{"id":86067,"date":"2026-04-06T15:51:58","date_gmt":"2026-04-06T10:21:58","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86067"},"modified":"2026-04-06T15:55:46","modified_gmt":"2026-04-06T10:25:46","slug":"hsbc-travelone-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/hsbc-travelone-credit-card\/","title":{"rendered":"HSBC TravelOne Credit Card a Game Changer for Frequent Travellers"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 4 reward points per \u20b9100 on travel expenses.<\/li>\n\n\n\n<li>Get 3,000 bonus points after spending \u20b91 lakh.<\/li>\n\n\n\n<li>Enjoy 6 domestic and 4 international lounge visits yearly.<\/li>\n\n\n\n<li>Access to 4 golf rounds and 12 lessons yearly.<\/li>\n\n\n\n<li>Save up to 15% on travel bookings across platforms.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The HSBC TravelOne Credit Card is built for travellers and offers benefits worth up to \u20b91.6 lakh every year through rewards, lounge access, and travel privileges.<\/p>\n\n\n\n<p>New cardholders can earn welcome rewards such as an Amazon e-gift voucher, \u20b91,000 cashback, a \u20b93,000 PostCard voucher, and a 3-month EazyDiner Prime membership. The joining and annual fee for the primary cardholder is \u20b94,999, while the add-on card is NIL.<\/p>\n\n\n\n<p>Want to know the HSBC TravelOne Credit Card benefits, charges, eligibility, and other key features before applying? Continue reading to get a detailed breakdown of everything you should know about this credit card!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#hsbc-travel-one-credit-card-benefits\">HSBC TravelOne Credit Card Benefits<\/a><\/li><li><a href=\"#perceived-estimation-of-the-amount-hsbc-travel-one-card-delivers-yearly\">Perceived Estimation of the Amount HSBC TravelOne Card Delivers Yearly<\/a><\/li><li><a href=\"#available-lounge-on-hsbc-travel-one-credit-card\">Available Lounge on HSBC TravelOne Credit Card<\/a><\/li><li><a href=\"#hsbc-travel-one-credit-card-fees-and-charges\">HSBC TravelOne Credit Card Fees and Charges<\/a><\/li><li><a href=\"#hsbc-travel-one-credit-card-eligibility\">HSBC TravelOne Credit Card Eligibility<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hsbc-travel-one-credit-card-benefits\"><strong>HSBC TravelOne Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/HSBC-TravelOne-Benefits-1024x683.png\" alt=\"HSBC TravelOne Credit Card Benefits\" class=\"wp-image-86069\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/HSBC-TravelOne-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/HSBC-TravelOne-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/HSBC-TravelOne-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/HSBC-TravelOne-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/HSBC-TravelOne-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The TravelOne HSBC Credit Card gives benefits across various categories such as travel, hotel, dining, entertainment and more. Moreover, add-on cards help collect reward points faster through combined spending.<\/p>\n\n\n\n<p>The card also allows instant conversion of reward points to air miles at a 1:1 ratio through the HSBC mobile app.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Reward Points<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cardholders receive 3,000 bonus reward points on spending \u20b91 lakh within 90 days of opening their TravelOne Credit Card Account.<\/li>\n\n\n\n<li>Receive 10,000 bonus reward points after spending more than \u20b912,00,000 in a year.<\/li>\n\n\n\n<li>Earn 4 reward points for every \u20b9100 spent on flights, travel aggregators, and foreign currency transactions.<\/li>\n\n\n\n<li>Earn 2 reward points for every \u20b9100 spent on all other purchases with no reward cap.<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Travel and Hotel Discounts<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Save 15% on international and domestic flights and hotels on Yatra using promo code HSBCTRAVEL1.<\/li>\n\n\n\n<li>Get 15% discount on flights and hotels with EaseMyTrip using promo code EMTHSBCT1.<\/li>\n\n\n\n<li>Receive 15% savings on international and domestic flights with Paytm using promo code HSBCTRAVEL1.<\/li>\n\n\n\n<li>Enjoy 15% discount on flights with Cleartrip using promo code CTHSBCTRAVELONE.<\/li>\n\n\n\n<li>Save up to 15% on flights, hotels and homestays through Goibibo using promo code GOHSBCTRAVEL1.<\/li>\n\n\n\n<li>Get 11% discount on StayVista hotel bookings with promo code HSBCTRAVEL, capped at \u20b93,000 per booking and up to 2 bookings per card yearly.<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Airport Lounge Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy up to 20% discount at select duty-free stores through AdaniOne, capped at \u20b93,000 on a minimum spend of \u20b98,000, once per card yearly.<\/li>\n\n\n\n<li>Enjoy 4 complimentary chauffeur-driven airport transfers every year, limited to one transfer per quarter for domestic airports.<\/li>\n\n\n\n<li>Receive 6 domestic and 4 international airport lounge visits every year under the HSBC TravelOne Credit Card lounge access program.<\/li>\n<\/ul>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Dining, Shopping, and Entertainment Perks<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy up to 10% discount on events with promo code HSBCTOEVENTS through the District app by Zomato.<\/li>\n\n\n\n<li>Save on dining with promo code HSBCTODINING through the District app.