{"id":86095,"date":"2026-04-06T18:12:52","date_gmt":"2026-04-06T12:42:52","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86095"},"modified":"2026-04-06T18:13:00","modified_gmt":"2026-04-06T12:43:00","slug":"dbs-vantage-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/dbs-vantage-credit-card\/","title":{"rendered":"A Detailed Review of DBS Vantage Credit Card: Your Getaway to Luxury"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10,000 Vantage points worth \u20b910,000 as a joining bonus.\u00a0<\/li>\n\n\n\n<li>1 year of complimentary luxury hotel membership between ITC Club, Marriott and Taj Epicure.<\/li>\n\n\n\n<li>Unlimited domestic and international lounge access.\u00a0<\/li>\n\n\n\n<li>10% cashback up to \u20b91,500 at domestic and international duty-free stores.\u00a0<\/li>\n\n\n\n<li>Up to 40,000 Vantage points as a milestone bonus.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Do you frequently travel overseas for business or leisure? Then, how about getting a credit card that charges low to no foreign exchange fees on all your international spending?&nbsp;<\/p>\n\n\n\n<p>This is where the DBS Vantage Credit Card comes in! Designed exclusively for high spenders and travellers alike, this credit card offers premium, travel-focused benefits that significantly reduce your trip expenses.\u00a0\u00a0<\/p>\n\n\n\n<p>Wondering how? Then, scroll down to find out!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#dbs-vantage-credit-card-joining-benefits\">DBS Vantage Credit Card Joining Benefits\u00a0<\/a><\/li><li><a href=\"#additional-dbs-vantage-credit-card-benefits\">Additional DBS Vantage Credit Card Benefits<\/a><\/li><li><a href=\"#dbs-vantage-credit-card-charges\">DBS Vantage Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dbs-vantage-credit-card-joining-benefits\"><strong>DBS Vantage Credit Card Joining Benefits&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/DBS-Vantage-Benefits-1024x682.jpg\" alt=\"DBS Vantage Credit Card Joining Benefits\u00a0\" class=\"wp-image-86097\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/DBS-Vantage-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/DBS-Vantage-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/DBS-Vantage-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/DBS-Vantage-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/DBS-Vantage-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>This invite-only credit card benefits its users from the very first day. Users receive 10,000 Vantage points within 30 days of card issuance by making their first transaction.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Additionally, the card offers 1 year of complimentary luxury hotel membership as a joining bonus. Users can choose between ITC, Club Marriott and Taj Epicure. To avail the benefit, cardholders must:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Visit the DBS Bank rewards portal, DBS Delights and log in using your credentials.\u00a0<\/li>\n\n\n\n<li>Select your preferred hotel membership and make a purchase transaction of \u20b92.\u00a0<\/li>\n\n\n\n<li>Once purchased, you can review the details in the order history.\u00a0<\/li>\n<\/ol>\n\n\n\n<p>Each luxury hotel membership has its own perks. Here is a comparative study of the top features of each membership program to help you make an informed choice:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Club Marriott Membership<\/strong><\/td><td><strong>Club ITC Culinaire Membership<\/strong><\/td><td><strong>TAJ Epicure Corporate Membership<\/strong><\/td><\/tr><tr><td>Food and Beverages<\/td><td>Up to 25% off at participating Marriott Hotels in India for up to 20 guests.<\/td><td>Get green points worth 25% of the cost at participating ITC Hotels and Welcomhotels.<\/td><td>Up to 25% off on takeaway or dining for a maximum of 10 people.&nbsp;<\/td><\/tr><tr><td>Accommodation&nbsp;<\/td><td>Up to a 20% discount at participating Marriott Hotels and 10% at Select Marriott Luxury Hotels in India for rooms.<\/td><td>Get green points worth 5% of the cost as a resident guest at participating ITC Hotels, Welcomhotels and Fortune Hotels.<\/td><td>20% discount on rooms\/suites at participating hotels, Taj Palaces and Taj Safaris for a maximum of 5 nights.<\/td><\/tr><tr><td>Others<\/td><td>Up to 20% off on spa services at select participating Marriott Hotels in India.<\/td><td>50% bonus Green Points during the cardholder\u2019s and spouse&#8217;s birthday week.<\/td><td>20% off on spa treatments at Jiva Spas.