{"id":85767,"date":"2026-03-19T17:33:19","date_gmt":"2026-03-19T12:03:19","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85767"},"modified":"2026-03-19T17:33:26","modified_gmt":"2026-03-19T12:03:26","slug":"bank-of-india-rupay-select-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/bank-of-india-rupay-select-credit-card\/","title":{"rendered":"Bank of India RuPay Select Credit Card That Rewards Your Lifestyle"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy 8 domestic and 2 international airport lounge visits yearly.<\/li>\n\n\n\n<li>Get \u20b910 lakh accident and disability insurance cover.<\/li>\n\n\n\n<li>Earn 2X reward points on POS and e-commerce transactions.<\/li>\n\n\n\n<li>Enjoy a \u20b9200 BigBasket voucher every month for groceries.<\/li>\n\n\n\n<li>Complimentary Amazon Prime membership included with the card.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Bank of India RuPay Select Credit Card offers useful features for everyday spending and travel. The card is accepted at domestic and international merchant outlets, making payments convenient across the globe.<\/p>\n\n\n\n<p>Cardholders can also access 24\/7 concierge services for assistance with bookings and lifestyle requests. It provides 2X reward points on POS and e-commerce transactions, along with EMI options at supported POS terminals.<\/p>\n\n\n\n<p>The joining fee is nil, while the Bank of India RuPay Select Credit Card annual fee is \u20b9800 for the primary cardholder.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#bank-of-india-ru-pay-select-credit-card-benefits\">Bank of India RuPay Select Credit Card Benefits<\/a><\/li><li><a href=\"#how-to-access-ru-pay-select-program-benefits\">How to Access RuPay Select Program Benefits?<\/a><\/li><li><a href=\"#bank-of-india-ru-pay-select-credit-card-charges\">Bank of India RuPay Select Credit Card Charges<\/a><\/li><li><a href=\"#bank-of-india-ru-pay-select-credit-card-eligibility\">Bank of India RuPay Select Credit Card Eligibility<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bank-of-india-ru-pay-select-credit-card-benefits\"><strong>Bank of India RuPay Select Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOI-RuPay-Select-Benefits-1024x682.jpg\" alt=\"Bank of India RuPay Select Credit Card Benefits\" class=\"wp-image-85771\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOI-RuPay-Select-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOI-RuPay-Select-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOI-RuPay-Select-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOI-RuPay-Select-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOI-RuPay-Select-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The card offers useful lifestyle perks along with entertainment and shopping offers. Cardholders receive benefits such as a complimentary Amazon Prime membership and monthly discounts on BookMyShow ticket purchases.<\/p>\n\n\n\n<p>Along with these features, the card also provides several travel, dining and wellness advantages.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Lounge Access Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The Bank of India RuPay Select Credit Card lounge access includes complimentary 8 domestic and 2 international airport lounge visits each year.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Dining and Shopping Offers<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders receive a 3-month Swiggy One membership each year. In addition, a \u20b9200 BigBasket discount voucher is available every month for grocery purchases.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Health and Insurance Protection<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The card provides 1 complimentary health check-up package annually. It also includes insurance coverage of up to \u20b910 lakh for personal accident and permanent disability.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-access-ru-pay-select-program-benefits\"><strong>How to Access RuPay Select Program Benefits?<\/strong><\/h2>\n\n\n\n<p>Cardholders must visit the <a href=\"https:\/\/www.rupay.co.in\/select-credit-card\" target=\"_blank\" rel=\"noopener\">RuPay Select portal<\/a> and open the booking page on the official website to explore and redeem the benefits available with the card.<\/p>\n\n\n\n<p>Follow these simple steps to access the offers:<\/p>\n\n\n\n<p><strong>Step 1:<\/strong> Complete the one-time registration by entering the required details.<\/p>\n\n\n\n<p><strong>Step 2:<\/strong> After registration, log in using your credentials or OTP.<\/p>\n\n\n\n<p><strong>Step 3:<\/strong> Once logged in, view the list of available benefits and offers linked to your card.<\/p>\n\n\n\n<p><strong>Step 4:<\/strong> Select the feature or offer you want to use.<\/p>\n\n\n\n<p><strong>Step 5:<\/strong> Click the \u2018Redeem\u2019 option, choose a suitable date and time and confirm the booking.<\/p>\n\n\n\n<p>\ud83d\udca1The steps to pay your credit card bills through <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a> are just as simple. Select your card, enter your details, review the payment amount and complete the transaction quickly in a few easy steps.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bank-of-india-ru-pay-select-credit-card-charges\"><strong>Bank of India RuPay Select Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>BOI RuPay Select Card offers up to 2 add-ons with flexible credit limits and each add-on card carries an annual charge of \u20b9600.