<\/li>\n\n\n\n<li>Get a Buy 1 Get 1 free movie ticket on the District App twice a month with promo code HSBCTOMOV.<\/li>\n\n\n\n<li>Access exclusive privileges at <a href=\"https:\/\/www.thebicestercollection.com\/en\/destinations\/\" target=\"_blank\" rel=\"noopener\">The Bicester Collection Villages<\/a>, including eVIP pass discounts, hands-free shopping, sale events and reserved parking.<\/li>\n<\/ul>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>Golf Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Receive 4 complimentary golf rounds every calendar year at select golf courses in India.<\/li>\n\n\n\n<li>Enjoy 12 complimentary golf lessons every year, limited to 1 lesson per calendar month.<\/li>\n\n\n\n<li>Additional golf rounds are available with a 50% discount on green fees.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"perceived-estimation-of-the-amount-hsbc-travel-one-card-delivers-yearly\"><strong>Perceived Estimation of the Amount HSBC TravelOne Card Delivers Yearly<\/strong><\/h2>\n\n\n\n<p>The table below shows how different rewards and privileges contribute to the total annual value of the benefits received from this card, which is up to \u20b91.6 lakh:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Category<\/strong><\/td><td><strong>Benefit<\/strong><\/td><td><strong>Annual Perceived Amount (\u20b9)<\/strong><\/td><\/tr><tr><td>Welcome Rewards<\/td><td>\u20b91,000 cashback\u20b93,000 PostCard hotel voucher3-month EazyDiner Prime membership<\/td><td>\u20b95095<\/td><\/tr><tr><td>Base and Bonus Milestone Rewards<\/td><td>2 reward points per \u20b9100 spent (estimated expense \u20b912 lakh)3,000 bonus points on spending \u20b91,00,00010,000 points on spending \u20b912,00,000 yearly<\/td><td>\u20b924,000 + \u20b93,000 + \u20b910,000= \u20b937,000<\/td><\/tr><tr><td>Annual Fee Waiver<\/td><td>Waiver on spending \u20b98,00,000 yearly.<\/td><td>\u20b94,999<\/td><\/tr><tr><td>Travel, Bookings, Hotels and Foreign Currency<\/td><td>Accelerated rewards on flights, hotels, and car rentals.2X reward points on international or travel expenses.Up to 15% off travel bookings through partner platforms.<\/td><td>\u20b920,800 + \u20b98,000 + \u20b930,000 = \u20b958,800<\/td><\/tr><tr><td>Airport Lounge Access<\/td><td>6 domestic and 4 international visits yearly.<\/td><td>\u20b918,000+\u20b923,800 = \u20b941,800<\/td><\/tr><tr><td>Entertainment Benefits<\/td><td>Buy-1-Get-1 movie tickets twice monthly.(capped at \u20b9250 per ticket)<\/td><td>\u20b96,000<\/td><\/tr><tr><td>Dining Privileges<\/td><td>10% discount through EazyDiner and Zomato.<\/td><td>\u20b96,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>When used wisely, the HSBC TravelOne Credit Card can deliver an estimated yearly value of \u20b91,59,694 through rewards, travel perks, and discounts.<\/p>\n\n\n\n<p>\ud83d\udca1Avoid losing these benefits to late fees by using <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a> to get credit card bill payment reminders! Pay bills through the secure Pice app, and track payment status easily.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"available-lounge-on-hsbc-travel-one-credit-card\"><strong>Available Lounge on HSBC TravelOne Credit Card<\/strong><\/h2>\n\n\n\n<p>The card offers access to both international and domestic lounges. You can check out the list of available international lounges on the <a href=\"https:\/\/www.loungekey.com\/HSBCTravelOne\" target=\"_blank\" rel=\"noopener\">LoungeKey website<\/a>. Wondering which cities you can access the domestic lounge with a TravelOne HSBC Card?<\/p>\n\n\n\n<p>Here is a list of some cities and the available lounges:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Airport<\/strong><\/td><td><strong>Lounge<\/strong><\/td><\/tr><tr><td>Mumbai<\/td><td>Chhatrapati Shivaji International Airport<\/td><td>Adani Lounge<\/td><\/tr><tr><td>Bengaluru<\/td><td>Kempegowda International Airport<\/td><td>Blr Dom T1 Departure<\/td><\/tr><tr><td>Kolkata<\/td><td>Netaji Subhash Chandra Bose International Airport<\/td><td>Travel Club Lounge Dom T1 Departure<\/td><\/tr><tr><td>New Delhi<\/td><td>Indira Gandhi International Airport<\/td><td>Encalm Lounge Dom T1 Departure<\/td><\/tr><tr><td>Calicut<\/td><td>Calicut Airport<\/td><td>Bird Lounge<\/td><\/tr><tr><td>Nagpur<\/td><td>Dr. Babasaheb Ambedkar International Airport<\/td><td>Mandarin Lounge<\/td><\/tr><tr><td>Amritsar<\/td><td>Sri Guru Ram Dass Jee International Airport<\/td><td>Primus Lounge<\/td><\/tr><tr><td>Varanasi<\/td><td>Lal Bahadur Shastri Airport<\/td><td>Take Off Bar<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hsbc-travel-one-credit-card-fees-and-charges\"><strong>HSBC TravelOne Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>Cardholders receive an interest-free credit period of up to 45 days on eligible purchases. If the outstanding balance remains unpaid, finance charges of 3.75% per month (45% per year) apply.<\/p>\n\n\n\n<p>The table below outlines the applicable charges for this card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Cheque Bounce Charges<\/td><td>\u20b9500<\/td><\/tr><tr><td>Late Payment Fees<\/td><td>100% of MPDMin. \u20b9250 and max. \u20b91,200<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2.5% or min. \u20b9500<\/td><\/tr><tr><td>Overlimit Fees<\/td><td>2.5% or \u20b9500, whichever is higher<\/td><\/tr><tr><td>Cash Payment Charges<\/td><td>\u20b9100<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hsbc-travel-one-credit-card-eligibility\"><strong>HSBC TravelOne Credit Card Eligibility<\/strong><\/h2>\n\n\n\n<p>The TravelOne Card is issued to Indian residents residing in eligible cities such as Delhi NCR, Mumbai, Kolkata, Bengaluru, etc.