{"id":85579,"date":"2026-03-10T17:39:50","date_gmt":"2026-03-10T12:09:50","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85579"},"modified":"2026-03-10T17:39:54","modified_gmt":"2026-03-10T12:09:54","slug":"bob-icai-exclusive-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/bob-icai-exclusive-credit-card\/","title":{"rendered":"BOB ICAI Exclusive Credit Card: Exclusively Designed for ICAI Members"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 1% fuel surcharge waiver of up to \u20b9250 on all fuel spends.<\/li>\n\n\n\n<li>Cardholders can also earn 500 reward points by spending at least \u20b95,000.<\/li>\n\n\n\n<li>This card attracts a reduced foreign exchange charge of 2%.<\/li>\n\n\n\n<li>The card replacement fee is \u20b9100.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The BOB ICAI Exclusive credit card provides access to world-class privileges and maximum savings opportunities. It offers accelerated rewards on routine spends like electricity bills and weekend dining. Being a combination of premium privileges and zero joining\/annual charges, this card is a valuable addition to your wallet.\u00a0<\/p>\n\n\n\n<p>Wondering, what\u2019s more? Keep reading!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-are-the-bob-icai-exclusive-credit-card-benefits\">What are the BOB ICAI Exclusive Credit Card Benefits?\u00a0<\/a><\/li><li><a href=\"#what-are-the-bob-icai-exclusive-credit-card-features\">What are the BOB ICAI Exclusive Credit Card Features?\u00a0<\/a><\/li><li><a href=\"#what-are-the-bob-icai-exclusive-credit-card-fees\">What are the BOB ICAI Exclusive Credit Card Fees?\u00a0<\/a><\/li><li><a href=\"#what-is-the-bob-icai-exclusive-credit-card-eligibility-criteria\">What is the BOB ICAI Exclusive Credit Card Eligibility Criteria?\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-bob-icai-exclusive-credit-card-benefits\"><strong>What are the BOB ICAI Exclusive Credit Card Benefits?&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICAI-Benefits-1024x682.jpg\" alt=\"BOB ICAI Exclusive Credit Card Benefits\" class=\"wp-image-85583\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICAI-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICAI-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICAI-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICAI-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICAI-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>One of the most exciting BOB ICAI Exclusive credit card benefits is that users can earn 5X rewards on every \u20b9100 spent online or on dining\/ utility bills. Additionally, the card offers:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Base Rewards<\/strong><\/li>\n<\/ul>\n\n\n\n<p>For transactions that are ineligible for accelerated rewards, you will earn 1 reward point for every \u20b9100. For example, UPI transactions do not qualify for 5X earnings. Therefore, they only attract base rewards.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Travel Benefits<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Elevate your air travel experiences with 12 complimentary domestic BOB ICAI Exclusive credit card lounge access. To be eligible, spend at least \u20b940,000 in the preceding quarter to get 3 complimentary lounge visits in the next calendar quarter. Also, since this card attracts a reduced foreign exchange charge of 2%, it is ideal for all your international trips.\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Keep your health in check with complimentary access to more than 2,500 premium fitness studios and gyms. You will receive \u20b915,000 worth of complimentary Fitpass Pro Membership for 6 months, once your card is activated.&nbsp;<\/p>\n\n\n\n<p>In addition to this, cardholders can also earn 500 reward points by spending at least \u20b95,000 within 60 days of card issuance.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Milestone Benefit<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Reach your maximum credit limit or \u20b91,00,000 (whichever is higher) in a quarter, to earn 4,000 additional reward points as a milestone bonus.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Insurance Coverage<\/strong><\/li>\n<\/ul>\n\n\n\n<p>This card is built with complementary insurance coverage options. Users can get up to \u20b95,00,000 as Professional Indemnity Insurance cover, \u20b915,00,000 as air accident death cover and \u20b95,00,000 as non-air accident death cover.&nbsp;<\/p>\n\n\n\n<p><strong>Note<\/strong>:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accelerate rewards are capped at 1,000 per month.\u00a0<\/li>\n\n\n\n<li>For cashback redemption, 1 reward point equates to \u20b90.25.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-bob-icai-exclusive-credit-card-features\"><strong>What are the BOB ICAI Exclusive Credit Card Features?&nbsp;<\/strong><\/h2>\n\n\n\n<p>With exclusive perks, the BOB ICAI Exclusive credit card also includes all those features that are common for most BOB credit cards. Take a look at some of them:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Smart EMI Conversion<\/strong>: Convert all purchases of \u20b92,500 and more into easy EMIs options ranging from 6 to 48 months.