{"id":85566,"date":"2026-03-10T16:44:28","date_gmt":"2026-03-10T11:14:28","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85566"},"modified":"2026-03-10T16:44:35","modified_gmt":"2026-03-10T11:14:35","slug":"bank-of-baroda-tiara-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/bank-of-baroda-tiara-credit-card\/","title":{"rendered":"Enjoy Lifestyle Benefits with Bank of Baroda TIARA Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual fee \u20b92,499 with milestone waiver benefits.<\/li>\n\n\n\n<li>Unlimited lounge visits after \u20b940,000 quarterly spending.<\/li>\n\n\n\n<li>Complimentary 6-month FITPASS membership included.<\/li>\n\n\n\n<li>Quarterly \u20b9500 shopping discounts on major brands.<\/li>\n\n\n\n<li>Complimentary 3-month Swiggy One membership annually.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Bank of Baroda TIARA Credit Card is a versatile lifestyle card created especially for women who want rewards across travel, shopping, dining, and wellness.<\/p>\n\n\n\n<p>With a joining and annual fee of \u20b92,499, the card offers premium privileges along with milestone-based fee waivers.<\/p>\n\n\n\n<p>It includes entertainment memberships, health benefits, and reward earnings across major spending categories. This makes the BOBCARD TIARA suitable for those seeking broader lifestyle advantages.<\/p>\n\n\n\n<p>Continue reading this article to see how to maximise every swipe!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#bank-of-baroda-tiara-credit-card-benefits\">Bank of Baroda TIARA Credit Card Benefits<\/a><\/li><li><a href=\"#activating-and-booking-the-free-womens-health-package\">Activating and Booking the Free Women\u2019s Health Package<\/a><\/li><li><a href=\"#general-features-of-bob-tiara-credit-card\">General Features of BOB TIARA Credit Card<\/a><\/li><li><a href=\"#bank-of-baroda-tiara-credit-card-charges\">Bank of Baroda TIARA Credit Card Charges<\/a><\/li><li><a href=\"#bobcard-tiara-eligibility-criteria\">BOBCARD TIARA Eligibility Criteria<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bank-of-baroda-tiara-credit-card-benefits\"><strong>Bank of Baroda TIARA Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-Tiara-credit-card-benefits-1024x682.jpg\" alt=\"Bank of Baroda TIARA Credit Card Benefits\" class=\"wp-image-85568\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-Tiara-credit-card-benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-Tiara-credit-card-benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-Tiara-credit-card-benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-Tiara-credit-card-benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-Tiara-credit-card-benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>You can reduce the overall cost of this card through milestone spending. Spend \u20b925,000 within the first 60 days to waive the joining fee, and \u20b92,50,000 in a year to reverse the annual fee.<\/p>\n\n\n\n<p>Beyond fee savings, the card delivers several other lifestyle and reward benefits, which are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Reward Earnings<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Earn 15 reward points for every \u20b9100 spent on dining, travel, and international purchases. Other eligible transactions earn 3 reward points per \u20b9100.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Travel Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Get unlimited complimentary domestic lounge visits with Bank of Baroda TIARA Credit Card lounge access. Also, save on international expenses with a reduced forex markup of 2%.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Health and Wellness Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Receive a complimentary women\u2019s health check package that includes important health screening tests. You also get a 6-month FITPASS Pro membership for access to fitness centres.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Shopping Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Get quarterly discounts of \u20b9500 each on Myntra, Nykaa, and Flipkart purchases. You also receive quarterly discounts worth \u20b91,500 at Lakm\u00e9 Salon.<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>Entertainment Memberships<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Enjoy complimentary annual subscriptions to selected entertainment platforms such as Amazon Prime, Jio Hotstar, and Gaana Plus.<\/p>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li><strong>Movie and Experience Offers<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Receive quarterly discounts of \u20b9250 on BookMyShow when booking at least two movie or event tickets.<\/p>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\">\n<li><strong>Dining and Grocery Savings<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Get a complimentary 3-month Swiggy One membership once every year with unlimited free deliveries. You also receive quarterly discounts of \u20b9250 on BigBasket purchases.<\/p>\n\n\n\n<ol start=\"8\" class=\"wp-block-list\">\n<li><strong>UPI Convenience<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Connect the card to UPI applications like BHIM, Google Pay, Paytm, or PhonePe to conveniently pay for small daily transactions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"activating-and-booking-the-free-womens-health-package\"><strong>Activating and Booking the Free Women\u2019s Health Package<\/strong><\/h2>\n\n\n\n<p>BOB TIARA Credit Card has a <a href=\"https:\/\/media.bobcard.co.in\/media\/vw1olaga\/health-checkup-002.pdf\" target=\"_blank\" rel=\"noopener\">free women&#8217;s health package<\/a>, which you can activate and book in the official benefit portal.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Steps to Activate and Book the Health Package<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The first step is to go to the official benefits portal, choose the option of health package and then click on \u2018Redeem\u2019.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Swipe your BOB TIARA Credit Card to complete the necessary validation payment to verify eligibility.<\/li>\n\n\n\n<li>Get the confirmation of redemption at the registered email address.<\/li>\n\n\n\n<li>You need to contact the support team in advance to schedule an appointment at your preferred diagnostic centre.<\/li>\n\n\n\n<li>Confirmation is necessary before attending the facility, as walk-in requests are not received.<\/li>\n\n\n\n<li>Visit the selected wellness centre on the confirmed date to complete the health tests.<\/li>\n<\/ol>\n\n\n\n<p>Once activated, the health package must be used within one month from the redemption date. Otherwise, the benefit expires automatically.<\/p>\n\n\n\n<p>\ud83d\udca1After enjoying your complimentary wellness benefits, take full control of your card with ease. With <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a>, you can receive alerts, track payment status, and make your credit card payments with complete security and clarity.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"general-features-of-bob-tiara-credit-card\"><strong>General Features of BOB TIARA Credit Card<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Receive a 1% fuel surcharge waiver on fuel transactions across India.