<\/p>\n\n\n\n<p>The other 2 criteria are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Applicants must be between 18 and 65 years of age.<\/li>\n\n\n\n<li>Minimum annual income must be \u20b96,00,000 for salaried individuals.<\/li>\n<\/ol>\n\n\n\n<p>\ud83d\udca1Once you qualify for the HSBC TravelOne Credit Card, managing your spending and payments efficiently becomes equally important. Use the secure, GST-compliant <a href=\"https:\/\/piceapp.com\/\">Pice app<\/a> to link multiple credit cards, track bills in one place, and stay organised with every payment.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The \u20b94,999 annual fee may be waived when yearly spending on the primary card exceeds \u20b98,00,000 in the financial year.<\/li>\n\n\n\n<li>Cardholders who do not pay the minimum amount due within 30 days of the payment due date will not qualify for milestone reward offers.<\/li>\n\n\n\n<li>The Amazon eGift voucher WinPin code is sent to the registered email within 45 days after the offer ends on 15 May 2026.<\/li>\n\n\n\n<li>Residents of other cities that can apply for the HSBC TravelOne Card are Chennai, Hyderabad, Pune, Jaipur, Chandigarh, Ahmedabad, Kochi, Coimbatore, Lucknow, Amritsar, Baroda, or Indore.<\/li>\n\n\n\n<li>Get purchase protection coverage up to USD 20,000 per year on eligible purchases made with a TravelOne card.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1775470553933\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can cardholders redeem reward points on the HSBC app?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Open the HSBC India app and select your TravelOne credit card. Go to the rewards section and choose the redemption option. Select the category, enter the points required, review the details, and confirm the request.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775470581790\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can customers apply for an HSBC credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Customers can apply through the HSBC credit card page on the official website. They may also contact HSBC PhoneBanking support or visit the nearest HSBC branch.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775470594161\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How many add-on cards are allowed on a TravelOne card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cardholders can request up to 3 additional cards for family members. The add-on cards share the same credit limit as the primary card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775470605452\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What customer support options are available for this credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Customers can call 1800 267 3456 or 1800 121 2208 within India, or +91-40-65118002 \/ +91-22-71728002 from overseas. Phone banking operates from 6:30 am to 8:30 pm, while emergency card services remain available 24\/7.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775470619537\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Who can receive the Amazon eGift voucher offer?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Applicants who complete an online application with video verification may receive a \u20b9250 Amazon eGift voucher. The offer applies to applications completed between 1 January 2026 and 31 March 2026.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775470632252\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the reward-earning cap on this credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The 4 reward points per \u20b9100 on travel and foreign currency expenses are capped at 50,000 reward points each month. On reaching this monthly cap, the earning rate changes to 2 reward points per \u20b9100 for further spending.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775470643237\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can cardholders access Bicester Village shopping privileges?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cardholders must visit a participating Bicester Village location with the card. They must also register for the Membership loyalty programme and access the QR code through the village membership app to use the benefits.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The HSBC TravelOne Credit Card is built for travellers and offers benefits worth up to \u20b91.6 lakh every year through rewards, lounge access, and travel privileges. New cardholders can earn welcome rewards such as an Amazon e-gift voucher, \u20b91,000 cashback, a \u20b93,000 PostCard voucher, and a 3-month EazyDiner Prime membership. The joining and [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86068,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86067","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86067"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86067\/revisions"}],"predecessor-version":[{"id":86081,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86067\/revisions\/86081"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86068"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86067"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86067"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86067"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}