{"id":85754,"date":"2026-03-19T15:39:37","date_gmt":"2026-03-19T10:09:37","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85754"},"modified":"2026-03-19T15:39:44","modified_gmt":"2026-03-19T10:09:44","slug":"union-uni-carbon-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/union-uni-carbon-credit-card\/","title":{"rendered":"Maximise HPCL Fuel Savings with the Union UNI Carbon Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways:&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Save up to 6.5% on fuel purchases at HPCL outlets.<\/li>\n\n\n\n<li>\u20b9300 welcome benefit after fuel purchase within 60 days.<\/li>\n\n\n\n<li>1% fuel surcharge waiver capped at \u20b9100 per cycle.<\/li>\n\n\n\n<li>1.50% cashback as HP loyalty points through HP Pay.<\/li>\n\n\n\n<li>Milestone rewards start after spending \u20b91,25,000 yearly.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Union UNI CARBON Credit Card is a co-branded credit card that helps users save up to 6.5% on fuel purchases at HPCL outlets.<\/p>\n\n\n\n<p>New cardholders receive a welcome benefit of up to \u20b9300 after purchasing fuel worth \u20b9300 or more at HPCL outlets within 60 days of card activation. Let us now explore the key benefits of the card in detail.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#union-uni-carbon-credit-card-benefits\">Union UNI Carbon Credit Card Benefits<\/a><\/li><li><a href=\"#union-bank-of-india-uni-carbon-credit-card-milestone-rewards\">Union Bank of India UNI Carbon Credit Card Milestone Rewards<\/a><\/li><li><a href=\"#union-uni-carbon-credit-card-charges\">Union UNI Carbon Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"union-uni-carbon-credit-card-benefits\"><strong>Union UNI Carbon Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-UNI-Carbon-Benefits-1024x682.jpg\" alt=\"Union UNI Carbon Credit Card Benefits\" class=\"wp-image-85756\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-UNI-Carbon-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-UNI-Carbon-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-UNI-Carbon-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-UNI-Carbon-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-UNI-Carbon-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The card offers a 1% fuel surcharge waiver on transactions of \u20b9200 or more at HPCL outlets, capped at \u20b9100 per billing cycle. Along with this saving, the card also offers additional HPCL fuel benefits and several other useful features.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>HP Pay App Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Payments made at HPCL outlets through the HP Pay app earn 1.50% cashback as 6 loyalty points and an additional 4% cashback on the card.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Rewards Program<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The card also offers 2 reward points for every \u20b9100 spent on non-fuel transactions. Each reward point has a value of \u20b90.25.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Insurance Coverage<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders receive \u20b910 lakh accidental insurance cover, along with an additional \u20b910 lakh cover under the program terms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"union-bank-of-india-uni-carbon-credit-card-milestone-rewards\"><strong>Union Bank of India UNI Carbon Credit Card Milestone Rewards<\/strong><\/h2>\n\n\n\n<p>The Union Bank UNI Carbon Credit Card also offers milestone reward points when cardholders reach certain annual spending levels. Cardholders also receive 1,000 additional <a href=\"https:\/\/www.unionrewardz.com\/user\/register\" target=\"_blank\" rel=\"noopener\">reward points<\/a> for every \u20b950,000 spent beyond \u20b92,00,000 in a billing year.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Annual Spending<\/strong><\/td><td><strong>Additional Reward Points<\/strong><\/td><td><strong>Total Reward Points<\/strong><\/td><\/tr><tr><td>\u20b91,25,000<\/td><td>500<\/td><td>500<\/td><\/tr><tr><td>\u20b91,50,000<\/td><td>600<\/td><td>1,100<\/td><\/tr><tr><td>\u20b91,75,000<\/td><td>700<\/td><td>1,800<\/td><\/tr><tr><td>\u20b92,00,000<\/td><td>800<\/td><td>2,600<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"union-uni-carbon-credit-card-charges\"><strong>Union UNI Carbon Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The annual fee of the card is completely waived and not levied if annual usage reaches \u20b91,00,000.<\/p>\n\n\n\n<p>However, there are other applicable charges that are listed below.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9149<\/td><\/tr><tr><td>Cheque Return Charges<\/td><td>\u20b9250<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% (min. \u20b9250)<\/td><\/tr><tr><td>Cash Withdrawal Charges<\/td><td>Union Bank ATM: 3% or min. \u20b9200Other ATMs: 3% or min. \u20b9250<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Dues up to \u20b925,000: \u20b9200Dues above \u20b925,000: \u20b9500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1If you have multiple credit cards and often miss due dates, late payment charges can quickly add up and affect your monthly budget. Use <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a> to get reminders and pay all credit card bills easily from one secure dashboard.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>4% fuel cashback equals 16 reward points per \u20b9100 spent, with a maximum cashback limit of \u20b9150 per billing cycle.<\/li>\n\n\n\n<li>To redeem rewards, complete the Union UNI Carbon Credit Card login on Union Rewardz. Points from cards under the same customer ID accumulate together.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773914349603\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the UNI Carbon Credit Card online application process?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Visit the Union Bank of India credit card portal and select the UNI Carbon Credit Card from the available card options. Complete the online application form by entering your personal, employment and income details to submit the request.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773914369094\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the Union UNI Carbon Credit Card customer care number?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>For assistance, cardholders can contact the customer care through the toll-free helplines 1800-2333, 1800-208-2244, 1800-425-1515 or 1800-425-3555 available across India.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773914387643\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the finance charges on the UNI Carbon Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If the minimum payment due is paid on time, interest is charged at 2.50% per month (30% annually). If it remains unpaid, the rate increases to 2.95% per month (35.4% annually).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways:&nbsp; The Union UNI CARBON Credit Card is a co-branded credit card that helps users save up to 6.5% on fuel purchases at HPCL outlets. New cardholders receive a welcome benefit of up to \u20b9300 after purchasing fuel worth \u20b9300 or more at HPCL outlets within 60 days of card activation. Let us now [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85755,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85754","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85754","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85754"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85754\/revisions"}],"predecessor-version":[{"id":85766,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85754\/revisions\/85766"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85755"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}