{"id":85808,"date":"2026-03-20T18:56:25","date_gmt":"2026-03-20T13:26:25","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85808"},"modified":"2026-03-24T14:32:17","modified_gmt":"2026-03-24T09:02:17","slug":"kvb-platinum-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/kvb-platinum-credit-card\/","title":{"rendered":"Make Every Payment Count With KVB Platinum Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 2 reward points on spending \u20b9150.<\/li>\n\n\n\n<li>1.5X rewards on dining, travel, movies, and insurance purchases.<\/li>\n\n\n\n<li>Get the annual fee of \u20b9599 waived on spending \u20b91,00,000 yearly.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The KVB Platinum Credit Card from Karur Vysya Bank is suitable for new credit cardholders who want a simple rewards card. It offers useful benefits on everyday spending, such as books, insurance, movies, or medical expenses.<\/p>\n\n\n\n<p>You can earn 2X reward points on every \u20b9150 spent on domestic or international travel bookings, including hotels and air tickets. The card carries an annual fee of \u20b9599 but no joining fee.<\/p>\n\n\n\n<p>Keep reading to know more about the benefits offered by this credit card!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#kvb-platinum-credit-card-benefits\">KVB Platinum Credit Card Benefits<\/a><\/li><li><a href=\"#kvb-platinum-credit-card-charges\">KVB Platinum Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kvb-platinum-credit-card-benefits\"><strong>KVB Platinum Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/DCB-Niyo-Benefits-1-1024x682.jpg\" alt=\"KVB Platinum Credit Card Benefits\" class=\"wp-image-85810\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/DCB-Niyo-Benefits-1-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/DCB-Niyo-Benefits-1-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/DCB-Niyo-Benefits-1-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/DCB-Niyo-Benefits-1-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/DCB-Niyo-Benefits-1.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The KVB Platinum Card welcomes you with 500 bonus reward points on card activation. You can also request add-on cards without any fee, while VISA periodically provides special partner offers.<\/p>\n\n\n\n<p>What other features make the KVB Platinum Credit Card valuable for everyday spending?<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Receive 1.5X rewards on restaurants, medical expenses, books, insurance, rail tickets, movie tickets, or car rentals.<\/li>\n\n\n\n<li>Annual fee waiver applies when yearly spending exceeds \u20b91,00,000.<\/li>\n\n\n\n<li>Contactless payments are allowed up to the RBI limit of \u20b95,000 per transaction.<\/li>\n\n\n\n<li>Enjoy 1% fuel surcharge waiver on spends between \u20b9500 and \u20b94,000, capped at \u20b9200 per billing cycle.<\/li>\n\n\n\n<li>The card offers an interest-free grace period of up to 45 days from the transaction date.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kvb-platinum-credit-card-charges\"><strong>KVB Platinum Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>All <a href=\"https:\/\/www.kvb.bank.in\/personal\/cards\/kvb-credit-cards\/kvb-credit-card\/kvb-platinum-credit-card\/\" target=\"_blank\" rel=\"noopener\">KVB Platinum Card<\/a> dues must be cleared within 15 days from the bill generation date. Finance charges apply at 3.25% per month, equivalent to 39% annually.<\/p>\n\n\n\n<p>The table below outlines some other applicable charges for the card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Card Replacement<\/td><td>\u20b9199<\/td><\/tr><tr><td>Cash Withdrawal<\/td><td>2% or \u20b9300, whichever is higher<\/td><\/tr><tr><td>Foreign Currency Markup<\/td><td>3.5%<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% or min. \u20b9500<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>\u20b9100 for \u20b9200 &#8211; \u20b9500\u20b9300 for \u20b9501 &#8211; \u20b92500\u20b9500 for \u20b92501 &#8211; \u20b910000\u20b9800 for \u20b910001 &#8211; \u20b925000\u20b91000 for \u20b925001 and above<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Paying late payment charges every month? Install the <a href=\"https:\/\/piceapp.com\/\">Pice app<\/a> on your phone and put a stop to it by getting monthly credit card bill payment reminders. Also, pay your credit card bills and track their status all on the same secure platform.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The credit card remains valid for 5 years from the issue date, subject to continued eligibility as per bank policies.<\/li>\n\n\n\n<li>The credit limit usually ranges between \u20b925,000 and \u20b95,00,000, depending on the applicant&#8217;s profile.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1774012902963\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the reward redemption rule for the KVB Platinum Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Each reward redemption request carries a \u20b999 fee. The first redemption requires at least 2,000 reward points. Later redemptions require 250 points. Unclaimed points expire after 3 years.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774012923989\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the EMI options on the Platinum KVB Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Transactions above \u20b9500 can be converted to EMI. The maximum amount can reach the full credit limit. Interest rates range between 15% and 22% based on the customer relationship.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774012967666\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How does balance transfer work on the KVB Platinum Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Balance transfer is available for transactions starting from \u20b910,000. The applicable interest rate for balance transfer is 18%.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The KVB Platinum Credit Card from Karur Vysya Bank is suitable for new credit cardholders who want a simple rewards card. It offers useful benefits on everyday spending, such as books, insurance, movies, or medical expenses. You can earn 2X reward points on every \u20b9150 spent on domestic or international travel bookings, including [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85809,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85808","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85808","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85808"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85808\/revisions"}],"predecessor-version":[{"id":85821,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85808\/revisions\/85821"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85809"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85808"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85808"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}