{"id":85713,"date":"2026-03-18T15:00:40","date_gmt":"2026-03-18T09:30:40","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85713"},"modified":"2026-03-18T15:00:43","modified_gmt":"2026-03-18T09:30:43","slug":"uco-bank-sbi-card-elite","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/uco-bank-sbi-card-elite\/","title":{"rendered":"Get a Lifestyle Upgrade with the UCO Bank SBI Card Elite"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u20b95,000 welcome e-voucher from leading retail lifestyle brands.<\/li>\n\n\n\n<li>Earn 5X reward points on dining and grocery purchases.<\/li>\n\n\n\n<li>6 international lounge visits each year with Priority Pass.<\/li>\n\n\n\n<li>\u20b96,000 yearly movie ticket benefit with monthly bookings.<\/li>\n\n\n\n<li>\u20b912,500 annual reward value through milestone spending benefits.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The UCO Bank SBI Card Elite is a co-branded credit card from UCO Bank and SBI Card. It targets users who seek premium rewards, travel perks, or lifestyle benefits. The card carries a joining fee of \u20b94,999, with the same amount also serving as the annual fee from the second year onwards.<\/p>\n\n\n\n<p>Cardholders begin their journey with a welcome e-gift voucher worth \u20b95,000 from brands such as Bata, Pantaloons, Shoppers Stop, Aditya Birla Fashion, and Yatra.<\/p>\n\n\n\n<p>Keep on reading to learn more about the perks offered by this credit card!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#uco-bank-sbi-card-elite-benefits\">UCO Bank SBI Card Elite Benefits<\/a><\/li><li><a href=\"#uco-bank-sbi-card-elite-fees-and-charges\">UCO Bank SBI Card Elite Fees and Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"uco-bank-sbi-card-elite-benefits\"><strong>UCO Bank SBI Card Elite Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-SBI-Elite-Benefits-1024x683.png\" alt=\"UCO Bank SBI Card Elite Benefits\" class=\"wp-image-85715\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-SBI-Elite-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-SBI-Elite-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-SBI-Elite-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-SBI-Elite-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/UCO-SBI-Elite-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Cardholders earn 5X reward points on dining, grocery, or department store purchases. All other retail transactions earn 2 reward points per \u20b9100 spent, except fuel purchases. The card also delivers premium value through entertainment perks, travel access, lifestyle privileges, and exclusive network discounts.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Complimentary Movie Tickets<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The card provides movie ticket benefits worth \u20b96,000 each year. Cardholders can book at least 2 tickets each month. The offer gives a maximum discount of \u20b9250 per ticket for 2 tickets.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Milestone Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders can earn up to 50,000 bonus reward points worth \u20b912,500 in a year. The card grants 10,000 bonus points on spending of \u20b93 lakh and \u20b94 lakh, 15,000 points on spending of \u20b95 lakh and \u20b98 lakh, with annual fee reversal on spending of \u20b910 lakh.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Airport Lounge Access<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The UCO Bank SBI Card Elite lounge access gives cardholders Priority Pass membership worth $99. The card provides 6 international lounge visits yearly, with 2 visits allowed per quarter. Users also receive 2 domestic lounge visits every quarter across India.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>ITC Silver Tier Membership<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders receive a 1-year Club ITC Silver Tier membership. This benefit applies to eligible cards issued from 1 September 2025.<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>Network Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The card also provides network partner benefits. Visa offers discounts at luxury hotels worldwide, Hertz rentals, Avis rentals, or IHG hotels. RuPay users receive travel cashback on MakeMyTrip, discounts on ZoomCar rentals, or savings at Lifestyle stores.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"uco-bank-sbi-card-elite-fees-and-charges\"><strong>UCO Bank SBI Card Elite Fees and Charges<\/strong><\/h2>\n\n\n\n<p>Finance charges reach up to 3.75% per month or 45% annually from the transaction date. A minimum finance charge of \u20b925 applies to unpaid balances or cash advances.<\/p>\n\n\n\n<p>The table below shows the <a href=\"https:\/\/www.sbicard.com\/en\/most-important-terms-and-conditions.page\" target=\"_blank\" rel=\"noopener\">other important charges<\/a> levied on this card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9100-250<\/td><\/tr><tr><td>Cheque Payment Fee<\/td><td>\u20b9200<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2.5% or \u20b9500, whichever is higher<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>2.5% or \u20b9600, whichever is higher.<\/td><\/tr><tr><td>Late Payment<\/td><td>NIL till \u20b9500.\u20b9400 for \u20b9501-1,000.\u20b9750 for \u20b91,001-10,000.\u20b9950 for \u20b910,001-25,000.\u20b91,100 for \u20b925,001-50,000.\u20b91,300 for above \u20b950,000.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Already own the UCO SBI Elite Card? Then install <a href=\"https:\/\/piceapp.com\/\">the Pice app<\/a> on your smartphone. Irrespective of which card you own, this app lets you set credit card bill payment reminders, make payments, and track payment status all from one secure platform.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>For concierge support such as flower delivery, gifts, or doctor consultation, contact 1800-2121-68168 or email support@premiumconcierge.in.<\/li>\n\n\n\n<li>Cardholders can request up to 3 add-on cards for parents, spouse, children, or siblings above 18 years.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773826025959\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What forex markup does UCO Bank SBI Card Elite charge?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The card applies a foreign currency markup of 1.99% on international transactions. Cardholders also earn 2 reward points for every \u20b9100 spent outside India.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773826043154\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What fraud liability cover comes with the UCO-SBI co-branded Elite card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The card provides complimentary \u20b91 lakh fraud liability cover from 48 hours before the loss report to 7 days after reporting.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773826070833\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the contactless payment limit per transaction?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Contactless payment is allowed up to \u20b95,000 for a single transaction. No PIN is required for this amount. Transactions above \u20b95,000 require card dip or swipe with PIN.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The UCO Bank SBI Card Elite is a co-branded credit card from UCO Bank and SBI Card. It targets users who seek premium rewards, travel perks, or lifestyle benefits. The card carries a joining fee of \u20b94,999, with the same amount also serving as the annual fee from the second year onwards. Cardholders [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85714,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85713","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85713","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85713"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85713\/revisions"}],"predecessor-version":[{"id":85716,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85713\/revisions\/85716"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85714"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85713"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85713"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85713"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}