{"id":86136,"date":"2026-04-08T15:47:41","date_gmt":"2026-04-08T10:17:41","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86136"},"modified":"2026-04-08T15:49:23","modified_gmt":"2026-04-08T10:19:23","slug":"ixigo-au-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/ixigo-au-credit-card\/","title":{"rendered":"Explore Why the ixigo AU Credit Card Is A Traveller\u2019s Favourite"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 1,000 reward points on the first transaction within 30 days.<\/li>\n\n\n\n<li>Get \u20b91,000 ixigo vouchers credited within 15 days.<\/li>\n\n\n\n<li>Get a 10% flight discount up to \u20b91,000 per booking.<\/li>\n\n\n\n<li>Enjoy 16 domestic lounge visits plus 1 international visit.<\/li>\n\n\n\n<li>Get zero forex markup on all international transactions.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Enjoy travel savings from the very first swipe with the ixigo AU Credit Card, designed for frequent travellers. The ixigo AU Credit Card annual fee is zero, as it is offered lifetime free. You also earn 1,000 reward points and \u20b91,000 ixigo money vouchers on your first transaction within 30 days.<\/p>\n\n\n\n<p>It comes with zero forex markup on international spends and no payment gateway charges on train bookings, which makes every trip more rewarding.<\/p>\n\n\n\n<p>But that\u2019s not all! What other features of the ixigo AU Credit Card make it so rewarding? Read on to find out.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#ixigo-au-credit-card-benefits\">ixigo AU Credit Card Benefits<\/a><\/li><li><a href=\"#list-of-accessible-domestic-lounges\">List of Accessible Domestic Lounges<\/a><\/li><li><a href=\"#convert-your-ixigo-transactions-into-em-is\">Convert Your ixigo Transactions into EMIs<\/a><\/li><li><a href=\"#au-ixigo-credit-card-fees-and-charges\">AU ixigo Credit Card Fees and Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ixigo-au-credit-card-benefits\"><strong>ixigo AU Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/ixigo-AU-benefits-1024x683.png\" alt=\"ixigo AU Credit Card Benefits\" class=\"wp-image-86138\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/ixigo-AU-benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/ixigo-AU-benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/ixigo-AU-benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/ixigo-AU-benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/ixigo-AU-benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Earn reward points on every spend with 10 points per \u20b9200 online and 5 points per \u20b9200 offline. Redeem points easily across travel, shopping, vouchers, and everyday services.<\/p>\n\n\n\n<p>Here are more details of the benefits received from this credit card:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Travel Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 10% instant discount up to \u20b91,000 on flight bookings using the IXIGOCCFLY promo code.<\/li>\n\n\n\n<li>Enjoy a 10% discount up to \u20b9300 on bus bookings using the IXIGOCCBUS code.<\/li>\n\n\n\n<li>Save 10% up to \u20b91,000 on hotel bookings using the IXIGOCCSTAY promo code.<\/li>\n\n\n\n<li>Access 16 domestic and railway lounges, along with 1 complimentary international lounge visit every year.<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Protection Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get \u20b91.5 lakh coverage against outstanding dues in case of disability, illness, or unfortunate events.<\/li>\n\n\n\n<li>Enjoy zero liability on fraudulent transactions after reporting card loss, including online fraud, skimming, and misuse.<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Other Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 1% fuel surcharge waiver up to \u20b9250 on transactions between \u20b9400 and \u20b95,000 across fuel stations.<\/li>\n\n\n\n<li>Convert purchases above \u20b9500 into EMIs when total value reaches \u20b92,000, with flexible repayment options.<\/li>\n\n\n\n<li>Make secure payments up to \u20b95,000 without entering PIN using tap-and-pay on supported devices.<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1Make your credit card bill payments just as secure with <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a>. Link all your cards and pay in 3 simple steps through a GST-compliant platform. Select your card, enter details, choose the amount, and complete the payment. It is actually that simple!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"list-of-accessible-domestic-lounges\"><strong>List of Accessible Domestic Lounges<\/strong><\/h2>\n\n\n\n<p>Whether you are travelling within India or internationally, reaching early helps you enjoy lounge benefits fully. For international access details, visit the official <a href=\"https:\/\/www.prioritypass.com\/en-GB\/airport-lounges\" target=\"_blank\" rel=\"noopener\">Priority Pass lounges<\/a> website.<\/p>\n\n\n\n<p>Below is a list of selected domestic lounges across major cities:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Airport<\/strong><\/td><td><strong>Lounge<\/strong><\/td><\/tr><tr><td>New Delhi<\/td><td>Indira Gandhi International Airport<\/td><td>Encalm Lounge Domestic Departure T1<\/td><\/tr><tr><td>Mumbai<\/td><td>Chhatrapati Shivaji Maharaj International Airport<\/td><td>Aviserve East &#8211; Arrival T2<\/td><\/tr><tr><td>Kolkata<\/td><td>Netaji Subhash Chandra Bose International Airport&nbsp;<\/td><td>Travel Club<\/td><\/tr><tr><td>Bangalore<\/td><td>Kempegowda International Airport<\/td><td>080 Lounge<\/td><\/tr><tr><td>Ahmedabad<\/td><td>Sardar Vallabhbhai Patel International Airport<\/td><td>The Lounge &#8211; Domestic T1<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"convert-your-ixigo-transactions-into-em-is\"><strong>Convert Your ixigo Transactions into EMIs<\/strong><\/h2>\n\n\n\n<p>You can convert eligible transactions into easy EMIs through multiple simple channels. The easiest option is through WhatsApp. Simply send \u201cHi\u201d to 8383838399 and follow the steps.<\/p>\n\n\n\n<p>The other options are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>AU 0101 App:<\/strong> Complete EMI conversion in just 2 quick steps.