{"id":85852,"date":"2026-03-25T13:19:36","date_gmt":"2026-03-25T07:49:36","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85852"},"modified":"2026-03-25T13:19:43","modified_gmt":"2026-03-25T07:49:43","slug":"tmb-wings-rupay-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/tmb-wings-rupay-credit-card\/","title":{"rendered":"TMB Wings RuPay Credit Card For Safer Cashless Payments"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>EMI available for spends above \u20b95,000 transactions.<\/li>\n\n\n\n<li>Accident insurance cover worth \u20b92,00,000 for cardholders.<\/li>\n\n\n\n<li>Lost card protection available up to \u20b950,000 coverage.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The TMB Wings RuPay Credit Card from Tamilnad Mercantile Bank allows customers to buy now and pay later within an approved credit limit. The card is accepted at merchant outlets in India and many locations worldwide.<\/p>\n\n\n\n<p>It comes with no joining fee and an annual renewal fee of \u20b9250. The card remains valid for 3 years and includes EMV chip security for safer payments.<\/p>\n\n\n\n<p>Thinking of applying online for the TMB Wings RuPay Card? Continue reading to know the features and charges to make an informed decision.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#tmb-wings-ru-pay-credit-card-benefits\">TMB Wings RuPay Credit Card Benefits<\/a><\/li><li><a href=\"#tmb-wings-ru-pay-credit-card-charges\">TMB Wings RuPay Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tmb-wings-ru-pay-credit-card-benefits\"><strong>TMB Wings RuPay Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/TMB-Wings-Benefits-1024x682.jpg\" alt=\"TMB Wings RuPay Credit Card Benefits\" class=\"wp-image-85854\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/TMB-Wings-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/TMB-Wings-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/TMB-Wings-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/TMB-Wings-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/TMB-Wings-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The TMB Wings RuPay Card offers you free add-on cards and an interest-free credit period of up to 45 days. These features help manage spending with greater flexibility.<\/p>\n\n\n\n<p>Some other features of the Wings RuPay Card are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Annual renewal fee waiver applies when spending reaches \u20b950,000 in any calendar quarter.<\/li>\n\n\n\n<li>EMI facility is available for transactions of \u20b95,000 or more in eligible categories.<\/li>\n\n\n\n<li>Cardholders receive personal accident death cover of \u20b92,00,000 provided by RuPay.<\/li>\n\n\n\n<li>Lost card liability cover protects up to \u20b950,000 after the bank receives notification of the loss.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tmb-wings-ru-pay-credit-card-charges\"><strong>TMB Wings RuPay Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>Cardholders can withdraw cash up to 25% of the sanctioned credit limit, with a maximum daily withdrawal of \u20b925,000.<\/p>\n\n\n\n<p>The table below explains <a href=\"https:\/\/www.tmb.bank.in\/pages\/TMB-WINGS\" target=\"_blank\" rel=\"noopener\">important charges<\/a> applicable to the TMB Wings card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Cash Withdrawal Charges<\/td><td>3% or min. \u20b930<\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9100<\/td><\/tr><tr><td>Finance Charges<\/td><td>24%<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>\u20b9250+GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note:<\/strong> Billing due dates usually fall on the 5th or 10th of the following month, based on your billing cycle.<\/p>\n\n\n\n<p>\ud83d\udca1To avoid missed payments and penalties, install <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a> to receive reminders, pay credit card bills quickly, and track transactions easily from one place.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Foreign currency transactions attract a conversion markup of up to 3.5% of the transaction value.<\/li>\n\n\n\n<li>Customers can choose between 2 billing cycle dates, which are the 20th or 25th of every month.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1774424666469\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can users log in to the credit card self-care portal?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Enter your customer ID on the portal and choose the \u2018Forgot Password\u2019 option. Use the OTP to set a new password. You can then log in with your customer ID and password.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774424679897\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can cardholders activate or change the credit card PIN?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Log in to the self-care portal and open the section that shows all cards. Select \u2018Change PIN\u2019 and enter the required details to set or update your PIN.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774424693336\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the eligibility requirements for the TMB Wings RuPay Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Applicants must hold a savings account with the bank for at least 1 year. They also need a minimum annual income of \u20b93 lakh and a CIBIL score of 700 or above.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The TMB Wings RuPay Credit Card from Tamilnad Mercantile Bank allows customers to buy now and pay later within an approved credit limit. The card is accepted at merchant outlets in India and many locations worldwide. It comes with no joining fee and an annual renewal fee of \u20b9250. The card remains valid [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85853,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85852","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85852"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85852\/revisions"}],"predecessor-version":[{"id":85855,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85852\/revisions\/85855"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85853"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}