse-credit-card-reward-structure\"><strong>AU Traverse Credit Card Reward Structure<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Traverse-Rewards-1024x682.jpg\" alt=\"AU Traverse Credit Card Reward Structure\" class=\"wp-image-86167\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Traverse-Rewards-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Traverse-Rewards-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Traverse-Rewards-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Traverse-Rewards-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Traverse-Rewards.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 4 reward points for every \u20b9100 spent internationally.<\/li>\n\n\n\n<li>Avail 2 reward points for every \u20b9100 spent on domestic spends.<\/li>\n\n\n\n<li>Get 1 reward for every \u20b9100 on utility, insurance and telecom payments.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: Cardholders can only earn a maximum of 100 reward points for utility and telecom transactions. Furthermore, fuel, EMI, MCC, education and governmental spending are not eligible for earning reward points.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-traverse-credit-card-benefits\"><strong>AU Traverse Credit Card Benefits<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Upon activation within 30 days, you can earn a <a href=\"https:\/\/www.makemytrip.com\/\" target=\"_blank\" rel=\"noopener\">MakeMyTrip<\/a> voucher worth \u20b95,000 as a welcome gift.<\/li>\n\n\n\n<li>Avail 2 complimentary domestic and international lounge access per quarter.<\/li>\n\n\n\n<li>Get \u20b9500 cashback on a minimum spend of \u20b910,000.<\/li>\n\n\n\n<li>Get a Taj voucher worth \u20b910,000 on annual spends of \u20b910 lakh within a card anniversary year.<\/li>\n\n\n\n<li>Enjoy a low forex markup of 0.99% on international spends.<\/li>\n\n\n\n<li>Get a 1% fuel surcharge waiver up to \u20b9250 for transactions between \u20b9400 and \u20b95,000 across all fuel stations across the country.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-traverse-credit-card-charges\"><strong>AU Traverse Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>AU Traverse Credit Card comes with an annual membership fee of \u20b94,999+ applicable taxes. If the cardholder completes a minimum of \u20b96 lakh in spending in a card anniversary year, they can get an annual membership fee waiver.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-traverse-credit-card-eligibility-criteria\"><strong>AU Traverse Credit Card Eligibility Criteria<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Applicants need to be non-resident Indians.<\/li>\n\n\n\n<li>It is necessary to have an NRI banking account with AU Small Finance Bank.<\/li>\n\n\n\n<li>The age of the primary cardholder needs to be between 18 and 75 years.<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1If you are eligible, the next step is to apply and stay on top of your payments. With the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a>, you can get timely reminders, pay your credit card bills without delays and track every transaction seamlessly on a secure platform.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get complimentary 4 airport spa access every year, which you can use up to 1 every quarter.<\/li>\n\n\n\n<li>There is no cash withdrawal fee on the card.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1775738546040\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the exceptions to the milestone spending calculation?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Fuel and cash transactions are not counted towards the calculation of milestone spends.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775738563529\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the cash advance limit of the AU Traverse Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The cash advance limit of the AU Traverse Credit Card is up to 50% of the total credit card limit.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775738577265\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Can I use my AU Traverse Credit Card beyond the assigned credit limit?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Currently, the overlimit facility is not available for the AU Traverse (NRI) Credit Card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775738592963\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the best way to file a complaint regarding the AU Traverse Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you wish to file a complaint, you can contact the AU Traverse Credit Card customer care number at 1800 1200 1500 (toll-free) or 0141-7141100 (non-toll-free).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The AU Traverse Credit Card is a premium NRI-focused card offering accelerated reward points on international and domestic spends. With low forex markup, lounge access, milestone vouchers and travel perks, it blends rewards with luxury. Read on to get an idea about its perks, charges, eligibility criteria and other key highlights before you [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":86166,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86165","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86165"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86165\/revisions"}],"predecessor-version":[{"id":86178,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86165\/revisions\/86178"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86166"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}