{"id":85674,"date":"2026-03-17T16:32:35","date_gmt":"2026-03-17T11:02:35","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85674"},"modified":"2026-03-17T16:33:02","modified_gmt":"2026-03-17T11:03:02","slug":"union-jcb-wellness-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/union-jcb-wellness-credit-card\/","title":{"rendered":"Upgrade Everyday Lifestyle with the Union JCB Wellness Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Union JCB Wellness credit card gives 1 complimentary health check-up every year, including diagnostic tests.<\/li>\n\n\n\n<li>1 spa massage session program with complimentary or discounted access.<\/li>\n\n\n\n<li>A 15 or 30-day gym membership trial once yearly is included.<\/li>\n\n\n\n<li>1 complimentary golf round each year for lifestyle privileges.<\/li>\n\n\n\n<li>8 domestic lounge visits and 2 international lounge visits annually.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Union Bank of India JCB Wellness Credit Card is a premium card designed for people who value wellness and lifestyle benefits. Cardholders can enjoy services such as airport lounge access, complimentary golf games, spa sessions, health check-ups, and special discounts across various programs.<\/p>\n\n\n\n<p>Overall, the card offers benefits worth around \u20b922,000 each year. The Union JCB Wellness Credit Card annual fee and joining fee are \u20b9999 + GST.<\/p>\n\n\n\n<p>But that\u2019s not all! Continue reading to know more.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#union-jcb-wellness-credit-card-benefits\">Union JCB Wellness Credit Card Benefits<\/a><\/li><li><a href=\"#union-jcb-wellness-credit-card-charges\">Union JCB Wellness Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"union-jcb-wellness-credit-card-benefits\"><strong>Union JCB Wellness Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Wellness-Benefits-1024x683.png\" alt=\"Union JCB Wellness Credit Card Benefits\" class=\"wp-image-85676\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Wellness-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Wellness-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Wellness-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Wellness-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Wellness-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The card offers practical payment advantages such as a 1% fuel surcharge waiver up to \u20b9100 per billing cycle. It also supports UPI payments and secure chip and PIN technology, along with many additional benefits.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Spa and Health Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders receive 1 complimentary diagnostic health check-up annually and access spa programs that include complimentary or discounted 60-minute massage sessions.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Fitness and Golf Access<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The card also comes with a 15 or 30-day gym membership trial once each year and 1 complimentary golf round annually.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Travel Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The Union JCB Wellness Credit Card lounge access benefit includes 8 complimentary domestic visits yearly and 2 international airport lounge visits annually.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Rewards Program<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Earn 4 reward points per \u20b9100 on dining, shopping, groceries, and apparel, while other non-fuel purchases earn 2 points per \u20b9100 spent.<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>Insurance Coverage<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The card provides \u20b910 lakh accidental insurance cover, along with an additional \u20b930 lakh cover under the program terms.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"union-jcb-wellness-credit-card-charges\"><strong>Union JCB Wellness Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>Service charges usually vary based on whether the minimum payment due is cleared on time. The interest rate generally ranges from 2.50% to 2.95% per month (30%\u201335.4% annually).<\/p>\n\n\n\n<p>Some <a href=\"https:\/\/www.unionbankofindia.bank.in\/pdf\/key-fact-statement.pdf\" target=\"_blank\" rel=\"noopener\">other key charges<\/a> levied on this card are:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9149<\/td><\/tr><tr><td>Cheque Return Charges<\/td><td>\u20b9250<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% (min. \u20b9250)<\/td><\/tr><tr><td>Cash Withdrawal Charges<\/td><td>Union Bank ATM: 3% or min. \u20b9200Other ATMs: 3% or min. \u20b9250<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Dues up to \u20b925,000: \u20b9200Dues above \u20b925,000: \u20b9500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Prevent hampering your budget by clearing your credit card bills on time through the <a href=\"https:\/\/piceapp.com\/\">Pice app<\/a>. Select your card, enter the necessary details, confirm the amount, and finish the payment quickly. You can also set reminders and check your payment status easily.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Domestic complimentary lounge access is limited to 2 visits per quarter under the card program.<\/li>\n\n\n\n<li>Annual fee waived in the first year and not levied again if annual spending reaches \u20b91,00,000 in the previous year.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773745122026\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Are there milestone rewards on the Union JCB Wellness Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cardholders earn additional reward points after reaching yearly spending milestones. Spending \u20b91,50,000 earns 1,000 points, \u20b92,00,000 earns 1,500 points, and \u20b92,50,000 earns 2,000 points.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773745134857\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How do reward points work on the JCB Wellness Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Each reward point equals \u20b90.25. Points remain valid for 12 months from the transaction month, and redemption becomes available 45 days after the points are credited.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773745149313\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can you redeem reward points on the Union JCB Wellness Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Log in to the Union Rewardz portal to redeem points. A minimum of 100 points is required, and points can be used for vouchers, travel bookings, and merchandise.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Union Bank of India JCB Wellness Credit Card is a premium card designed for people who value wellness and lifestyle benefits. Cardholders can enjoy services such as airport lounge access, complimentary golf games, spa sessions, health check-ups, and special discounts across various programs. Overall, the card offers benefits worth around \u20b922,000 each [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85675,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85674"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85674\/revisions"}],"predecessor-version":[{"id":85677,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85674\/revisions\/85677"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85675"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}