\u00a0<\/li>\n\n\n\n<li><strong>Fuel Surcharge Waiver<\/strong>: Get 1% fuel surcharge waiver of up to \u20b9250 on all fuel spends between \u20b9400 and \u20b95,000.\u00a0<\/li>\n\n\n\n<li><strong>Complimentary Add-on Card:<\/strong> Apply for up to 3 lifetime free add-on cards for your adult family members.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1Enjoying these exclusive BOB ICAI perks? Don\u2019t forget to manage your payments just as smartly. With <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a>, you can track your credit card dues, receive timely reminders, and make secure payments in just a few taps!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-bob-icai-exclusive-credit-card-fees\"><strong>What are the BOB ICAI Exclusive Credit Card Fees?&nbsp;<\/strong><\/h2>\n\n\n\n<p>Though the BOB ICAI Exclusive credit card is a lifetime free option, it is subject to <a href=\"https:\/\/media.bobcard.co.in\/\/media\/gaudahay\/bob_mitc_a4-booklet_ver-18nov25_25nov2025.pdf\" target=\"_blank\" rel=\"noopener\">other charges and penalties<\/a>. Here are some of them:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% per month, 45% per annum<\/td><\/tr><tr><td>Duplicate Bill Fee<\/td><td>\u20b950<\/td><\/tr><tr><td>Cash Processing Fee<\/td><td>\u20b9250<\/td><\/tr><tr><td>Cheque Processing Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>2.5% or \u20b9600 (whichever is higher)<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Cash Withdrawal Fee<\/td><td>2.5% or \u20b9500 (whichever is higher)<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Less than \u20b9100: NIL&nbsp;\u20b9100 to \u20b9500: \u20b9100&nbsp;\u20b9501 to \u20b91,000: \u20b9400&nbsp;\u20b91,001 to \u20b910,000: \u20b9750&nbsp;\u20b910,001 to \u20b925,000: \u20b9950&nbsp;\u20b925,001 to \u20b950,000: \u20b91,100&nbsp;More than \u20b950,000: \u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-the-bob-icai-exclusive-credit-card-eligibility-criteria\"><strong>What is the BOB ICAI Exclusive Credit Card Eligibility Criteria?<\/strong>&nbsp;<\/h2>\n\n\n\n<p>To apply for the BOB ICAI Exclusive credit card, active ICAI members must be:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Indian<\/li>\n\n\n\n<li>Aged 21 and 75 years<\/li>\n\n\n\n<li>Either salaried (\u20b93,60,000 annually) or self-employed (\u20b93,00,000 annually).\u00a0<\/li>\n\n\n\n<li>Having a good credit history and score of 700+.<\/li>\n<\/ul>\n\n\n\n<p>Documents required for application:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC documents\u00a0<\/li>\n\n\n\n<li>PAN card photocopy\u00a0<\/li>\n\n\n\n<li>Photocopy of ICAI membership card\u00a0<\/li>\n\n\n\n<li>Latest salary slip\/ ITR\u00a0<\/li>\n\n\n\n<li>Current residence proof\u00a0<\/li>\n\n\n\n<li>1 passport-size photograph.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1Since you are planning to have multiple credit cards, experience smarter money management by consolidating your cards and paying your bills on time using <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App\u2019s<\/a> easy platform.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you already have another credit card, ensure to attach its scanned copy along with the latest statement.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773144211968\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How long does BOB ICAI Exclusive credit card processing take?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Once applied, the BOB ICAI Exclusive credit card processing takes around 7 to 10 working days.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773144227796\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What to do if I lose my BOB ICAI Exclusive credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>In case of loss or theft, ensure to dial 1800 2090 and 1800 1210 immediately to report. Once reported, you will bear zero liability for fraudulent transactions.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The BOB ICAI Exclusive credit card provides access to world-class privileges and maximum savings opportunities. It offers accelerated rewards on routine spends like electricity bills and weekend dining. Being a combination of premium privileges and zero joining\/annual charges, this card is a valuable addition to your wallet.\u00a0 Wondering, what\u2019s more? Keep reading! What [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85581,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85579","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85579","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85579"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85579\/revisions"}],"predecessor-version":[{"id":85584,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85579\/revisions\/85584"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85581"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85579"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85579"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85579"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}