{"id":85726,"date":"2026-03-18T18:06:46","date_gmt":"2026-03-18T12:36:46","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85726"},"modified":"2026-03-19T13:59:31","modified_gmt":"2026-03-19T08:29:31","slug":"uco-bank-simplysave-sbi-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/uco-bank-simplysave-sbi-card\/","title":{"rendered":"UCO Bank SimplySave SBI Card For Dining, Movies &amp; Everyday Expenses"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 10 reward points per \u20b9150 on dining expenses.<\/li>\n\n\n\n<li>Earn 1 reward point per \u20b9150 on other purchases.<\/li>\n\n\n\n<li>Spend \u20b92,000 within 60 days and earn 2,000 points.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The UCO Bank SimplySave SBI Card is a co-branded credit card from UCO Bank and State Bank of India. It rewards everyday spending on dining, movies, groceries, and department stores.&nbsp;<\/p>\n\n\n\n<p>Cardholders earn 10 reward points for every \u20b9150 spent in these categories. Other purchases earn 1 reward point per \u20b9150 spent, where 4 points equal \u20b91 value.<\/p>\n\n\n\n<p>The card carries the same joining and annual fee of \u20b9499+taxes. It also offers global acceptance.<\/p>\n\n\n\n<p>Let us see what more this credit card has to offer!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#uco-bank-simply-save-sbi-card-benefits\">UCO Bank SimplySave SBI Card Benefits<\/a><\/li><li><a href=\"#flexipay-facility-on-uco-bank-simply-save-sbi-card\">Flexipay Facility on UCO Bank SimplySave SBI Card<\/a><\/li><li><a href=\"#uco-bank-simply-save-sbi-card-charges\">UCO Bank SimplySave SBI Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"uco-bank-simply-save-sbi-card-benefits\"><strong>UCO Bank SimplySave SBI Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-Bank-SimplySave-Benefits-1024x683.png\" alt=\"UCO Bank SimplySave SBI Card Benefits\" class=\"wp-image-85729\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-Bank-SimplySave-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-Bank-SimplySave-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-Bank-SimplySave-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-Bank-SimplySave-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-Bank-SimplySave-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Daily spending becomes simple with contactless payment on the UCO Bank SimplySave SBI Credit Card. A unique security key ensures that only one payment occurs, even if the card moves near the reader again.<\/p>\n\n\n\n<p>Want to explore the privileges on the UCO Bank SimplySave SBI Card, other than payment convenience? Below are some of the many privileges this card has to offer:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Extravaganza Welcome Offer<\/strong><\/li>\n<\/ol>\n\n\n\n<p>New cardholders can earn 2,000 bonus reward points after spending \u20b92,000 within the first 60 days. The points reach the card account within 60 days of eligible spending.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Fuel Surcharge Waiver<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders receive a 1% fuel surcharge waiver across petrol pumps in India on transactions between \u20b9500 and \u20b93,000. The waiver limit reaches \u20b9100 in each statement cycle.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Spend-Based Fee Reversal<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders can receive an annual fee reversal from the second year. This benefit applies when yearly spending reaches \u20b91,00,000 or more on the card.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"flexipay-facility-on-uco-bank-simply-save-sbi-card\"><strong>Flexipay Facility on UCO Bank SimplySave SBI Card<\/strong><\/h2>\n\n\n\n<p>The Flexipay facility allows cardholders to convert recent purchases into easy instalments. Cardholders can convert eligible transactions within 30 days of purchase. Any transaction of \u20b9200 or above can qualify. The minimum booking amount stands at \u20b92,500.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Flexible Repayment Tenure<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders can repay the converted amount through multiple tenure options. The available periods include 3, 6, 9, 12, 18, or 24 months. A special tenure of 36 months is also available for bookings of \u20b930,000 or more.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Processing Fee and Charges<\/strong><\/li>\n<\/ol>\n\n\n\n<p><a href=\"https:\/\/www.sbicard.com\/en\/personal\/benefits\/lower-interest-option\/flexi-pay.page\" target=\"_blank\" rel=\"noopener\">Flexipay<\/a> offers a zero processing fee for 24 or 36-month tenures. Other tenures attract a processing fee of 1% of the booking amount or \u20b92,000, whichever remains lower.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Foreclosure Terms<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders can close the Flexipay plan before the full tenure. A foreclosure charge of 3% applies to the outstanding principal amount at the time of closure.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"uco-bank-simply-save-sbi-card-charges\"><strong>UCO Bank SimplySave SBI Card Charges<\/strong><\/h2>\n\n\n\n<p>Finance charges may reach up to 3.75% per month or 45% annually from the transaction date. A minimum charge of \u20b925 applies to unpaid balances or cash advances.<\/p>\n\n\n\n<p>Wondering what the other key fees and charges of the UCO Bank SimplySave SBI Card are? Here is a list of a few charges levied on the card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9100-250<\/td><\/tr><tr><td>Cheque Payment Fee<\/td><td>\u20b9200<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2.5% or \u20b9500, whichever is higher<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>2.5% or \u20b9600, whichever is higher<\/td><\/tr><tr><td>Late Payment<\/td><td>NIL till \u20b9500\u20b9400 for \u20b9501-1,000\u20b9750 for \u20b91,001-10,000\u20b9950 for \u20b910,001-25,000\u20b91,100 for \u20b925,001-50,000\u20b91,300 for above \u20b950,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1When you own multiple credit cards, late payment charges can quickly pile up and hamper your monthly budget. Install<a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\"> the Pice app<\/a> on your smartphone. The app lets you set bill reminders, pay credit card bills, and monitor payment status through one secure platform.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Cardholders can request up to 2 complimentary add-on cards for family members such as parents, spouse, children, or siblings above 18 years.<\/li>\n\n\n\n<li>The card offers wide global acceptance with usage across more than 24 million outlets worldwide, including about 3,25,000 locations within India.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773837071148\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What should you do if your credit card is lost?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Contact the SBI Card helpline immediately if the card is lost or stolen. You may also block it through IVR, website, or SMS by sending BLOCK with the last four digits to 5676791.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773837094571\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can cardholders activate the Flexipay facility?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cardholders can book Flexipay through the SBI Card website, mobile app, chatbot, WhatsApp service, or helpline numbers. The request is usually processed within 5 working days with SMS confirmation.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773837110941\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can reward points be redeemed through the website?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Log in to the SBI Card website and open the rewards section. Choose items from the catalogue and confirm redemption. The selected reward will be processed based on available points.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773837128097\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can users apply for this credit card easily?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To get your UCO Bank SimplySave SBI Card apply online through the SBI Card website. Users may also apply through the chatbot, helpline, or a nearby SBI branch.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773837148558\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can applicants check eligibility for SBI Cards?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Visit the Simplifier section on the SBI Card website. Enter your details to receive suggestions. The system recommends cards that match your spending needs or financial profile.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The UCO Bank SimplySave SBI Card is a co-branded credit card from UCO Bank and State Bank of India. It rewards everyday spending on dining, movies, groceries, and department stores.&nbsp; Cardholders earn 10 reward points for every \u20b9150 spent in these categories. Other purchases earn 1 reward point per \u20b9150 spent, where 4 [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85728,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85726"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85726\/revisions"}],"predecessor-version":[{"id":85753,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85726\/revisions\/85753"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85728"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}