<\/li>\n\n\n\n<li><strong>Net Banking:<\/strong> Log in and convert transactions easily online.<\/li>\n\n\n\n<li><strong>Auro Chatbot:<\/strong> Use the chatbot for quick and guided EMI conversion.<\/li>\n\n\n\n<li><strong>Customer Care:<\/strong> Call 1800 1200 1500 for instant assistance.<\/li>\n\n\n\n<li><strong>IVR Service:<\/strong> Use automated IVR support for easy conversion.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-ixigo-credit-card-fees-and-charges\"><strong>AU ixigo Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>You can withdraw cash up to 20% of your credit limit, but each transaction comes with a fee of 2.5% or \u20b9500, whichever is higher.<\/p>\n\n\n\n<p>Here is a quick look at the <a href=\"https:\/\/www.au.bank.in\/content\/dam\/aubank\/in\/en\/pdf\/credit-card\/MITC(with-Schedule-of-Charges).pdf\" target=\"_blank\" rel=\"noopener\">other charges<\/a> you should know:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% monthly or 45% annually<\/td><\/tr><tr><td>Payment Return Charges<\/td><td>2%, or min. \u20b9500<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5%, or min. \u20b9500<\/td><\/tr><tr><td>Duplicate Statement Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Outstation Cheque Processing Charges<\/td><td>\u20b925<\/td><\/tr><tr><td>Card Transfer Charges<\/td><td>\u20b9199+GST<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>15% of the due amount.Min. \u20b910 and max. \u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Using the <a href=\"https:\/\/piceapp.com\/\">Pice app<\/a> is essential to check that late fees do not add up. It sends credit card bill payment reminders. You can even pay your credit card bills and track payment status easily from one secure platform.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>ixigo vouchers are credited within 15 days and remain valid for 90 days. Reward points are also credited within 15 days.<\/li>\n\n\n\n<li>Reward points are capped at 10,000 per statement cycle. Fuel, rent, insurance, jewellery, and wallet transactions are excluded.<\/li>\n\n\n\n<li>Booking discounts apply once a month. Train bookings allow 2 ixigo and 2 confirmed tickets monthly without gateway charges.<\/li>\n\n\n\n<li>As per ixigo AU Credit Card lounge access terms and conditions, \u20b920,000 quarterly spend is required for domestic lounge access.<\/li>\n\n\n\n<li>Insurance applies only to active cards with one transaction in 180 days. Claims must be submitted within 60 days.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1775643048050\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Are add-on cards free with this credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can get up to 3 add-on cards for family members, and just like the primary card, they are completely free. No joining or annual fee applies.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775643077972\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How to use discounts on ixigo bookings?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>After an ixigo AU Credit Card login on the ixigo platform, you can avail discount codes on flight, bus, and hotel bookings. Zero payment gateway fee on train bookings is applied automatically on eligible transactions.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775643111268\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the validity of ixigo money vouchers?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>ixigo money vouchers are credited within 15 days after meeting spending conditions. These vouchers remain valid for 90 days from the date they are issued.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775643137836\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can I access Priority Pass lounge benefits?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You must show your Priority Pass card along with your ixigo AU Credit Card at the lounge. A charge of $35 plus taxes applies for certain visits.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775643163566\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can I request a replacement for a lost or damaged card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can request a replacement through the ixigo app under card management settings or contact customer care at 1800 1200 1500, similar to the steps followed during the ixigo AU Credit Card application process. A fee of \u20b9100+taxes will apply.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775643214443\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the reward redemption rules on this card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You need a minimum of 200 reward points to redeem. A fee of \u20b999 plus GST applies per redemption, and points remain valid for 2 years from the statement month.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775643234655\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What charges apply to EMI and loan features?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The loan processing fee is 2%, and the pre-closure charge is 3%. EMI conversion costs 1% or a minimum of \u20b999+GST, while Instant EMI charges \u20b9199+GST per transaction.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Enjoy travel savings from the very first swipe with the ixigo AU Credit Card, designed for frequent travellers. The ixigo AU Credit Card annual fee is zero, as it is offered lifetime free. You also earn 1,000 reward points and \u20b91,000 ixigo money vouchers on your first transaction within 30 days. It comes [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":86137,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86136","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86136","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86136"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86136\/revisions"}],"predecessor-version":[{"id":86150,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86136\/revisions\/86150"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86137"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86136"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86136"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86136"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}