<\/p>\n\n\n\n<p>Apart from this, several <a href=\"https:\/\/bankofindia.bank.in\/documents\/20121\/23409404\/BOI_CREDITCARD_MITC.pdf\/691b4304-40e9-fe2f-c6f3-905bfdf05b4a?t=1702028838431\" target=\"_blank\" rel=\"noopener\">other charges<\/a> may apply, as shown in the table below.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9500<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>BOI ATM: 2% or min. \u20b950Other ATM: 2.5% or min. \u20b975Overseas ATM: 2.5% or min. 125<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2% or min. \u20b9250<\/td><\/tr><tr><td>Foreign Currency Markup<\/td><td>3%<\/td><\/tr><tr><td>Finance Charges<\/td><td>2% monthly or 24% yearly on outstanding balances3% monthly or 36% yearly for payment default<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bank-of-india-ru-pay-select-credit-card-eligibility\"><strong>Bank of India RuPay Select Credit Card Eligibility<\/strong><\/h2>\n\n\n\n<p>Applicants should maintain a good credit history, as the bank reviews the credit profile before approving the card.<\/p>\n\n\n\n<p>Other important eligibility conditions include the following:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The applicant must be at least 21 years old.<\/li>\n\n\n\n<li>A regular source of income with valid proof is required.<\/li>\n\n\n\n<li>Both salaried individuals and self-employed professionals can apply.<\/li>\n\n\n\n<li>Indian residents as well as NRIs are eligible to apply for this credit card.<\/li>\n<\/ol>\n\n\n\n<p>\ud83d\udca1Once you receive your card and begin using it, managing payments becomes important. The <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> helps you handle multiple credit card bills from one platform. Every transaction is secure and fully compliant with the latest GST regulations.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Complimentary domestic airport lounge access is limited to 2 visits per quarter, as per the card program terms.<\/li>\n\n\n\n<li>Cardholders must complete a \u20b91 verification transaction using their RuPay credit card to successfully confirm the booking.<\/li>\n\n\n\n<li>Activate the Bank of India RuPay Select Credit Card within 30 days of issuance to avoid automatic closure as per RBI guidelines.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773921219620\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the cash withdrawal limit on the BOI RuPay Select Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Bank of India RuPay Select Credit Card users can withdraw cash up to 50% of the approved credit limit, with a maximum ATM withdrawal of \u20b915,000 per day.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773921238185\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the billing cycle and payment date for the BOI RupPay Select card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The billing cycle runs from the 16th of the current month to the 15th of the next month. Payments must be made on or before the 5th of the following month.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773921255650\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How are RuPay Select benefits received after booking?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>After booking, a voucher code is sent to the cardholder through SMS or email. This code must be shown at the merchant outlet or website to redeem the selected service.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773921274108\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can you apply for a BOI RuPay Select Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply online by selecting the &#8216;Apply Now&#8217; option on the credit card webpage. Alternatively, you can visit a bank branch and submit the completed application form along with your income and KYC documents.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773921289472\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How long are reward points valid on eligible credit card usage?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Reward points earned on eligible POS, e-commerce, and UPI transactions remain valid for 1 year. These points can later be redeemed for gifts and other rewards through the bank\u2019s rewards portal.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Bank of India RuPay Select Credit Card offers useful features for everyday spending and travel. The card is accepted at domestic and international merchant outlets, making payments convenient across the globe. Cardholders can also access 24\/7 concierge services for assistance with bookings and lifestyle requests. It provides 2X reward points on POS [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85769,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85767","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85767","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85767"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85767\/revisions"}],"predecessor-version":[{"id":85772,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85767\/revisions\/85772"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85769"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85767"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85767"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85767"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}