<\/li>\n\n\n\n<li>Convert purchases above \u20b92,500 into EMI plans ranging between 6 and 48 months.<\/li>\n\n\n\n<li>Get up to 3 lifetime free add-on cards for female family members above 18 years.<\/li>\n\n\n\n<li>Report a lost card promptly to avoid liability for unauthorised transactions.<\/li>\n\n\n\n<li>The card supports contactless technology for quick and secure payments.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bank-of-baroda-tiara-credit-card-charges\"><strong>Bank of Baroda TIARA Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>Understanding card costs helps you plan better. The BOBCARD TIARA applies 3.25% monthly finance charges or 39% annually, along with <a href=\"https:\/\/www.bobcard.co.in\/most-important-terms-and-condition\/bobcard-mitc\" target=\"_blank\" rel=\"noopener\">other applicable service charges<\/a> listed below:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% or min. \u20b9600<\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9100<\/td><\/tr><tr><td>Cheque Dishonour Charges<\/td><td>2% or min. \u20b9500<\/td><\/tr><tr><td>Cash Withdrawal Charges<\/td><td>2.5% or \u20b9500 (whichever is higher)<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Less than \u20b9100: NIL\u20b9100 &#8211; \u20b9500: \u20b9100\u20b9501 &#8211; \u20b91000: \u20b9400\u20b91001- \u20b910,000: \u20b9750\u20b910,001 &#8211; \u20b925,000: \u20b9950\u20b925,001 &#8211; \u20b950,000: \u20b91100More than \u20b950,000: \u20b91300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bobcard-tiara-eligibility-criteria\"><strong>BOBCARD TIARA Eligibility Criteria<\/strong><\/h2>\n\n\n\n<p>To make application of the Bank of Baroda TIARA Credit Card, the following eligibility requirements are mandatory:\u00a0<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>You have to be an Indian resident, and you must have a minimum annual income of \u20b97.2 lakh.<\/li>\n\n\n\n<li>The applicants must be between 21 and 60 years of age when they are salaried and 21 and 65 years when self-employed.<\/li>\n\n\n\n<li>Salaried candidates must provide bank statements indicating credit of salary over the past 2 months.<\/li>\n\n\n\n<li>Self-employed applicants are required to submit bank statements for the last 3 months of business transactions.<\/li>\n<\/ol>\n\n\n\n<p>\ud83d\udca1Once your Bank of Baroda TIARA Credit Card is approved, staying consistent with payments helps maintain a good credit score. The <a href=\"https:\/\/piceapp.com\/\">Pice app<\/a> makes credit card bill payment simple, with timely alerts and a clear view of dues so you stay in control.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Fuel surcharge waiver applies to transactions between \u20b9400 and \u20b95,000, capped at \u20b9250 per statement cycle.<\/li>\n\n\n\n<li>Reward points can be redeemed as cashback at \u20b90.25 per point. UPI reward earnings are limited to \u20b9500 per statement cycle.<\/li>\n\n\n\n<li>Accelerated 5X reward earnings are limited to 5,000 reward points per statement cycle on eligible spending categories.<\/li>\n\n\n\n<li>The first-year fee appears in the third billing statement if required spending milestones remain incomplete after card issuance.<\/li>\n\n\n\n<li>Complimentary lounge access requires \u20b940,000 spending in the previous calendar quarter starting from 1 January 2025.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773140450550\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How do you register and redeem BOBCARD TIARA benefits online?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Create an account on the RuPay benefits portal using your card details and registered contact information. After logging in, select the available benefit and complete the validation payment to confirm redemption.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773140481942\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Where can you check redeemed TIARA card benefits?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Log in to the RuPay benefits portal and open the My Account section. The Redeemed Offers tab shows the list of benefits used along with redemption dates and status details.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773140633845\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Are TIARA card wellness benefits transferable to others?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Wellness benefits remain valid only for the eligible cardholder and cannot be transferred to another person. The services must be used according to the terms specified at the time of redemption.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773140652344\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can you track the TIARA card application status?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>After you complete the Bank of Baroda TIARA Credit Card online application process and your card is dispatched, a tracking number is sent to your registered mobile number. You can use this number on the courier or India Post website to check delivery status.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773140676627\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What billing cycle options are available for BOBCARD TIARA?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Billing cycles are assigned on selected monthly dates such as the 1st, 7th, 13th, 16th, 18th, or 25th. Cardholders can request a one-time billing cycle change through customer support if needed.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773140726228\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What to do if the TIARA card login fails?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If Bank of Baroda TIARA Credit Card login access fails on the mobile app or portal, raise a service request online. Enter card details, verify using OTP, and submit the complaint. Support teams usually resolve issues within five working days.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773140786673\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can you request an add-on BOBCARD?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply for an add-on BOBCARD through the official add-on card portal. Enter the last 4 digits of the card and registered mobile number, verify the OTP, and submit the request for processing.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Bank of Baroda TIARA Credit Card is a versatile lifestyle card created especially for women who want rewards across travel, shopping, dining, and wellness. With a joining and annual fee of \u20b92,499, the card offers premium privileges along with milestone-based fee waivers. It includes entertainment memberships, health benefits, and reward earnings across [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85567,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85566","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85566"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85566\/revisions"}],"predecessor-version":[{"id":85569,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85566\/revisions\/85569"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85567"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85566"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85566"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}