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"additional-dbs-vantage-credit-card-benefits\"><strong>Additional DBS Vantage Credit Card Benefits<\/strong><\/h2>\n\n\n\n<p>DBS Vantage credit cardholders will earn 4 Vantage points on domestic purchases of \u20b9200 and 8 Vantage points on international spends of \u20b9200, except in Singapore. All Singapore transactions are eligible for 4 points per \u20b9200.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Since 1 Vantage point equates to \u20b91 if redeemed on the DBS bank\u2019s rewards portal, members can extract maximum benefits from this robust reward structure.&nbsp;<\/p>\n\n\n\n<p>Suppose your monthly international travel spend is \u20b950,000, which will help you earn 2,000 points, translating to a flat discount of \u20b92,000 on your next travel reservation via the<a href=\"https:\/\/www.dbsdelights.in\/\" target=\"_blank\" rel=\"noopener\"> DBS Delights portal<\/a>.<\/p>\n\n\n\n<p>Other benefits include:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Milestone Benefit<\/strong><\/li>\n<\/ol>\n\n\n\n<p>In addition to assured points, users can also earn 5,000 Vantage points for a quarterly spend of \u20b93,00,000 and 10,000 Vantage points for a quarterly spend of \u20b95,00,000. Plus, members can also receive 40,000 Vantage points for cumulative annual spending of \u20b920,00,000.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Instant Cashback at Duty-free Stores\u00a0\u00a0<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardmembers can avail 10% cashback, up to \u20b91,500 per month, on all transactions at Duty Free Stores at domestic and international airports. Members can see the monthly earned cashback in the billing statement of the next month.&nbsp;<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Complimentary Lounge Access\u00a0\u00a0<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The DBS Vantage credit card lounge access program, in partnership with the LoungeKey, provides unlimited complimentary visits to all domestic and international lounges. This benefit only applies to the primary cardholder.\u00a0<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Complimentary Golf Sessions\u00a0\u00a0<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The primary cardholder is eligible for 4 free-of-cost golf lessons in a year, capped at 1 per quarter.&nbsp;<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>Fuel Surcharge Waiver<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Get 1% fuel surcharge waiver, a maximum of \u20b9200 per month, on fuel transactions between \u20b91,000 and \u20b96,000.&nbsp;<\/p>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li><strong>24&#215;7 Concierge Services<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders can get access to a round-the-clock concierge service by dialling 0008 00442 001. Once booked, you will receive immediate assistance for dining reservations, medical and wellness services, entertainment experience, local and global activities, etc.<\/p>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\">\n<li><strong>Zero Forex Markup\u00a0\u00a0<\/strong><\/li>\n<\/ol>\n\n\n\n<p>While spending in Singapore will attract no forex markup, other international transactions will attract a reduced forex charge of 1.75%. This markup is charged on your subsequent billing statement within 60 days of the transaction settlement date.&nbsp;<\/p>\n\n\n\n<p>All these travel-focused features and highly valuable cash points significantly subsidise your travel expenses. <\/p>\n\n\n\n<p>From making travel reservations via the DBS Delights portal using your cash points to discounts at hotels through the membership program to reduced foreign exchange fees, the DBS Vantage credit card is the ultimate travel card that deserves your wallet space.\u00a0\u00a0\u00a0<\/p>\n\n\n\n<p><strong>Note<\/strong>: Transactions related to fuel, wallet recharge, rent, EMI conversion and balance transfer are excluded from earning points.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Since you are planning on getting this smart card, experience smarter money management with PICE. It keeps you one step ahead by tracking your due dates and clearing your bills.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dbs-vantage-credit-card-charges\"><strong>DBS Vantage Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The joining and annual charges of the DBS Vantage Credit Card vary depending on different customer segments. Take a look:&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Customer Segment&nbsp;<\/strong><\/td><td><strong>Joining\/Annual Fee<\/strong><\/td><\/tr><tr><td>DBS Non-Treasures Customers<\/td><td>\u20b950,000<\/td><\/tr><tr><td>DBS Elite Customers<\/td><td>\u20b910,000<\/td><\/tr><tr><td>DBS Treasures Customers<\/td><td>\u20b920,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The annual fee, levied from the 2nd year onwards, can be waived off by spending \u20b910,00,000 in the previous calendar year.&nbsp;<\/p>\n\n\n\n<p>The card also attracts <a href=\"https:\/\/www.dbs.bank.in\/in\/credit-cards\/vantage\/mitc.html?_gl=1*nar3mb*_gcl_au*MjAzNzcyMzE2NC4xNzc0NDEzNDkz*_ga*MjEwNzA4MjY1Mi4xNzc0NDEzNDkz*_ga_X34W460MFD*czE3NzQ0MTM0OTIkbzEkZzEkdDE3NzQ0MTM1MDgkajQ0JGwwJGgw\" target=\"_blank\" rel=\"noopener\">other charges<\/a>, such as:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Reward Redemption Fee<\/td><td>\u20b999<\/td><\/tr><tr><td>Card Replacement Cost<\/td><td>\u20b93,000 per reissuance<\/td><\/tr><tr><td>Physical Statement Fee<\/td><td>\u20b9100 per statement<\/td><\/tr><tr><td>Digital Statement Fee (before 2 years)<\/td><td>\u20b9100 per statement<\/td><\/tr><tr><td>Return Payment Fee<\/td><td>\u20b9500 per transaction<\/td><\/tr><tr><td>Cash Payment Charges<\/td><td>\u20b9250 per credit card bill paid using cash<\/td><\/tr><tr><td>Rental Transaction Fee<\/td><td>1% or \u20b9199, whichever is higher<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>NIL<\/td><\/tr><tr><td>Late Payment Charges&nbsp;<\/td><td>For \u20b9100 and less: NIL&nbsp;For \u20b9101 &#8211; \u20b9500: \u20b999&nbsp;For \u20b9501 &#8211; \u20b95,000: \u20b9499&nbsp;For \u20b95,001 and more: 10% or \u20b91,299 (whichever is higher)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Download <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a> and skip the hassle of late payment charges! It schedules payment reminders in advance and clears your credit card dues on time.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnote\"><strong>Footnote<\/strong><\/h3>\n\n\n\n<p>All DBS Vantage credit card charges are subject to 18% GST.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1775478597956\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Can I request a limit increase on my DBS Vantage credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you can request a credit limit increase. The bank will review your repayment history, credit score and income increments to determine your limit.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775478618022\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Can I get an add-on card for my DBS Vantage credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you can apply for add-on cards for family members aged 18 and above. DBS Bank allows multiple add-on cards under one DBS Vantage credit account.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775478634125\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the things to keep in mind before reporting fraud on the DBS Vantage credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Before filing a report, ensure you review all your recent transactions to identify unauthorised activity. Keep your card details, statement, and transaction timestamps ready while filing a report on 1800 209 4555 and +91-44- 66854555 (for overseas clients).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Do you frequently travel overseas for business or leisure? Then, how about getting a credit card that charges low to no foreign exchange fees on all your international spending?&nbsp; This is where the DBS Vantage Credit Card comes in! Designed exclusively for high spenders and travellers alike, this credit card offers premium, travel-focused [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":86096,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86095","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86095","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86095"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86095\/revisions"}],"predecessor-version":[{"id":86098,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86095\/revisions\/86098"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86096"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86095"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86095"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86095"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}